Banks in Welch, WV

Bank branch map: Welch

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Welch, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Welch

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: MCNB Bank and Trust Co. has the most locations in Welch, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

MCNB Bank and Trust Co. 2 branches · main office Welch, WV Bank · 2

MCNB Bank and Trust Co. has 2 branches in Welch, 6 across West Virginia and 8 nationwide. FDIC records list its main office in Welch, WV and show it operating since 1900. With $356.5 million in total assets on June 30, 2026, it ranks No. 2,234 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Welch location is its main office at 75 Wyoming St, dating to 1900; the newest, at 94 Howard St, to 1975. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  75 Wyoming St, 24801

  Hours: see the bank's site
  DirectionsWebsite
• Drive-In Facility

  94 Howard St, 24801

  Hours: see the bank's site
  DirectionsWebsite

MCNB Bank and Trust Co.: profile, branches and contacts

Pioneer Community Bank 1 branch · main office Iaeger, WV Bank · 1

Pioneer Community Bank has 1 branch in Welch, 6 across West Virginia and 6 nationwide. FDIC records list its main office in Iaeger, WV and show it operating since 1931. With $191.1 million in total assets on June 30, 2026, it ranks No. 3,054 of 4,232 U.S. banks by total assets. The Welch Branch at 18710 Coal Heritage Rd dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Welch Branch

  18710 Coal Heritage Rd, 24801

  Hours: see the bank's site
  DirectionsWebsite

Pioneer Community Bank: profile, branches and contacts

Mcdowell County Credit Union 0 offices · main office Welch, WV Credit union · 0

Mcdowell County Credit Union has 0 officees in Welch, 1 across West Virginia. It is based in Welch, WV and $66,000 in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Mcdowell County Credit Union: profile, branches and contacts

Join a credit union in Welch

1 credit union has 0 offices here: Mcdowell County Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Welch page has every office in the state's directory.

Banking in Welch: the local picture

Short answer: 2 banks run 3 branches in Welch according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Welch, 1 elsewhere in West Virginia, according to the FDIC.

The bank with the longest record here is MCNB Bank and Trust Co., operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is MCNB Bank and Trust Co.'s office at 75 Wyoming St, dating to 1900; the newest is Pioneer Community Bank's at 18710 Coal Heritage Rd, from 1983.

The only credit union with an office here is Mcdowell County Credit Union.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Welch, and where the nearest one is if they do not.

Short answer: No branches in Welch: Chase (nearest in Beckley, 33 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 178 mi), U.S. Bank, Truist (nearest in Gilbert, 18 mi), Fifth Third Bank (nearest in Charleston, 62 mi), Huntington (nearest in South Charleston, 62 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Welch to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Welch residents like anyone else.

Banks near Welch

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pineville (11 miles) and Oceana (19 miles). Beckley, 33 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Welch

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Welch between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Welch

Short answer: 2 institutions have their main office in Welch: MCNB Bank and Trust Co. and Mcdowell County Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Welch by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Welch offices.

Short answer: MCNB Bank and Trust Co. is the largest bank with offices in Welch, with $356.5 million in total assets on June 30, 2026, No. 2,234 among U.S. banks by total assets. Pioneer Community Bank is second with $191.1 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Welch: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.