Banks in Sophia, WV

Bank branch map: Sophia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Sophia, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sophia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank and Pioneer Community Bank have the most locations in Sophia, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pioneer Community Bank 1 branch · main office Iaeger, WV Bank · 1

Pioneer Community Bank has 1 branch in Sophia, 6 across West Virginia and 6 nationwide. FDIC records list its main office in Iaeger, WV and show it operating since 1931. With $191.1 million in total assets on June 30, 2026, it ranks No. 3,054 of 4,232 U.S. banks by total assets. The Sophia Branch at 822 Robert C Byrd Dr dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sophia Branch

  822 Robert C Byrd Dr, 25921

  Hours: see the bank's site
  DirectionsWebsite

Pioneer Community Bank: profile, branches and contacts

United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Sophia, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Sophia Branch at 425 Robert C Byrd Drive dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Sophia Branch

  425 Robert C Byrd Drive, 25921

  Hours: see the bank's site
  DirectionsWebsite

United Bank: profile, branches and contacts

Banking in Sophia: the local picture

Short answer: 2 banks run 2 branches in Sophia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sophia, 1 elsewhere in West Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Pioneer Community Bank, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is United Bank's office at 425 Robert C Byrd Drive, dating to 1975; the newest is Pioneer Community Bank's at 822 Robert C Byrd Dr, from 1999.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sophia, and where the nearest one is if they do not.

Short answer: No branches in Sophia: Chase (nearest in Beckley, 5 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 151 mi), U.S. Bank, Truist (nearest in Beckley, 7 mi), Fifth Third Bank (nearest in Charleston, 46 mi), Huntington (nearest in Charleston, 48 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sophia to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sophia residents like anyone else.

Banks near Sophia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Beckley (6 miles) and Beaver (7 miles). Beckley, 6 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Sophia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sophia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sophia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sophia offices.

Short answer: United Bank is the largest bank with offices in Sophia, with $33.64 billion in total assets on June 30, 2026, No. 65 among U.S. banks by total assets. Pioneer Community Bank is second with $191.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sophia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.