US Bank Directory
Banks in Terra Alta, WV
1 FDIC-insured bank operates 1 office in Terra Alta, West Virginia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Terra Alta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Terra Alta, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Terra Alta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Clear Mountain Bank is the only bank with an office in Terra Alta. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Clear Mountain Bank Bank · 1
Clear Mountain Bank has 1 branch in Terra Alta, 10 across West Virginia and 12 nationwide. FDIC records list its main office in Bruceton Mills, WV and show it operating since 1931. With $1.03 billion in total assets on June 30, 2026, it ranks No. 1,028 of 4,232 U.S. banks by total assets. The The Terra Alta Bank Branch at 1101 E State Ave dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Terra Alta Bank Branch1101 E State Ave, 26764
Banking in Terra Alta: the local picture
Short answer: 1 bank runs 1 branch in Terra Alta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Clear Mountain Bank has its main office in Bruceton Mills, WV, according to the FDIC.
The bank with the longest record here is Clear Mountain Bank, operating since 1931 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Terra Alta, and where the nearest one is if they do not.
Short answer: No branches in Terra Alta: Chase (nearest in Morgantown, 26 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 26 mi), U.S. Bank, Truist (nearest in Kingwood, 8 mi), Fifth Third Bank (nearest in Charleston, 135 mi), Huntington (nearest in Morgantown, 24 mi), Regions Bank, TD Bank, BMO.
| Bank | In Terra Alta | Nearest branch if none here |
|---|---|---|
| Chase | None | Morgantown, 26 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 26 miles away |
| U.S. Bank | None | none in West Virginia |
| Truist | None | Kingwood, 8 miles away |
| Fifth Third Bank | None | Charleston, 135 miles away |
| Huntington | None | Morgantown, 24 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Terra Alta to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Terra Alta residents like anyone else.
Banks near Terra Alta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kingwood (8 miles) and Parsons (25 miles). Morgantown, 26 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kingwood, WV | 8 mi | 3 | 3 |
| Banks in Parsons, WV | 25 mi | 2 | 2 |
| Banks in Morgantown, WV | 26 mi | 13 | 30 |
| Banks in Grafton, WV | 26 mi | 2 | 2 |
| Banks in Westover, WV | 27 mi | 2 | 2 |
| Banks in Keyser, WV | 29 mi | 4 | 4 |
| Banks in Fairmont, WV | 33 mi | 7 | 11 |
| Banks in Philippi, WV | 34 mi | 2 | 3 |
Bank branch openings and closings in Terra Alta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Terra Alta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Terra Alta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Terra Alta offices.
Short answer: Clear Mountain Bank is the largest bank with offices in Terra Alta, with $1.03 billion in total assets on June 30, 2026, No. 1,028 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Clear Mountain Bank | $1.03 billion | No. 1,028 | 1 | Bruceton Mills, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Terra Alta: FAQ
How many banks are in Terra Alta, WV?
Terra Alta has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Clear Mountain Bank in Terra Alta, WV?
Yes. FDIC data lists 1 Clear Mountain Bank branch in Terra Alta as of September 5, 2026. The address and directions are under Clear Mountain Bank above.
Is there a Chase in Terra Alta, WV?
No. FDIC data lists no Chase branch in Terra Alta as of September 5, 2026. The nearest is in Morgantown, about 26 miles away in a straight line.
What is the oldest bank in Terra Alta?
Clear Mountain Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1931.
Did any bank branches open or close in Terra Alta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Terra Alta?
Nearby cities with more banks include Kingwood, Parsons, Morgantown. Kingwood is 8 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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