US Bank Directory
Banks in Grafton, WV
2 FDIC-insured banks operate 2 offices in Grafton, West Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Grafton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Grafton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Grafton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and First Community Bank have the most locations in Grafton, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chessie Credit Union Credit union · 1
Chessie Credit Union has 1 office in Grafton, 2 across West Virginia. It is based in Cumberland, MD and $433.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Grafton400 N Pike St, 26354
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Community Bank Bank · 1
First Community Bank has 1 branch in Grafton, 28 across West Virginia and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Grafton Branch at 110 N Pike St dates to 1873 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Grafton Branch110 N Pike St, 26354
Truist Bank · 1
Truist has 1 branch in Grafton, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Harman Center Branch at 7 Harman Ctr dates to 1966 in FDIC branch records. Its published hours do not list Saturday.
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Harman Center Branch7 Harman Ctr, 26354
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Grafton
1 credit union has 1 office here: Chessie Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Grafton page has every office in the state's directory.
Banking in Grafton: the local picture
Short answer: 2 banks run 2 branches in Grafton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Grafton and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is First Community Bank's office at 110 N Pike St, dating to 1873; the newest is Truist's at 7 Harman Ctr, from 1966.
The only credit union with an office here is Chessie Credit Union.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Grafton
Short answer: None of the 2 Grafton locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Grafton, and where the nearest one is if they do not.
Short answer: In Grafton: Truist (1). No branches in Grafton: Chase (nearest in Bridgeport, 15 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 21 mi), U.S. Bank, Fifth Third Bank (nearest in Charleston, 111 mi), Huntington (nearest in Fairmont, 11 mi), Regions Bank, TD Bank, BMO.
| Bank | In Grafton | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Bridgeport, 15 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 21 miles away |
| U.S. Bank | None | none in West Virginia |
| Fifth Third Bank | None | Charleston, 111 miles away |
| Huntington | None | Fairmont, 11 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Grafton to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Grafton residents like anyone else.
Banks near Grafton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fairmont (11 miles) and White Hall (12 miles). Bridgeport, 14 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fairmont, WV | 11 mi | 7 | 11 |
| Banks in White Hall, WV | 12 mi | 2 | 2 |
| Banks in Philippi, WV | 14 mi | 2 | 3 |
| Banks in Bridgeport, WV | 14 mi | 11 | 13 |
| Banks in Nutter Fort, WV | 18 mi | 2 | 2 |
| Banks in Clarksburg, WV | 18 mi | 7 | 7 |
| Banks in Kingwood, WV | 19 mi | 3 | 3 |
| Banks in Westover, WV | 20 mi | 2 | 2 |
Bank branch openings and closings in Grafton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Grafton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Grafton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Grafton offices.
Short answer: Truist is the largest bank with offices in Grafton, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Community Bank is second with $3.61 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Community Bank | $3.61 billion | No. 365 | 1 | Bluefield, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Grafton: FAQ
How many banks are in Grafton, WV?
Grafton has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Grafton?
Truist, with 1. First Community Bank has 1.
Is there a Truist in Grafton, WV?
Yes. FDIC data lists 1 Truist branch in Grafton as of September 5, 2026. The address and directions are under Truist above.
Is there a First Community Bank in Grafton, WV?
Yes. FDIC data lists 1 First Community Bank branch in Grafton as of September 5, 2026. The address and directions are under First Community Bank above.
Is there a Chase in Grafton, WV?
No. FDIC data lists no Chase branch in Grafton as of September 5, 2026. The nearest is in Bridgeport, about 15 miles away in a straight line.
Which banks in Grafton are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Grafton?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Grafton?
Chessie Credit Union has an office in Grafton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Grafton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Grafton?
Nearby cities with more banks include Fairmont, White Hall, Philippi. Fairmont is 11 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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