US Bank Directory

Banks in Mill Creek, WV

1 FDIC-insured bank operates 1 office in Mill Creek, West Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Mill Creek

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Mill Creek, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Mill Creek

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mountain Valley Bank is the only bank with an office in Mill Creek. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mountain Valley Bank 1 branch · main office Elkins, WV Bank · 1

Mountain Valley Bank has 1 branch in Mill Creek, 4 across West Virginia and 4 nationwide. FDIC records list its main office in Elkins, WV and show it operating since 1909. With $201.9 million in total assets on June 30, 2026, it ranks No. 2,975 of 4,232 U.S. banks by total assets. The Mill Creek Branch at 9896 Seneca Trail dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Mill Creek Branch
    9896 Seneca Trail, 26280
    Hours: see the bank's site
Mountain Valley Bank: profile, branches and contacts

Banking in Mill Creek: the local picture

Short answer: 1 bank runs 1 branch in Mill Creek according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Mountain Valley Bank has its main office in Elkins, WV, according to the FDIC.

The bank with the longest record here is Mountain Valley Bank, operating since 1909 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Mill Creek, and where the nearest one is if they do not.

Short answer: No branches in Mill Creek: Chase (nearest in Buckhannon, 22 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 63 mi), U.S. Bank, Truist (nearest in Bridgeport, 40 mi), Fifth Third Bank (nearest in Charleston, 92 mi), Huntington (nearest in Elkins, 14 mi), Regions Bank, TD Bank, BMO.

BankIn Mill CreekNearest branch if none here
ChaseNoneBuckhannon, 22 miles away
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 63 miles away
U.S. BankNonenone in West Virginia
TruistNoneBridgeport, 40 miles away
Fifth Third BankNoneCharleston, 92 miles away
HuntingtonNoneElkins, 14 miles away
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mill Creek to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mill Creek residents like anyone else.

Banks near Mill Creek

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Elkins (13 miles) and Buckhannon (22 miles). Elkins, 13 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Mill Creek

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mill Creek between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mill Creek by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mill Creek offices.

Short answer: Mountain Valley Bank is the largest bank with offices in Mill Creek, with $201.9 million in total assets on June 30, 2026, No. 2,975 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Mountain Valley Bank$201.9 millionNo. 2,9751Elkins, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mill Creek: FAQ

How many banks are in Mill Creek, WV?

Mill Creek has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Mountain Valley Bank in Mill Creek, WV?

Yes. FDIC data lists 1 Mountain Valley Bank branch in Mill Creek as of September 5, 2026. The address and directions are under Mountain Valley Bank above.

Is there a Chase in Mill Creek, WV?

No. FDIC data lists no Chase branch in Mill Creek as of September 5, 2026. The nearest is in Buckhannon, about 22 miles away in a straight line.

What is the oldest bank in Mill Creek?

Mountain Valley Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1909.

Did any bank branches open or close in Mill Creek in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mill Creek?

Nearby cities with more banks include Elkins, Buckhannon, Philippi. Elkins is 13 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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