US Bank Directory

Banks in Franklin, WV

2 FDIC-insured banks operate 2 offices in Franklin, West Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Franklin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Franklin, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Franklin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Burke & Herbert Bank and Pendleton Community Bank have the most locations in Franklin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Burke & Herbert Bank Burke & Herbert Bank & Trust Company · 1 branch · main office Alexandria, VA Bank · 1

Burke & Herbert Bank has 1 branch in Franklin, 32 across West Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. The Franklin Branch at 564 N Main St dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Burke & Herbert Bank: profile, branches and contacts
Pendleton Community Bank 1 branch · main office Franklin, WV Bank · 1

Pendleton Community Bank has 1 branch in Franklin, 9 across West Virginia and 16 nationwide. FDIC records list its main office in Franklin, WV and show it operating since 1925. With $849.7 million in total assets on June 30, 2026, it ranks No. 1,200 of 4,232 U.S. banks by total assets. Its main office at 128 N Main St dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    128 N Main St, 26807
    Hours: see the bank's site
Pendleton Community Bank: profile, branches and contacts

Banking in Franklin: the local picture

Short answer: 2 banks run 2 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Franklin and 1 out of state, according to the FDIC.

The bank with the longest record here is Burke & Herbert Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Pendleton Community Bank's office at 128 N Main St, dating to 1925; the newest is Burke & Herbert Bank's at 564 N Main St, from 1987.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Franklin, and where the nearest one is if they do not.

Short answer: No branches in Franklin: Chase (nearest in Buckhannon, 54 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 77 mi), U.S. Bank, Truist (nearest in Keyser, 57 mi), Fifth Third Bank (nearest in Charleston, 124 mi), Huntington (nearest in Elkins, 34 mi), Regions Bank, TD Bank, BMO.

BankIn FranklinNearest branch if none here
ChaseNoneBuckhannon, 54 miles away
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 77 miles away
U.S. BankNonenone in West Virginia
TruistNoneKeyser, 57 miles away
Fifth Third BankNoneCharleston, 124 miles away
HuntingtonNoneElkins, 34 miles away
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.

Banks near Franklin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Petersburg (26 miles) and Elkins (33 miles). Elkins, 33 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Franklin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Franklin

Short answer: 1 institution has its main office in Franklin: Pendleton Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Pendleton Community BankBank$849.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Franklin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.

Short answer: Burke & Herbert Bank is the largest bank with offices in Franklin, with $10.98 billion in total assets on June 30, 2026, No. 151 among U.S. banks by total assets. Pendleton Community Bank is second with $849.7 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Burke & Herbert Bank$10.98 billionNo. 1511Alexandria, VA
Pendleton Community Bank$849.7 millionNo. 1,2001Franklin, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Franklin: FAQ

How many banks are in Franklin, WV?

Franklin has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Franklin?

Burke & Herbert Bank, with 1. Pendleton Community Bank has 1.

Is there a Burke & Herbert Bank in Franklin, WV?

Yes. FDIC data lists 1 Burke & Herbert Bank branch in Franklin as of September 5, 2026. The address and directions are under Burke & Herbert Bank above.

Is there a Pendleton Community Bank in Franklin, WV?

Yes. FDIC data lists 1 Pendleton Community Bank branch in Franklin as of September 5, 2026, the main office at 128 N Main St. The address and directions are under Pendleton Community Bank above.

Is there a Chase in Franklin, WV?

No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Buckhannon, about 54 miles away in a straight line.

Which banks are headquartered in Franklin?

Pendleton Community Bank has its main office in Franklin, according to the FDIC.

What is the oldest bank in Franklin?

Burke & Herbert Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.

Did any bank branches open or close in Franklin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Franklin?

Nearby cities with more banks include Petersburg, Elkins, Moorefield. Petersburg is 26 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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