US Bank Directory
Banks in Ripon, WI
4 FDIC-insured banks operate 4 offices in Ripon, Wisconsin, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ripon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Ripon, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ripon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Ripon, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BMO Bank · 1
BMO has 1 branch in Ripon, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Ripon at 333 Blackburn St dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
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Ripon333 Blackburn St, 54971
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Fortifi Bank Bank · 1
Fortifi Bank has 1 branch in Ripon, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Berlin, WI and show it operating since 1876. With $750.4 million in total assets on June 30, 2026, it ranks No. 1,318 of 4,232 U.S. banks by total assets. The Ripon Branch at 1092 W Fond Du Lac St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ripon Branch1092 W Fond Du Lac St, 54971
Golden Rule Community Credit Union Credit union · 1
Golden Rule Community Credit Union has 1 office in Ripon, 1 across Wisconsin. It is based in Ripon, WI and $41.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1175 W Fond Du Lac St, 54971
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat 8:30 am to 11:30 am; Sun not published
Hours: NCUA, March 31, 2026
Horicon Bank Bank · 1
Horicon Bank has 1 branch in Ripon, 19 across Wisconsin and 19 nationwide. FDIC records list its main office in Horicon, WI and show it operating since 1896. With $1.65 billion in total assets on June 30, 2026, it ranks No. 682 of 4,232 U.S. banks by total assets. The Ripon Branch at 400 Watson St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ripon Branch400 Watson St, 54971
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Ripon, 90 across Wisconsin and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Fond Du Lac Ripon Branch at 738 W Fond Du Lac St dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Fond Du Lac Ripon Branch738 W Fond Du Lac St, 54971
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ripon
1 credit union has 1 office here: Golden Rule Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ripon page has every office in the state's directory.
Banking in Ripon: the local picture
Short answer: 4 banks run 4 branches in Ripon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Ripon, 2 elsewhere in Wisconsin and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 333 Blackburn St, dating to 1890; the newest is Fortifi Bank's at 1092 W Fond Du Lac St, from 2020.
The only credit union with an office here is Golden Rule Community Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Ripon
Short answer: 1 of the 3 Ripon locations with published hours opens on Saturday, run by 1 institution.
- Golden Rule Community Credit Union: 1 of 1 office (1175 W Fond Du Lac St: Saturday 8:30 am to 11:30 am)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ripon, and where the nearest one is if they do not.
Short answer: In Ripon: U.S. Bank (1), BMO (1). No branches in Ripon: Chase (nearest in Oshkosh, 17 mi), Wells Fargo (nearest in Waupun, 16 mi), Bank of America, PNC Bank (nearest in West Bend, 46 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 63 mi), Regions Bank, TD Bank.
| Bank | In Ripon | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| Chase | None | Oshkosh, 17 miles away |
| Wells Fargo | None | Waupun, 16 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 46 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 63 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ripon to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ripon residents like anyone else.
Banks near Ripon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Green Lake (5 miles) and Berlin (10 miles). Oshkosh, 18 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Green Lake, WI | 5 mi | 2 | 2 |
| Banks in Berlin, WI | 10 mi | 2 | 4 |
| Banks in Markesan, WI | 12 mi | 2 | 2 |
| Banks in Princeton, WI | 14 mi | 2 | 2 |
| Banks in Omro, WI | 14 mi | 2 | 2 |
| Banks in Waupun, WI | 16 mi | 4 | 4 |
| Banks in Oshkosh, WI | 18 mi | 12 | 16 |
| Banks in Winneconne, WI | 20 mi | 2 | 2 |
Bank branch openings and closings in Ripon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ripon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ripon
Short answer: 1 institution has its main office in Ripon: Golden Rule Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Golden Rule Community Credit Union | Credit union | $41.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ripon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ripon offices.
Short answer: U.S. Bank is the largest bank with offices in Ripon, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Horicon Bank | $1.65 billion | No. 682 | 1 | Horicon, WI |
| Fortifi Bank | $750.4 million | No. 1,318 | 1 | Berlin, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ripon: FAQ
How many banks are in Ripon, WI?
Ripon has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ripon?
U.S. Bank, with 1. BMO has 1 and Horicon Bank has 1.
Is there a U.S. Bank in Ripon, WI?
Yes. FDIC data lists 1 U.S. Bank branch in Ripon as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a BMO in Ripon, WI?
Yes. FDIC data lists 1 BMO branch in Ripon as of September 5, 2026. The address and directions are under BMO above.
Is there a Horicon Bank in Ripon, WI?
Yes. FDIC data lists 1 Horicon Bank branch in Ripon as of September 5, 2026. The address and directions are under Horicon Bank above.
Is there a Chase in Ripon, WI?
No. FDIC data lists no Chase branch in Ripon as of September 5, 2026. The nearest is in Oshkosh, about 17 miles away in a straight line.
Which banks in Ripon are open on Saturday?
Golden Rule Community Credit Union publishes Saturday hours for one or more Ripon locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Ripon?
Golden Rule Community Credit Union has its main office in Ripon, according to the FDIC and the NCUA.
What is the oldest bank in Ripon?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Ripon?
Golden Rule Community Credit Union has an office in Ripon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ripon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ripon?
Nearby cities with more banks include Green Lake, Berlin, Markesan. Green Lake is 5 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: BMO, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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