US Bank Directory

Banks in Berlin, WI

2 FDIC-insured banks operate 4 offices in Berlin, Wisconsin.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Berlin

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 4 locations in Berlin, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Berlin

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers & Merchants Bank and Fortifi Bank have the most locations in Berlin, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Fortifi Bank 2 branches · main office Berlin, WI Bank · 2

Fortifi Bank has 2 branches in Berlin, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Berlin, WI and show it operating since 1876. With $750.4 million in total assets on June 30, 2026, it ranks No. 1,318 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berlin location is its main office at 240 Broadway, dating to 1876; the newest, at 140 W Huron St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    240 Broadway, 54923
    Hours: see the bank's site
  • Berlin Corporate Office Branch
    140 W Huron St, 54923
    Hours: see the bank's site
Fortifi Bank: profile, branches and contacts
The Farmers & Merchants Bank 2 branches · main office Berlin, WI Bank · 2

The Farmers & Merchants Bank has 2 branches in Berlin, 2 across Wisconsin and 2 nationwide. FDIC records list its main office in Berlin, WI and show it operating since 1940. With $949.4 million in total assets on June 30, 2026, it ranks No. 1,094 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berlin location is its main office at 123 W Huron St, dating to 1940; the newest, at 663 Broadway, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    123 W Huron St, 54923
    Hours: see the bank's site
  • Berlin Drive Up Location Branch
    663 Broadway, 54923
    Hours: see the bank's site
The Farmers & Merchants Bank: profile, branches and contacts

Banking in Berlin: the local picture

Short answer: 2 banks run 4 branches in Berlin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 2 have their main office in Berlin, according to the FDIC.

The bank with the longest record here is Fortifi Bank, operating since 1876 according to the FDIC. In FDIC branch records, the longest-running branch is Fortifi Bank's office at 240 Broadway, dating to 1876; the newest is Fortifi Bank's at 140 W Huron St, from 2021.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Berlin, and where the nearest one is if they do not.

Short answer: No branches in Berlin: Chase (nearest in Oshkosh, 20 mi), Wells Fargo (nearest in Waupun, 26 mi), Bank of America, PNC Bank (nearest in West Bend, 55 mi), U.S. Bank (nearest in Ripon, 10 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 73 mi), Regions Bank, TD Bank, BMO (nearest in Ripon, 10 mi).

BankIn BerlinNearest branch if none here
ChaseNoneOshkosh, 20 miles away
Wells FargoNoneWaupun, 26 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNoneWest Bend, 55 miles away
U.S. BankNoneRipon, 10 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneMilwaukee, 73 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin
BMONoneRipon, 10 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berlin to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berlin residents like anyone else.

Banks near Berlin

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Green Lake (8 miles) and Ripon (10 miles). Oshkosh, 19 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Berlin

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Berlin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Berlin

Short answer: 2 institutions have their main office in Berlin: The Farmers & Merchants Bank and Fortifi Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Farmers & Merchants BankBank$949.4 million2
Fortifi BankBank$750.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Berlin by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berlin offices.

Short answer: The Farmers & Merchants Bank is the largest bank with offices in Berlin, with $949.4 million in total assets on June 30, 2026, No. 1,094 among U.S. banks by total assets. Fortifi Bank is second with $750.4 million. 2 of the 2 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Farmers & Merchants Bank$949.4 millionNo. 1,0942Berlin, WI
Fortifi Bank$750.4 millionNo. 1,3182Berlin, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Berlin: FAQ

How many banks are in Berlin, WI?

Berlin has 2 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Berlin?

The Farmers & Merchants Bank, with 2. Fortifi Bank has 2.

Is there a The Farmers & Merchants Bank in Berlin, WI?

Yes. FDIC data lists 2 The Farmers & Merchants Bank branches in Berlin as of September 5, 2026, the main office at 123 W Huron St. Its branches are listed under The Farmers & Merchants Bank above, with the address and directions for each.

Is there a Fortifi Bank in Berlin, WI?

Yes. FDIC data lists 2 Fortifi Bank branches in Berlin as of September 5, 2026, the main office at 240 Broadway. Its branches are listed under Fortifi Bank above, with the address and directions for each.

Is there a Chase in Berlin, WI?

No. FDIC data lists no Chase branch in Berlin as of September 5, 2026. The nearest is in Oshkosh, about 20 miles away in a straight line.

Which banks are headquartered in Berlin?

The Farmers & Merchants Bank and Fortifi Bank have their main office in Berlin, according to the FDIC.

What is the oldest bank in Berlin?

Fortifi Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1876.

Did any bank branches open or close in Berlin in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Berlin?

Nearby cities with more banks include Green Lake, Ripon, Princeton. Green Lake is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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