US Bank Directory
Banks in Rio, WI
1 FDIC-insured bank operates 1 office in Rio, Wisconsin.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Rio
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Rio, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Rio
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Farmers and Merchants Union Bank is the only bank with an office in Rio. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Farmers and Merchants Union Bank Bank · 1
Farmers and Merchants Union Bank has 1 branch in Rio, 13 across Wisconsin and 13 nationwide. FDIC records list its main office in Columbus, WI and show it operating since 1861. With $872.1 million in total assets on June 30, 2026, it ranks No. 1,174 of 4,232 U.S. banks by total assets. The Rio Branch at 575 S Lowville Rd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rio Branch575 S Lowville Rd, 53960
Banking in Rio: the local picture
Short answer: 1 bank runs 1 branch in Rio according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Farmers and Merchants Union Bank has its main office in Columbus, WI, according to the FDIC.
The bank with the longest record here is Farmers and Merchants Union Bank, operating since 1861 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Rio, and where the nearest one is if they do not.
Short answer: No branches in Rio: Chase (nearest in Sun Prairie, 19 mi), Wells Fargo (nearest in Madison, 22 mi), Bank of America, PNC Bank (nearest in West Bend, 54 mi), U.S. Bank (nearest in Portage, 14 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 65 mi), Regions Bank, TD Bank, BMO (nearest in Portage, 14 mi).
| Bank | In Rio | Nearest branch if none here |
|---|---|---|
| Chase | None | Sun Prairie, 19 miles away |
| Wells Fargo | None | Madison, 22 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 54 miles away |
| U.S. Bank | None | Portage, 14 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 65 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Portage, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rio to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rio residents like anyone else.
Banks near Rio
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pardeeville (7 miles) and Columbus (13 miles). Sun Prairie, 18 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pardeeville, WI | 7 mi | 2 | 2 |
| Banks in Columbus, WI | 13 mi | 2 | 3 |
| Banks in Randolph, WI | 14 mi | 2 | 3 |
| Banks in Portage, WI | 14 mi | 5 | 5 |
| Banks in Lodi, WI | 17 mi | 2 | 2 |
| Banks in Sun Prairie, WI | 18 mi | 10 | 12 |
| Banks in Waunakee, WI | 21 mi | 6 | 6 |
| Banks in Beaver Dam, WI | 21 mi | 6 | 8 |
Bank branch openings and closings in Rio
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rio between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Rio by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rio offices.
Short answer: Farmers and Merchants Union Bank is the largest bank with offices in Rio, with $872.1 million in total assets on June 30, 2026, No. 1,174 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Farmers and Merchants Union Bank | $872.1 million | No. 1,174 | 1 | Columbus, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rio: FAQ
How many banks are in Rio, WI?
Rio has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Farmers and Merchants Union Bank in Rio, WI?
Yes. FDIC data lists 1 Farmers and Merchants Union Bank branch in Rio as of September 5, 2026. The address and directions are under Farmers and Merchants Union Bank above.
Is there a Chase in Rio, WI?
No. FDIC data lists no Chase branch in Rio as of September 5, 2026. The nearest is in Sun Prairie, about 19 miles away in a straight line.
What is the oldest bank in Rio?
Farmers and Merchants Union Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1861.
Did any bank branches open or close in Rio in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rio?
Nearby cities with more banks include Pardeeville, Columbus, Randolph. Pardeeville is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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