US Bank Directory
Banks in Gays Mills, WI
1 FDIC-insured bank operates 1 office in Gays Mills, Wisconsin.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Gays Mills
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Gays Mills, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Gays Mills
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Royal Bank is the only bank with an office in Gays Mills. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Royal Bank Bank · 1
Royal Bank has 1 branch in Gays Mills, 21 across Wisconsin and 21 nationwide. FDIC records list its main office in Elroy, WI and show it operating since 1932. With $816.1 million in total assets on June 30, 2026, it ranks No. 1,239 of 4,232 U.S. banks by total assets. The Gays Mills Branch at 114 Hwy 171 East dates to 1904 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gays Mills Branch114 Hwy 171 East, 54631
Banking in Gays Mills: the local picture
Short answer: 1 bank runs 1 branch in Gays Mills according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Royal Bank has its main office in Elroy, WI, according to the FDIC.
The bank with the longest record here is Royal Bank, operating since 1932 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Gays Mills, and where the nearest one is if they do not.
Short answer: No branches in Gays Mills: Chase (nearest in Madison, 69 mi), Wells Fargo (nearest in Onalaska, 42 mi), Bank of America, PNC Bank (nearest in Lake Geneva, 132 mi), U.S. Bank (nearest in La Crosse, 40 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 141 mi), Regions Bank, TD Bank, BMO (nearest in Spring Green, 40 mi).
| Bank | In Gays Mills | Nearest branch if none here |
|---|---|---|
| Chase | None | Madison, 69 miles away |
| Wells Fargo | None | Onalaska, 42 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Lake Geneva, 132 miles away |
| U.S. Bank | None | La Crosse, 40 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Elm Grove, 141 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Spring Green, 40 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gays Mills to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gays Mills residents like anyone else.
Banks near Gays Mills
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Boscobel (15 miles) and Viroqua (17 miles). Viroqua, 17 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Boscobel, WI | 15 mi | 3 | 3 |
| Banks in Viroqua, WI | 17 mi | 4 | 4 |
| Banks in Muscoda, WI | 22 mi | 2 | 2 |
| Banks in Westby, WI | 23 mi | 2 | 2 |
| Banks in Richland Center, WI | 23 mi | 4 | 4 |
| Banks in Prairie Du Chien, WI | 24 mi | 3 | 4 |
| Banks in Fennimore, WI | 25 mi | 4 | 4 |
| Banks in Bloomington, WI | 30 mi | 2 | 2 |
Bank branch openings and closings in Gays Mills
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Gays Mills between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Gays Mills by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gays Mills offices.
Short answer: Royal Bank is the largest bank with offices in Gays Mills, with $816.1 million in total assets on June 30, 2026, No. 1,239 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Royal Bank | $816.1 million | No. 1,239 | 1 | Elroy, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Gays Mills: FAQ
How many banks are in Gays Mills, WI?
Gays Mills has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Royal Bank in Gays Mills, WI?
Yes. FDIC data lists 1 Royal Bank branch in Gays Mills as of September 5, 2026. The address and directions are under Royal Bank above.
Is there a Chase in Gays Mills, WI?
No. FDIC data lists no Chase branch in Gays Mills as of September 5, 2026. The nearest is in Madison, about 69 miles away in a straight line.
What is the oldest bank in Gays Mills?
Royal Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1932.
Did any bank branches open or close in Gays Mills in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Gays Mills?
Nearby cities with more banks include Boscobel, Viroqua, Muscoda. Boscobel is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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