US Bank Directory
Banks in Richland Center, WI
4 FDIC-insured banks operate 4 offices in Richland Center, Wisconsin, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Richland Center
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Richland Center, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Richland Center
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Richland Center, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Westby Co-op Credit Union Credit union · 2
Westby Co-op Credit Union has 2 officees in Richland Center, 12 across Wisconsin. It is based in Westby, WI and $1.00 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Richland Center locations with published hours open on Saturday.
Who can join: see the credit union's site.
-
Wccu Richland Center - Main2403 Us Hwy 14 E, 53581
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
-
Wccu Richland Center - Orange Street430 West Union St Ste 1, 53581
All hours
Mon to Fri 9 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
Community First Bank Bank · 1
Community First Bank has 1 branch in Richland Center, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Boscobel, WI and show it operating since 1871. With $634.1 million in total assets on June 30, 2026, it ranks No. 1,499 of 4,232 U.S. banks by total assets. The Richland Center Branch at 1200 Sextonville Rd dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Richland Center Branch1200 Sextonville Rd, 53581
Richland County Bank Bank · 1
Richland County Bank has 1 branch in Richland Center, 1 across Wisconsin and 1 nationwide. FDIC records list its main office in Richland Center, WI and show it operating since 1881. With $114.1 million in total assets on June 30, 2026, it ranks No. 3,596 of 4,232 U.S. banks by total assets. Its main office at 195 W Court St dates to 1881 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office195 W Court St, 53581
Royal Bank Bank · 1
Royal Bank has 1 branch in Richland Center, 21 across Wisconsin and 21 nationwide. FDIC records list its main office in Elroy, WI and show it operating since 1932. With $816.1 million in total assets on June 30, 2026, it ranks No. 1,239 of 4,232 U.S. banks by total assets. The Richland Center Branch at 101 E Court St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Richland Center Branch101 E Court St, 53581
The Peoples Community Bank Bank · 1
The Peoples Community Bank has 1 branch in Richland Center, 7 across Wisconsin and 6 nationwide. FDIC records list its main office in Mazomanie, WI and show it operating since 1891. With $388.8 million in total assets on June 30, 2026, it ranks No. 2,113 of 4,232 U.S. banks by total assets. The Richland Center Branch at 187 S Central Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Richland Center Branch187 S Central Ave, 53581
Join a credit union in Richland Center
1 credit union has 2 offices here: Westby Co-op Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richland Center page has every office in the state's directory.
Banking in Richland Center: the local picture
Short answer: 4 banks run 4 branches in Richland Center according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Richland Center, 3 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is Community First Bank, operating since 1871 according to the FDIC. In FDIC branch records, the longest-running branch is Richland County Bank's office at 195 W Court St, dating to 1881; the newest is Community First Bank's at 1200 Sextonville Rd, from 1995.
The only credit union with an office here is Westby Co-op Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Credit unions open on Saturday in Richland Center
Short answer: 1 of the 2 Richland Center locations with published hours opens on Saturday, run by 1 institution.
- Westby Co-op Credit Union: 1 of 2 offices (2403 Us Hwy 14 E: Saturday 8 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richland Center, and where the nearest one is if they do not.
Short answer: No branches in Richland Center: Chase (nearest in Madison, 47 mi), Wells Fargo (nearest in Baraboo, 33 mi), Bank of America, PNC Bank (nearest in Pewaukee, 110 mi), U.S. Bank (nearest in Madison, 47 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 118 mi), Regions Bank, TD Bank, BMO (nearest in Spring Green, 19 mi).
| Bank | In Richland Center | Nearest branch if none here |
|---|---|---|
| Chase | None | Madison, 47 miles away |
| Wells Fargo | None | Baraboo, 33 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Pewaukee, 110 miles away |
| U.S. Bank | None | Madison, 47 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Elm Grove, 118 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Spring Green, 19 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richland Center to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richland Center residents like anyone else.
Banks near Richland Center
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Muscoda (11 miles) and Spring Green (19 miles). Reedsburg, 24 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Muscoda, WI | 11 mi | 2 | 2 |
| Banks in Spring Green, WI | 19 mi | 3 | 3 |
| Banks in Boscobel, WI | 21 mi | 3 | 3 |
| Banks in Hillsboro, WI | 22 mi | 2 | 2 |
| Banks in Reedsburg, WI | 24 mi | 4 | 4 |
| Banks in Fennimore, WI | 28 mi | 4 | 4 |
| Banks in Dodgeville, WI | 28 mi | 3 | 3 |
| Banks in Viroqua, WI | 30 mi | 4 | 4 |
Bank branch openings and closings in Richland Center
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Richland Center between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Richland Center
Short answer: 1 institution has its main office in Richland Center: Richland County Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Richland County Bank | Bank | $114.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Richland Center by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richland Center offices.
Short answer: Royal Bank is the largest bank with offices in Richland Center, with $816.1 million in total assets on June 30, 2026, No. 1,239 among U.S. banks by total assets. Community First Bank is second with $634.1 million. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Royal Bank | $816.1 million | No. 1,239 | 1 | Elroy, WI |
| Community First Bank | $634.1 million | No. 1,499 | 1 | Boscobel, WI |
| The Peoples Community Bank | $388.8 million | No. 2,113 | 1 | Mazomanie, WI |
| Richland County Bank | $114.1 million | No. 3,596 | 1 | Richland Center, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richland Center: FAQ
How many banks are in Richland Center, WI?
Richland Center has 4 banks with 4 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Richland Center?
Royal Bank, with 1. Community First Bank has 1 and The Peoples Community Bank has 1.
Is there a Royal Bank in Richland Center, WI?
Yes. FDIC data lists 1 Royal Bank branch in Richland Center as of September 5, 2026. The address and directions are under Royal Bank above.
Is there a Community First Bank in Richland Center, WI?
Yes. FDIC data lists 1 Community First Bank branch in Richland Center as of September 5, 2026. The address and directions are under Community First Bank above.
Is there a The Peoples Community Bank in Richland Center, WI?
Yes. FDIC data lists 1 The Peoples Community Bank branch in Richland Center as of September 5, 2026. The address and directions are under The Peoples Community Bank above.
Is there a Chase in Richland Center, WI?
No. FDIC data lists no Chase branch in Richland Center as of September 5, 2026. The nearest is in Madison, about 47 miles away in a straight line.
Which banks in Richland Center are open on Saturday?
Westby Co-op Credit Union publishes Saturday hours for one or more Richland Center locations. The Saturday section above lists each one with its hours. 4 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Richland Center?
Richland County Bank has its main office in Richland Center, according to the FDIC.
What is the oldest bank in Richland Center?
Community First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1871.
Which credit unions can I join in Richland Center?
Westby Co-op Credit Union has an office in Richland Center. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Richland Center in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richland Center?
Nearby cities with more banks include Muscoda, Spring Green, Boscobel. Muscoda is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds