US Bank Directory
Banks in Beloit, WI
6 FDIC-insured banks operate 8 offices in Beloit, Wisconsin, and 5 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Beloit
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 15 locations in Beloit, according to the FDIC and the NCUA. 15 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
15 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Beloit
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Mid Bank & Trust and Bank First have the most locations in Beloit, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Advia Credit Union Credit union · 2
Advia Credit Union has 2 officees in Beloit, 8 across Wisconsin. It is based in Kalamazoo, MI and $3.97 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Beloit locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Beloit - Cranston1982 Cranston Rd, 53511
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Beloit - Fourth St746 4Th St, 53511
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Bank First Bank · 2
Bank First has 2 branches in Beloit, 35 across Wisconsin and 38 nationwide. FDIC records list its main office in Manitowoc, WI and show it operating since 1894. With $5.94 billion in total assets on June 30, 2026, it ranks No. 255 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Beloit location is the Inman Parkway Branch at 1882 E Inman Pkwy, dating to 1968; the newest, at 345 E Grand Ave, to 2026. It does not publish hours in the sources this page uses; check its site before you go.
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Inman Parkway Branch1882 E Inman Pkwy, 53511
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The First National Bank And Trust Company Branch345 E Grand Ave, 53511
First Community Cu of Beloit Credit Union Credit union · 2
First Community Cu of Beloit Credit Union has 2 officees in Beloit, 4 across Wisconsin. It is based in Beloit, WI and $421.3 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Beloit locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1702 Park Ave, 53511
All hours
Mon to Thu 7:30 am to 5 pm; Fri not published; Sat 7:30 am to 6 pm; Sun not published
Hours: NCUA, March 31, 2026
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Willowbrook Branch1555 Willowbrook Rd, 53511
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Mid Bank & Trust Bank · 2
First Mid Bank & Trust has 2 branches in Beloit, 3 across Wisconsin and 87 nationwide. FDIC records list its main office in Mattoon, IL and show it operating since 1865. With $9.14 billion in total assets on June 30, 2026, it ranks No. 178 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Beloit location is the Cranston Road Branch at 2200 Cranston Rd, dating to 1987; the newest, at 400 Broad St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Cranston Road Branch2200 Cranston Rd, 53511
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Blackhawk Bank Branch400 Broad St, 53511
Associated Bank Bank · 1
Associated Bank has 1 branch in Beloit, 136 across Wisconsin and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Beloit Henry Ave Branch at 602 Henry Ave dates to 2014 in FDIC branch records. It opens on Saturday.
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Beloit Henry Ave Branch602 Henry Ave, 53511
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
Blackhawk Community Credit Union Credit union · 1
Blackhawk Community Credit Union has 1 office in Beloit, 10 across Wisconsin. It is based in Janesville, WI and $931.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Beloit500 Public Ave Ste 101, 53511
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
BMO Bank · 1
BMO has 1 branch in Beloit, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Beloit Branch at 500 E Grand Ave dates to 1966 in FDIC branch records. Its published hours do not list Saturday.
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Beloit Branch500 E Grand Ave, 53511
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
CBI Bank & Trust Bank · 1
CBI Bank & Trust has 1 branch in Beloit, 1 across Wisconsin and 24 nationwide. FDIC records list its main office in Muscatine, IA and show it operating since 1933. With $1.70 billion in total assets on June 30, 2026, it ranks No. 666 of 4,232 U.S. banks by total assets. The Beloit Wi Branch at 2215 Cranston Rd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Beloit Wi Branch2215 Cranston Rd, 53511
Educators Credit Union Credit union · 1
Educators Credit Union has 1 office in Beloit, 26 across Wisconsin. It is based in Racine, WI and $3.89 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Educators Credit Union - Beloit1154 Cranston Rd, 53511
All hours
Mon to Thu 9 am to 5:15 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Teachers Credit Union Credit union · 1
Teachers Credit Union has 1 office in Beloit, 1 across Wisconsin. It is based in Beloit, WI and $37.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2315 Prairie Ave, 53511
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Town Bank Bank · 1
Town Bank has 1 branch in Beloit, 25 across Wisconsin and 26 nationwide. FDIC records list its main office in Hartland, WI and show it operating since 1998. With $4.71 billion in total assets on June 30, 2026, it ranks No. 298 of 4,232 U.S. banks by total assets. The Beloit Branch at 2664 Prairie Ave dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Beloit Branch2664 Prairie Ave, 53511
Join a credit union in Beloit
5 credit unions have 7 offices here: Advia Credit Union, First Community Cu of Beloit Credit Union, Educators Credit Union, Blackhawk Community Credit Union and Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Beloit page has every office in the state's directory.
Banking in Beloit: the local picture
Short answer: 6 banks run 8 branches in Beloit according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Beloit, 3 elsewhere in Wisconsin and 3 out of state, according to the FDIC.
The bank with the longest record here is First Mid Bank & Trust, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 500 E Grand Ave, dating to 1966; the newest is Bank First's at 345 E Grand Ave, from 2026.
5 credit unions have 7 offices in Beloit, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Beloit
Short answer: 3 of the 9 Beloit locations with published hours open on Saturday, run by 3 institutions.
- Associated Bank: 1 of 1 branch (602 Henry Ave: Saturday 9 am to 12 pm)
- First Community Cu of Beloit Credit Union: 1 of 2 offices (1702 Park Ave: Saturday 7:30 am to 6 pm)
- Teachers Credit Union: 1 of 1 office (2315 Prairie Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 15 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Beloit, and where the nearest one is if they do not.
Short answer: In Beloit: BMO (1). No branches in Beloit: Chase (nearest in Janesville, 11 mi), Wells Fargo (nearest in Stoughton, 29 mi), Bank of America, PNC Bank (nearest in Lake Geneva, 30 mi), U.S. Bank (nearest in Janesville, 13 mi), Truist, Fifth Third Bank, Huntington (nearest in Kenosha, 57 mi), Regions Bank, TD Bank.
| Bank | In Beloit | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Janesville, 11 miles away |
| Wells Fargo | None | Stoughton, 29 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Lake Geneva, 30 miles away |
| U.S. Bank | None | Janesville, 13 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Kenosha, 57 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Beloit to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Beloit residents like anyone else.
Banks near Beloit
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clinton (9 miles) and Janesville (13 miles). Janesville, 13 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clinton, WI | 9 mi | 2 | 2 |
| Banks in Janesville, WI | 13 mi | 12 | 17 |
| Banks in Milton, WI | 18 mi | 3 | 3 |
| Banks in Brodhead, WI | 19 mi | 2 | 3 |
| Banks in Delavan, WI | 21 mi | 4 | 4 |
| Banks in Walworth, WI | 22 mi | 3 | 3 |
| Banks in Evansville, WI | 22 mi | 3 | 3 |
| Banks in Whitewater, WI | 26 mi | 3 | 7 |
Bank branch openings and closings in Beloit
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 2 branch openings in Beloit between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jan 1, 2026 | Opened | Bank First | 345 E Grand Ave, 53511 |
| Dec 15, 2025 | Opened | Town Bank | 2664 Prairie Ave, 53511 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Beloit
Short answer: 2 institutions have their main office in Beloit: First Community Cu of Beloit Credit Union and Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| First Community Cu of Beloit Credit Union | Credit union | $421.3 million | 2 |
| Teachers Credit Union | Credit union | $37.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Beloit by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Beloit offices.
Short answer: BMO is the largest bank with offices in Beloit, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| First Mid Bank & Trust | $9.14 billion | No. 178 | 2 | Mattoon, IL |
| Bank First | $5.94 billion | No. 255 | 2 | Manitowoc, WI |
| Town Bank | $4.71 billion | No. 298 | 1 | Hartland, WI |
| CBI Bank & Trust | $1.70 billion | No. 666 | 1 | Muscatine, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Beloit: FAQ
How many banks are in Beloit, WI?
Beloit has 6 banks with 8 branches and 5 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Beloit?
First Mid Bank & Trust, with 2. Bank First has 2 and BMO has 1.
Is there a First Mid Bank & Trust in Beloit, WI?
Yes. FDIC data lists 2 First Mid Bank & Trust branches in Beloit as of September 5, 2026. Its branches are listed under First Mid Bank & Trust above, with the address and directions for each.
Is there a Bank First in Beloit, WI?
Yes. FDIC data lists 2 Bank First branches in Beloit as of September 5, 2026. Its branches are listed under Bank First above, with the address and directions for each.
Is there a BMO in Beloit, WI?
Yes. FDIC data lists 1 BMO branch in Beloit as of September 5, 2026. The address and directions are under BMO above.
Is there a Chase in Beloit, WI?
No. FDIC data lists no Chase branch in Beloit as of September 5, 2026. The nearest is in Janesville, about 11 miles away in a straight line.
Which banks in Beloit are open on Saturday?
Associated Bank, First Community Cu of Beloit Credit Union and Teachers Credit Union publish Saturday hours for one or more Beloit locations. The Saturday section above lists each one with its hours. 6 of the 15 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Beloit?
First Community Cu of Beloit Credit Union and Teachers Credit Union have their main office in Beloit, according to the FDIC and the NCUA.
What is the oldest bank in Beloit?
First Mid Bank & Trust has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Beloit?
Advia Credit Union, First Community Cu of Beloit Credit Union, Educators Credit Union and Blackhawk Community Credit Union and 1 more have offices in Beloit. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Beloit in the past year?
FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Beloit?
Nearby cities with more banks include Clinton, Janesville, Milton. Clinton is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: Associated Bank, BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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