US Bank Directory
Banks in Whitewater, WI
3 FDIC-insured banks operate 7 offices in Whitewater, Wisconsin, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Whitewater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 9 locations in Whitewater, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Whitewater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Citizens State Bank has the most locations in Whitewater, with 5. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens State Bank Bank · 5
First Citizens State Bank has 5 branches in Whitewater, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Whitewater, WI and show it operating since 1863. With $525.2 million in total assets on June 30, 2026, it ranks No. 1,734 of 4,232 U.S. banks by total assets. Its main office at 207 W Main St dates to 1863 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office207 W Main St, 53190
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West Branch1058 W Main St, 53190
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Mulberry Glen Retirement Community Branch1281 W Main St, 53190
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Messenger Service At Whitewater207 W Main St, 53190
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Fairhaven Retirement Community Branch435 W Starin Rd, 53190
Associated Bank Bank · 1
Associated Bank has 1 branch in Whitewater, 136 across Wisconsin and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Whitewater Branch at 219 W Center St dates to 1920 in FDIC branch records. It opens on Saturday.
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Whitewater Branch219 W Center St, 53190
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
Fort Community Credit Union Credit union · 1
Fort Community Credit Union has 1 office in Whitewater, 6 across Wisconsin. It is based in Fort Atkinson, WI and $419.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Fort Community-Ww Branch203 E Milwaukee St, 53190
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PremierBank Bank · 1
PremierBank has 1 branch in Whitewater, 7 across Wisconsin and 7 nationwide. FDIC records list its main office in Fort Atkinson, WI and show it operating since 1863. With $583.9 million in total assets on June 30, 2026, it ranks No. 1,596 of 4,232 U.S. banks by total assets. The Commercial Bank Branch at 200 S Fremont St dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Commercial Bank Branch200 S Fremont St, 53190
University of Wisconsin Credit Union Credit union · 1
University of Wisconsin Credit Union has 1 office in Whitewater, 42 across Wisconsin. It is based in Madison, WI and $6.60 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Whitewater72 University Center 800 W Main St, 53190
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Whitewater
2 credit unions have 2 offices here: University of Wisconsin Credit Union and Fort Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Whitewater page has every office in the state's directory.
Banking in Whitewater: the local picture
Short answer: 3 banks run 7 branches in Whitewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Whitewater, 2 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is First Citizens State Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens State Bank's office at 207 W Main St, dating to 1863; the newest is First Citizens State Bank's at 207 W Main St, from 2007.
2 credit unions have 2 offices in Whitewater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Banks open on Saturday in Whitewater
Short answer: 1 of the 3 Whitewater locations with published hours opens on Saturday, run by 1 institution.
- Associated Bank: 1 of 1 branch (219 W Center St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Whitewater, and where the nearest one is if they do not.
Short answer: No branches in Whitewater: Chase (nearest in Elkhorn, 15 mi), Wells Fargo (nearest in Stoughton, 26 mi), Bank of America, PNC Bank (nearest in Lake Geneva, 23 mi), U.S. Bank (nearest in Elkhorn, 15 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 37 mi), Regions Bank, TD Bank, BMO (nearest in Janesville, 14 mi).
| Bank | In Whitewater | Nearest branch if none here |
|---|---|---|
| Chase | None | Elkhorn, 15 miles away |
| Wells Fargo | None | Stoughton, 26 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Lake Geneva, 23 miles away |
| U.S. Bank | None | Elkhorn, 15 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Elm Grove, 37 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Janesville, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Whitewater to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Whitewater residents like anyone else.
Banks near Whitewater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fort Atkinson (8 miles) and Milton (11 miles). Janesville, 16 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fort Atkinson, WI | 8 mi | 3 | 4 |
| Banks in Milton, WI | 11 mi | 3 | 3 |
| Banks in Jefferson, WI | 12 mi | 3 | 3 |
| Banks in Elkhorn, WI | 15 mi | 3 | 3 |
| Banks in Delavan, WI | 15 mi | 4 | 4 |
| Banks in Janesville, WI | 16 mi | 12 | 17 |
| Banks in Johnson Creek, WI | 17 mi | 2 | 2 |
| Banks in East Troy, WI | 17 mi | 2 | 4 |
Bank branch openings and closings in Whitewater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Whitewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Whitewater
Short answer: 1 institution has its main office in Whitewater: First Citizens State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Citizens State Bank | Bank | $525.2 million | 5 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Whitewater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Whitewater offices.
Short answer: Associated Bank is the largest bank with offices in Whitewater, with $51.76 billion in total assets on June 30, 2026, No. 49 among U.S. banks by total assets. PremierBank is second with $583.9 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Associated Bank | $51.76 billion | No. 49 | 1 | Green Bay, WI |
| PremierBank | $583.9 million | No. 1,596 | 1 | Fort Atkinson, WI |
| First Citizens State Bank | $525.2 million | No. 1,734 | 5 | Whitewater, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Whitewater: FAQ
How many banks are in Whitewater, WI?
Whitewater has 3 banks with 7 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Whitewater?
First Citizens State Bank, with 5. Associated Bank has 1 and PremierBank has 1.
Is there a First Citizens State Bank in Whitewater, WI?
Yes. FDIC data lists 5 First Citizens State Bank branches in Whitewater as of September 5, 2026, the main office at 207 W Main St. Its branches are listed under First Citizens State Bank above, with the address and directions for each.
Is there a Associated Bank in Whitewater, WI?
Yes. FDIC data lists 1 Associated Bank branch in Whitewater as of September 5, 2026. The address and directions are under Associated Bank above.
Is there a PremierBank in Whitewater, WI?
Yes. FDIC data lists 1 PremierBank branch in Whitewater as of September 5, 2026. The address and directions are under PremierBank above.
Is there a Chase in Whitewater, WI?
No. FDIC data lists no Chase branch in Whitewater as of September 5, 2026. The nearest is in Elkhorn, about 15 miles away in a straight line.
Which banks in Whitewater are open on Saturday?
Associated Bank publishes Saturday hours for one or more Whitewater locations. The Saturday section above lists each one with its hours. 6 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Whitewater?
First Citizens State Bank has its main office in Whitewater, according to the FDIC.
What is the oldest bank in Whitewater?
First Citizens State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Whitewater?
University of Wisconsin Credit Union and Fort Community Credit Union have offices in Whitewater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Whitewater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Whitewater?
Nearby cities with more banks include Fort Atkinson, Milton, Jefferson. Fort Atkinson is 8 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 7 branches: Associated Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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