US Bank Directory

Banks in Sedro Woolley, WA

1 FDIC-insured bank operates 1 office in Sedro Woolley, Washington, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Sedro Woolley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Sedro Woolley, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sedro Woolley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banner Bank is the only bank with an office in Sedro Woolley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Banner Bank 1 branch · main office Walla Walla, WA Bank · 1

Banner Bank has 1 branch in Sedro Woolley, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Ferry Street Branch at 300 Ferry St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ferry Street Branch
    300 Ferry St, 98284
    Hours: see the bank's site
Banner Bank: profile, branches and contacts
Harborstone Credit Union 1 office · main office Tacoma, WA Credit union · 1

Harborstone Credit Union has 1 office in Sedro Woolley, 32 across Washington. It is based in Tacoma, WA and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sedro Woolley
    203 Ball St, 98284
    (360) 755-3496Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Harborstone Credit Union: profile, branches and contacts
North Coast Credit Union 1 office · main office Bellingham, WA Credit union · 1

North Coast Credit Union has 1 office in Sedro Woolley, 5 across Washington. It is based in Bellingham, WA and $429.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sedro-Woolley Branch
    108 N Township St Ste B, 98284
    (360) 854-7695Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

North Coast Credit Union: profile, branches and contacts
Whatcom Educational Credit Union 1 office · main office Bellingham, WA Credit union · 1

Whatcom Educational Credit Union has 1 office in Sedro Woolley, 12 across Washington. It is based in Bellingham, WA and $3.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Sedro-Woolley
    1102 State Route 20 Ste B, 98284
    (800) 525-8703Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Whatcom Educational Credit Union: profile, branches and contacts

Join a credit union in Sedro Woolley

3 credit unions have 3 offices here: Whatcom Educational Credit Union, Harborstone Credit Union and North Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sedro Woolley page has every office in the state's directory.

Banking in Sedro Woolley: the local picture

Short answer: 1 bank runs 1 branch in Sedro Woolley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Banner Bank has its main office in Walla Walla, WA, according to the FDIC.

The bank with the longest record here is Banner Bank, operating since 1890 according to the FDIC.

3 credit unions have 3 offices in Sedro Woolley, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Sedro Woolley

Short answer: None of the 3 Sedro Woolley locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sedro Woolley, and where the nearest one is if they do not.

Short answer: No branches in Sedro Woolley: Chase (nearest in Mount Vernon, 7 mi), Wells Fargo (nearest in Mount Vernon, 7 mi), Bank of America (nearest in Burlington, 5 mi), PNC Bank, U.S. Bank (nearest in Mount Vernon, 7 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 62 mi).

BankIn Sedro WoolleyNearest branch if none here
ChaseNoneMount Vernon, 7 miles away
Wells FargoNoneMount Vernon, 7 miles away
Bank of AmericaNoneBurlington, 5 miles away
PNC BankNonenone in Washington
U.S. BankNoneMount Vernon, 7 miles away
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 62 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sedro Woolley to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sedro Woolley residents like anyone else.

Banks near Sedro Woolley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Burlington (5 miles) and Mount Vernon (7 miles). Bellingham, 21 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Sedro Woolley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sedro Woolley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sedro Woolley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sedro Woolley offices.

Short answer: Banner Bank is the largest bank with offices in Sedro Woolley, with $16.59 billion in total assets on June 30, 2026, No. 120 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Banner Bank$16.59 billionNo. 1201Walla Walla, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sedro Woolley: FAQ

How many banks are in Sedro Woolley, WA?

Sedro Woolley has 1 bank with 1 branch and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Banner Bank in Sedro Woolley, WA?

Yes. FDIC data lists 1 Banner Bank branch in Sedro Woolley as of September 5, 2026. The address and directions are under Banner Bank above.

Is there a Chase in Sedro Woolley, WA?

No. FDIC data lists no Chase branch in Sedro Woolley as of September 5, 2026. The nearest is in Mount Vernon, about 7 miles away in a straight line.

Which banks in Sedro Woolley are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Sedro Woolley?

Banner Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.

Which credit unions can I join in Sedro Woolley?

Whatcom Educational Credit Union, Harborstone Credit Union and North Coast Credit Union have offices in Sedro Woolley. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sedro Woolley in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sedro Woolley?

Nearby cities with more banks include Burlington, Mount Vernon, Anacortes. Burlington is 5 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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