US Bank Directory
Banks in Cheney, WA
1 FDIC-insured bank operates 1 office in Cheney, Washington, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Cheney
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Cheney, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cheney
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banner Bank is the only bank with an office in Cheney. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banner Bank Bank · 1
Banner Bank has 1 branch in Cheney, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Cheney Branch at 5 Cheney Spokane Rd dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cheney Branch5 Cheney Spokane Rd, 99004
Cheney Credit Union Credit union · 1
Cheney Credit Union has 1 office in Cheney, 2 across Washington. It is based in Cheney, WA and $148.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office520 1St St, 99004
All hours
Mon to Fri 8 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Spokane Teachers Credit Union Credit union · 1
Spokane Teachers Credit Union has 1 office in Cheney, 41 across Washington. It is based in Liberty Lake, WA and $6.38 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Spokane Teachers Credit Union - Cheney Branch2718 1St St, 99004
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Cheney
2 credit unions have 2 offices here: Spokane Teachers Credit Union and Cheney Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cheney page has every office in the state's directory.
Banking in Cheney: the local picture
Short answer: 1 bank runs 1 branch in Cheney according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Banner Bank has its main office in Walla Walla, WA, according to the FDIC.
The bank with the longest record here is Banner Bank, operating since 1890 according to the FDIC.
2 credit unions have 2 offices in Cheney, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Cheney
Short answer: None of the 2 Cheney locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cheney, and where the nearest one is if they do not.
Short answer: No branches in Cheney: Chase (nearest in Spokane, 12 mi), Wells Fargo (nearest in Spokane, 13 mi), Bank of America (nearest in Spokane, 13 mi), PNC Bank, U.S. Bank (nearest in Spokane, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pasco, 114 mi).
| Bank | In Cheney | Nearest branch if none here |
|---|---|---|
| Chase | None | Spokane, 12 miles away |
| Wells Fargo | None | Spokane, 13 miles away |
| Bank of America | None | Spokane, 13 miles away |
| PNC Bank | None | none in Washington |
| U.S. Bank | None | Spokane, 12 miles away |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Pasco, 114 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cheney to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cheney residents like anyone else.
Banks near Cheney
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Spokane (15 miles) and Spokane Valley (19 miles). Spokane, 15 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Spokane, WA | 15 mi | 16 | 61 |
| Banks in Spokane Valley, WA | 19 mi | 6 | 8 |
| Banks in Rockford, WA | 20 mi | 2 | 2 |
| Banks in Liberty Lake, WA | 24 mi | 6 | 6 |
| Banks in Davenport, WA | 29 mi | 2 | 2 |
| Banks in Deer Park, WA | 31 mi | 2 | 2 |
| Banks in Colfax, WA | 44 mi | 5 | 5 |
| Banks in Ritzville, WA | 46 mi | 2 | 2 |
Bank branch openings and closings in Cheney
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cheney between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Cheney
Short answer: 1 institution has its main office in Cheney: Cheney Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Cheney Credit Union | Credit union | $148.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Cheney by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cheney offices.
Short answer: Banner Bank is the largest bank with offices in Cheney, with $16.59 billion in total assets on June 30, 2026, No. 120 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cheney: FAQ
How many banks are in Cheney, WA?
Cheney has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Banner Bank in Cheney, WA?
Yes. FDIC data lists 1 Banner Bank branch in Cheney as of September 5, 2026. The address and directions are under Banner Bank above.
Is there a Chase in Cheney, WA?
No. FDIC data lists no Chase branch in Cheney as of September 5, 2026. The nearest is in Spokane, about 12 miles away in a straight line.
Which banks in Cheney are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Cheney?
Cheney Credit Union has its main office in Cheney, according to the FDIC and the NCUA.
What is the oldest bank in Cheney?
Banner Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1890.
Which credit unions can I join in Cheney?
Spokane Teachers Credit Union and Cheney Credit Union have offices in Cheney. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cheney in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cheney?
Nearby cities with more banks include Spokane, Spokane Valley, Rockford. Spokane is 15 miles away with 16 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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