US Bank Directory
Banks in Liberty Lake, WA
6 FDIC-insured banks operate 6 offices in Liberty Lake, Washington, and 12 credit unions have 13 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Liberty Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 19 locations in Liberty Lake, according to the FDIC and the NCUA. 19 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
19 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Liberty Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Liberty Lake, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Spokane Teachers Credit Union Credit union · 2
Spokane Teachers Credit Union has 2 officees in Liberty Lake, 41 across Washington. It is based in Liberty Lake, WA and $6.38 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Liberty Lake locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1620 N Signal Dr, 99019
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Spokane Teachers Credit Union - Liberty Lake Branch2201 N Madson Rd, 99019
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Liberty Lake, 119 across Washington and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Liberty Lake Branch at 1220 N Liberty Lake Rd dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Liberty Lake Branch1220 N Liberty Lake Rd, 99019
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Banner Bank Bank · 1
Banner Bank has 1 branch in Liberty Lake, 69 across Washington and 147 nationwide. FDIC records list its main office in Walla Walla, WA and show it operating since 1890. With $16.59 billion in total assets on June 30, 2026, it ranks No. 120 of 4,232 U.S. banks by total assets. The Liberty Lake Financial Center at 1221 N Liberty Lake Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberty Lake Financial Center1221 N Liberty Lake Rd, 99019
Calcoe Credit Union Credit union · 1
Calcoe Credit Union has 1 office in Liberty Lake, 4 across Washington. It is based in Yakima, WA and $44.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cu*Northwest1421 N Meadowwood Ln Suite 130, 99019
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Liberty Lake, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Liberty Lake Branch at 1421 N Liberty Lake Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberty Lake Branch1421 N Liberty Lake Rd, 99019
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Liberty Lake, 111 across Washington and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Liberty Lake Branch at 21601 E Country Vista Dr dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
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Liberty Lake Branch21601 E Country Vista Dr, 99019
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Delta Schools Credit Union Credit union · 1
Delta Schools Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Antioch, CA and $65.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cu*Northwest1421 North Meadowwood Ln Ste 130, 99016
All hours
Mon to Fri 7 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Family Focus Credit Union Credit union · 1
Family Focus Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Omaha, NE and $44.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cu*Northwest1421 N Meadowwood Ln Ste 130, 99019
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Horizon Credit Union Credit union · 1
Horizon Credit Union has 1 office in Liberty Lake, 11 across Washington. It is based in Spokane Valley, WA and $2.00 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Liberty Lake Branch22206 E Country Vista Dr, 99019
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Idaho Central Credit Union Credit union · 1
Idaho Central Credit Union has 1 office in Liberty Lake, 8 across Washington. It is based in Chubbuck, ID and $14.95 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Liberty Lake21398 E Country Vista Dr, 99019
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Northwestern Energy Employees Credit Union Credit union · 1
Northwestern Energy Employees Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Butte, MT and $35.3 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Cu*Northwest1421 N Meadowwood Ln Suite 130, 99019
Numerica Credit Union Credit union · 1
Numerica Credit Union has 1 office in Liberty Lake, 20 across Washington. It is based in Spokane Valley, WA and $4.34 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Liberty Lake21951 E Country Vista Dr, 99019
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Rolling F Credit Union Credit union · 1
Rolling F Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Turlock, CA and $65.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cu Northwest Emergency1421 N Meadowwood Ln Suite 130, 99019
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Slo Credit Union Credit union · 1
Slo Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in San Luis Obispo, CA and $29.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cu*Northwest1421 N Meadowwood Ln Ste 130, 99019
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
South Bay Credit Union Credit union · 1
South Bay Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Redondo Beach, CA and $164.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cu*Northwest1421 N Meadowwood Ln Ste 130, 99019
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Liberty Lake, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Liberty Lake Albertsons Branch at 1304 N Liberty Lake Rd dates to 1994 in FDIC branch records. It opens on Saturday.
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Liberty Lake Albertsons Branch1304 N Liberty Lake Rd, 99019
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Valley Educators Credit Union Credit union · 1
Valley Educators Credit Union has 1 office in Liberty Lake, 1 across Washington. It is based in Alamosa, CO and $6.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cu Northwest23403 E Mission Ave, 99019
All hours
Mon to Sun 24 hours
Hours: NCUA, March 31, 2026
Washington Trust Bank Bank · 1
Washington Trust Bank has 1 branch in Liberty Lake, 31 across Washington and 45 nationwide. FDIC records list its main office in Spokane, WA and show it operating since 1902. With $10.54 billion in total assets on June 30, 2026, it ranks No. 153 of 4,232 U.S. banks by total assets. The Liberty Lake Branch at 1427 N Liberty Lake Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Liberty Lake Branch1427 N Liberty Lake Rd, 99019
Join a credit union in Liberty Lake
12 credit unions have 13 offices here: Spokane Teachers Credit Union, Idaho Central Credit Union, Numerica Credit Union, Horizon Credit Union, South Bay Credit Union and Delta Schools Credit Union and 6 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Liberty Lake page has every office in the state's directory.
Banking in Liberty Lake: the local picture
Short answer: 6 banks run 6 branches in Liberty Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Liberty Lake, 2 elsewhere in Washington and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 1304 N Liberty Lake Rd, dating to 1994; the newest is Chase's at 1421 N Liberty Lake Rd, from 2025.
12 credit unions have 13 offices in Liberty Lake, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks by ZIP code in Liberty Lake
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 99019 has the most bank and credit union offices in Liberty Lake (18), followed by 99016 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 99019 | 18 | 17 | Spokane Teachers Credit Union, Bank of America, Banner Bank |
| 99016 | 1 | 1 | Delta Schools Credit Union |
Banks and credit unions open on Saturday in Liberty Lake
Short answer: 5 of the 15 Liberty Lake locations with published hours open on Saturday, run by 5 institutions.
- U.S. Bank: 1 of 1 branch (1304 N Liberty Lake Rd: Saturday 10 am to 2 pm)
- Idaho Central Credit Union: 1 of 1 office (21398 E Country Vista Dr: Saturday 9 am to 3 pm)
- South Bay Credit Union: 1 of 1 office (1421 N Meadowwood Ln Ste 130: Saturday 24 hours)
- Family Focus Credit Union: 1 of 1 office (1421 N Meadowwood Ln Ste 130: Saturday 24 hours)
- Valley Educators Credit Union: 1 of 1 office (23403 E Mission Ave: Saturday 24 hours)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 19 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Liberty Lake, and where the nearest one is if they do not.
Short answer: In Liberty Lake: Chase (1), Bank of America (1), U.S. Bank (1). No branches in Liberty Lake: Wells Fargo (nearest in Spokane, 8 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Pasco, 137 mi).
| Bank | In Liberty Lake | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | Spokane, 8 miles away |
| PNC Bank | None | none in Washington |
| Truist | None | none in Washington |
| Fifth Third Bank | None | none in Washington |
| Huntington | None | none in Washington |
| Regions Bank | None | none in Washington |
| TD Bank | None | none in Washington |
| BMO | None | Pasco, 137 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Liberty Lake to the nearest branch in Washington.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Liberty Lake residents like anyone else.
Banks near Liberty Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Spokane Valley (6 miles) and Spokane (13 miles). Spokane, 13 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Spokane Valley, WA | 6 mi | 6 | 8 |
| Banks in Spokane, WA | 13 mi | 16 | 61 |
| Banks in Rockford, WA | 15 mi | 2 | 2 |
| Banks in Deer Park, WA | 26 mi | 2 | 2 |
| Banks in Newport, WA | 36 mi | 2 | 2 |
| Banks in Davenport, WA | 49 mi | 2 | 2 |
| Banks in Colfax, WA | 56 mi | 5 | 5 |
| Banks in Pullman, WA | 65 mi | 6 | 8 |
Bank branch openings and closings in Liberty Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Liberty Lake between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Dec 9, 2025 | Opened | Chase | 1421 N Liberty Lake Rd, 99019 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Liberty Lake
Short answer: 1 institution has its main office in Liberty Lake: Spokane Teachers Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Spokane Teachers Credit Union | Credit union | $6.38 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Liberty Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Liberty Lake offices.
Short answer: Chase is the largest bank with offices in Liberty Lake, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Banner Bank | $16.59 billion | No. 120 | 1 | Walla Walla, WA |
| Washington Trust Bank | $10.54 billion | No. 153 | 1 | Spokane, WA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Liberty Lake: FAQ
How many banks are in Liberty Lake, WA?
Liberty Lake has 6 banks with 6 branches and 12 credit unions with 13 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Liberty Lake?
Chase, with 1. Bank of America has 1 and U.S. Bank has 1.
Is there a Chase in Liberty Lake, WA?
Yes. FDIC data lists 1 Chase branch in Liberty Lake as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Liberty Lake, WA?
Yes. FDIC data lists 1 Bank of America branch in Liberty Lake as of September 5, 2026. The address and directions are under Bank of America above.
Is there a U.S. Bank in Liberty Lake, WA?
Yes. FDIC data lists 1 U.S. Bank branch in Liberty Lake as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Wells Fargo in Liberty Lake, WA?
No. FDIC data lists no Wells Fargo branch in Liberty Lake as of September 5, 2026. The nearest is in Spokane, about 8 miles away in a straight line.
Which banks in Liberty Lake are open on Saturday?
U.S. Bank, Idaho Central Credit Union, South Bay Credit Union and Family Focus Credit Union and 1 more publish Saturday hours for one or more Liberty Lake locations. The Saturday section above lists each one with its hours. 4 of the 19 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Liberty Lake?
Spokane Teachers Credit Union has its main office in Liberty Lake, according to the FDIC and the NCUA.
What is the oldest bank in Liberty Lake?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Liberty Lake?
Spokane Teachers Credit Union, Idaho Central Credit Union, Numerica Credit Union and Horizon Credit Union and 8 more have offices in Liberty Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Liberty Lake in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Liberty Lake?
Nearby cities with more banks include Spokane Valley, Spokane, Rockford. Spokane Valley is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 13 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Bank of America, Columbia Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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