US Bank Directory
Banks in Saint Johnsbury, VT
5 FDIC-insured banks operate 7 offices in Saint Johnsbury, Vermont, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saint Johnsbury
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Saint Johnsbury, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Johnsbury
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Union Bank and Passumpsic Savings Bank have the most locations in Saint Johnsbury, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Passumpsic Savings Bank Bank · 2
Passumpsic Savings Bank has 2 branches in Saint Johnsbury, 8 across Vermont and 12 nationwide. FDIC records list its main office in Saint Johnsbury, VT and show it operating since 1853. With $934.5 million in total assets on June 30, 2026, it ranks No. 1,115 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Johnsbury location is its main office at 497 Railroad St, dating to 1853; the newest, at 1242 Memorial Dr, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office497 Railroad St, 05819
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Operations Center Branch1242 Memorial Dr, 05819
Union Bank Bank · 2
Union Bank has 2 branches in Saint Johnsbury, 15 across Vermont and 21 nationwide. FDIC records list its main office in Morrisville, VT and show it operating since 1891. With $1.56 billion in total assets on June 30, 2026, it ranks No. 724 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Johnsbury location is the Railroad Street Lpo Branch at 364 Railroad Street, dating to 1886; the newest, at 325 Portland St, to 1967. It does not publish hours in the sources this page uses; check its site before you go.
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Portland Street Branch325 Portland St, 05819
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Railroad Street Lpo Branch364 Railroad Street, 05819
Community Bank Bank · 1
Community Bank has 1 branch in Saint Johnsbury, 29 across Vermont and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The St. Johnsbury Branch at 481 Portland St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Johnsbury Branch481 Portland St, 05819
Community National Bank Bank · 1
Community National Bank has 1 branch in Saint Johnsbury, 12 across Vermont and 12 nationwide. FDIC records list its main office in Derby, VT and show it operating since 1851. With $1.17 billion in total assets on June 30, 2026, it ranks No. 917 of 4,232 U.S. banks by total assets. The St. Johnsbury-Price Chopper Branch at 857 Memorial Dr dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Johnsbury-Price Chopper Branch857 Memorial Dr, 05819
Northern Lights Credit Union Credit union · 1
Northern Lights Credit Union has 1 office in Saint Johnsbury, 1 across Vermont. It is based in Saint Johnsbury, VT and $43.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1004 Memorial Dr, 05819
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Saint Johnsbury, 18 across Vermont and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The St. Johnsbury Branch at 301 Railroad St dates to 1961 in FDIC branch records. It opens on Saturday.
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St. Johnsbury Branch301 Railroad St, 05819
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Saint Johnsbury
1 credit union has 1 office here: Northern Lights Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Johnsbury page has every office in the state's directory.
Banking in Saint Johnsbury: the local picture
Short answer: 5 banks run 7 branches in Saint Johnsbury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Saint Johnsbury, 2 elsewhere in Vermont and 2 out of state, according to the FDIC.
The bank with the longest record here is Community National Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Passumpsic Savings Bank's office at 497 Railroad St, dating to 1853; the newest is Passumpsic Savings Bank's at 1242 Memorial Dr, from 1996.
The only credit union with an office here is Northern Lights Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Saint Johnsbury
Short answer: 2 of the 2 Saint Johnsbury locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (301 Railroad St: Saturday 9 am to 12 pm)
- Northern Lights Credit Union: 1 of 1 office (1004 Memorial Dr: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Johnsbury, and where the nearest one is if they do not.
Short answer: In Saint Johnsbury: TD Bank (1). No branches in Saint Johnsbury: Chase (nearest in Williston, 54 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Saint Johnsbury | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Williston, 54 miles away |
| Wells Fargo | None | none in Vermont |
| Bank of America | None | none in Vermont |
| PNC Bank | None | none in Vermont |
| U.S. Bank | None | none in Vermont |
| Truist | None | none in Vermont |
| Fifth Third Bank | None | none in Vermont |
| Huntington | None | none in Vermont |
| Regions Bank | None | none in Vermont |
| BMO | None | none in Vermont |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Johnsbury to the nearest branch in Vermont.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Johnsbury residents like anyone else.
Banks near Saint Johnsbury
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lyndonville (7 miles) and Hardwick (18 miles). Barre, 29 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lyndonville, VT | 7 mi | 3 | 3 |
| Banks in Hardwick, VT | 18 mi | 2 | 2 |
| Banks in Island Pond, VT | 28 mi | 2 | 2 |
| Banks in Barre, VT | 29 mi | 5 | 5 |
| Banks in Montpelier, VT | 30 mi | 5 | 5 |
| Banks in Morrisville, VT | 30 mi | 4 | 5 |
| Banks in Berlin, VT | 30 mi | 2 | 2 |
| Banks in Bradford, VT | 30 mi | 2 | 2 |
Bank branch openings and closings in Saint Johnsbury
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Johnsbury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint Johnsbury
Short answer: 2 institutions have their main office in Saint Johnsbury: Passumpsic Savings Bank and Northern Lights Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Passumpsic Savings Bank | Bank | $934.5 million | 2 |
| Northern Lights Credit Union | Credit union | $43.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint Johnsbury by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Johnsbury offices.
Short answer: TD Bank is the largest bank with offices in Saint Johnsbury, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Community Bank is second with $17.45 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| Union Bank | $1.56 billion | No. 724 | 2 | Morrisville, VT |
| Community National Bank | $1.17 billion | No. 917 | 1 | Derby, VT |
| Passumpsic Savings Bank | $934.5 million | No. 1,115 | 2 | Saint Johnsbury, VT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Johnsbury: FAQ
How many banks are in Saint Johnsbury, VT?
Saint Johnsbury has 5 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Johnsbury?
Union Bank, with 2. Passumpsic Savings Bank has 2 and TD Bank has 1.
Is there a Union Bank in Saint Johnsbury, VT?
Yes. FDIC data lists 2 Union Bank branches in Saint Johnsbury as of September 5, 2026. Its branches are listed under Union Bank above, with the address and directions for each.
Is there a Passumpsic Savings Bank in Saint Johnsbury, VT?
Yes. FDIC data lists 2 Passumpsic Savings Bank branches in Saint Johnsbury as of September 5, 2026, the main office at 497 Railroad St. Its branches are listed under Passumpsic Savings Bank above, with the address and directions for each.
Is there a TD Bank in Saint Johnsbury, VT?
Yes. FDIC data lists 1 TD Bank branch in Saint Johnsbury as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Chase in Saint Johnsbury, VT?
No. FDIC data lists no Chase branch in Saint Johnsbury as of September 5, 2026. The nearest is in Williston, about 54 miles away in a straight line.
Which banks in Saint Johnsbury are open on Saturday?
TD Bank and Northern Lights Credit Union publish Saturday hours for one or more Saint Johnsbury locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saint Johnsbury?
Passumpsic Savings Bank and Northern Lights Credit Union have their main office in Saint Johnsbury, according to the FDIC and the NCUA.
What is the oldest bank in Saint Johnsbury?
Community National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Which credit unions can I join in Saint Johnsbury?
Northern Lights Credit Union has an office in Saint Johnsbury. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Johnsbury in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Johnsbury?
Nearby cities with more banks include Lyndonville, Hardwick, Island Pond. Lyndonville is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 7 branches: TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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