US Bank Directory
Banks in Montpelier, VT
5 FDIC-insured banks operate 5 offices in Montpelier, Vermont, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Montpelier
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Montpelier, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Montpelier
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Montpelier, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank · 1
Citizens has 1 branch in Montpelier, 10 across Vermont and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Montpelier Branch at 7 Main St dates to 1977 in FDIC branch records. Its published hours do not list Saturday.
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Montpelier Branch7 Main St, 05602
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Community National Bank Bank · 1
Community National Bank has 1 branch in Montpelier, 12 across Vermont and 12 nationwide. FDIC records list its main office in Derby, VT and show it operating since 1851. With $1.17 billion in total assets on June 30, 2026, it ranks No. 917 of 4,232 U.S. banks by total assets. The Montpelier Branch at 99 State St dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montpelier Branch99 State St, 05602
Eastrise Credit Union Credit union · 1
Eastrise Credit Union has 1 office in Montpelier, 18 across Vermont. It is based in Williston, VT and $3.17 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Bailey Ave1 Bailey Ave, 05602
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Montpelier, 33 across Vermont and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Montpelier Branch at 112 State St dates to 1824 in FDIC branch records. Its published hours do not list Saturday.
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Montpelier Branch112 State St, 05602
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Northfield Savings Bank Bank · 1
Northfield Savings Bank has 1 branch in Montpelier, 13 across Vermont and 13 nationwide. FDIC records list its main office in Northfield, VT and show it operating since 1867. With $1.58 billion in total assets on June 30, 2026, it ranks No. 715 of 4,232 U.S. banks by total assets. The Montpelier Branch at 100 State St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montpelier Branch100 State St, 05602
TD Bank Bank · 1
TD Bank has 1 branch in Montpelier, 18 across Vermont and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The School St. Montpelier Branch at 9 School St dates to 1996 in FDIC branch records. It opens on Saturday.
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School St. Montpelier Branch9 School St, 05602
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Montpelier
1 credit union has 1 office here: Eastrise Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Montpelier page has every office in the state's directory.
Banking in Montpelier: the local picture
Short answer: 5 banks run 5 branches in Montpelier according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Montpelier, 2 elsewhere in Vermont and 3 out of state, according to the FDIC.
The bank with the longest record here is Community National Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 112 State St, dating to 1824; the newest is Community National Bank's at 99 State St, from 2001.
The only credit union with an office here is Eastrise Credit Union.
Of the 4 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Montpelier
Short answer: 1 of the 4 Montpelier locations with published hours opens on Saturday, run by 1 institution.
- TD Bank: 1 of 1 branch (9 School St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montpelier, and where the nearest one is if they do not.
Short answer: In Montpelier: TD Bank (1). No branches in Montpelier: Chase (nearest in Williston, 29 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Montpelier | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Williston, 29 miles away |
| Wells Fargo | None | none in Vermont |
| Bank of America | None | none in Vermont |
| PNC Bank | None | none in Vermont |
| U.S. Bank | None | none in Vermont |
| Truist | None | none in Vermont |
| Fifth Third Bank | None | none in Vermont |
| Huntington | None | none in Vermont |
| Regions Bank | None | none in Vermont |
| BMO | None | none in Vermont |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montpelier to the nearest branch in Vermont.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montpelier residents like anyone else.
Banks near Montpelier
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Berlin (3 miles) and Barre (6 miles). Barre, 6 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Berlin, VT | 3 mi | 2 | 2 |
| Banks in Barre, VT | 6 mi | 5 | 5 |
| Banks in Waterbury, VT | 10 mi | 3 | 3 |
| Banks in Stowe, VT | 15 mi | 3 | 3 |
| Banks in Hardwick, VT | 20 mi | 2 | 2 |
| Banks in Morrisville, VT | 22 mi | 4 | 5 |
| Banks in Randolph, VT | 24 mi | 2 | 3 |
| Banks in Jericho, VT | 26 mi | 2 | 2 |
Bank branch openings and closings in Montpelier
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Montpelier between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Montpelier by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montpelier offices.
Short answer: TD Bank is the largest bank with offices in Montpelier, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Northfield Savings Bank | $1.58 billion | No. 715 | 1 | Northfield, VT |
| Community National Bank | $1.17 billion | No. 917 | 1 | Derby, VT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montpelier: FAQ
How many banks are in Montpelier, VT?
Montpelier has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Montpelier?
TD Bank, with 1. Citizens has 1 and M&T Bank has 1.
Is there a TD Bank in Montpelier, VT?
Yes. FDIC data lists 1 TD Bank branch in Montpelier as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Citizens in Montpelier, VT?
Yes. FDIC data lists 1 Citizens branch in Montpelier as of September 5, 2026. The address and directions are under Citizens above.
Is there a M&T Bank in Montpelier, VT?
Yes. FDIC data lists 1 M&T Bank branch in Montpelier as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Montpelier, VT?
No. FDIC data lists no Chase branch in Montpelier as of September 5, 2026. The nearest is in Williston, about 29 miles away in a straight line.
Which banks in Montpelier are open on Saturday?
TD Bank publishes Saturday hours for one or more Montpelier locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Montpelier?
Community National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Which credit unions can I join in Montpelier?
Eastrise Credit Union has an office in Montpelier. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Montpelier in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montpelier?
Nearby cities with more banks include Berlin, Barre, Waterbury. Berlin is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 5 branches: Citizens, M&T Bank, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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