US Bank Directory

Banks in Varina, VA

1 FDIC-insured bank operates 1 office in Varina, Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Varina

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Varina, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Varina

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens and Farmers Bank is the only bank with an office in Varina. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens and Farmers Bank 1 branch · main office West Point, VA Bank · 1

Citizens and Farmers Bank has 1 branch in Varina, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. The Varina Branch at Route 5 And Strath Road dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Varina Branch
    Route 5 And Strath Road, 23231
    Hours: see the bank's site
Citizens and Farmers Bank: profile, branches and contacts

Banking in Varina: the local picture

Short answer: 1 bank runs 1 branch in Varina according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Citizens and Farmers Bank has its main office in West Point, VA, according to the FDIC.

The bank with the longest record here is Citizens and Farmers Bank, operating since 1927 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Varina, and where the nearest one is if they do not.

Short answer: No branches in Varina: Chase (nearest in Richmond, 6 mi), Wells Fargo (nearest in Richmond, 6 mi), Bank of America (nearest in Richmond, 5 mi), PNC Bank (nearest in Williamsburg, 35 mi), U.S. Bank, Truist (nearest in Richmond, 5 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 79 mi), BMO.

BankIn VarinaNearest branch if none here
ChaseNoneRichmond, 6 miles away
Wells FargoNoneRichmond, 6 miles away
Bank of AmericaNoneRichmond, 5 miles away
PNC BankNoneWilliamsburg, 35 miles away
U.S. BankNonenone in Virginia
TruistNoneRichmond, 5 miles away
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneDumfries, 79 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Varina to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Varina residents like anyone else.

Banks near Varina

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chester (8 miles) and North Chesterfield (11 miles). Richmond, 13 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Varina

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Varina between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Varina by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Varina offices.

Short answer: Citizens and Farmers Bank is the largest bank with offices in Varina, with $2.79 billion in total assets on June 30, 2026, No. 462 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Citizens and Farmers Bank$2.79 billionNo. 4621West Point, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Varina: FAQ

How many banks are in Varina, VA?

Varina has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Citizens and Farmers Bank in Varina, VA?

Yes. FDIC data lists 1 Citizens and Farmers Bank branch in Varina as of September 5, 2026. The address and directions are under Citizens and Farmers Bank above.

Is there a Chase in Varina, VA?

No. FDIC data lists no Chase branch in Varina as of September 5, 2026. The nearest is in Richmond, about 6 miles away in a straight line.

What is the oldest bank in Varina?

Citizens and Farmers Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1927.

Did any bank branches open or close in Varina in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Varina?

Nearby cities with more banks include Chester, North Chesterfield, Hopewell. Chester is 8 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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