US Bank Directory

Banks in Chester, VA

11 FDIC-insured banks operate 11 offices in Chester, Virginia, and 4 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Chester

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 15 banks and credit unions operate 16 locations in Chester, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chester

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 11 banks share the most locations in Chester, with 1 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Argent Credit Union 2 offices · main office Chesterfield, VA Credit union · 2

Argent Credit Union has 2 officees in Chester, 9 across Virginia. It is based in Chesterfield, VA and $560.1 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Chester locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    11651 Alliance Cir, 23831
    (804) 748-9488Today 7 am to 8 pm
    All hours

    Mon to Fri 7 am to 8 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Chester
    11900 Chester Village Dr, 23831
    (804) 748-9488Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Argent Credit Union: profile, branches and contacts
Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Chester, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Iron Bridge Branch at 10620 Iron Bridge Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Iron Bridge Branch
    10620 Iron Bridge Rd, 23831
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
Blue Ridge Bank 1 branch · main office Martinsville, VA Bank · 1

Blue Ridge Bank has 1 branch in Chester, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The 4600 West Hundred Road Branch at 4600 W Hundred Rd dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 4600 West Hundred Road Branch
    4600 W Hundred Rd, 23831
    Hours: see the bank's site
Blue Ridge Bank: profile, branches and contacts
Call Credit Union 1 office · main office Richmond, VA Credit union · 1

Call Credit Union has 1 office in Chester, 9 across Virginia. It is based in Richmond, VA and $570.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Chester Office
    10712 Iron Bridge Rd, 23831
    (804) 274-1200Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Call Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Chester, 77 across Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The West Hundred Rd Branch at 2420 W Hundred Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • West Hundred Rd Branch
    2420 W Hundred Rd, 23831
    Hours: see the bank's site
Chase: profile, branches and contacts
Citizens and Farmers Bank 1 branch · main office West Point, VA Bank · 1

Citizens and Farmers Bank has 1 branch in Chester, 32 across Virginia and 32 nationwide. FDIC records list its main office in West Point, VA and show it operating since 1927. With $2.79 billion in total assets on June 30, 2026, it ranks No. 462 of 4,232 U.S. banks by total assets. The Chester Branch at 4820 W Hundred Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chester Branch
    4820 W Hundred Rd, 23831
    Hours: see the bank's site
Citizens and Farmers Bank: profile, branches and contacts
Citizens Bank 1 branch · main office Blackstone, VA Bank · 1

Citizens Bank has 1 branch in Chester, 12 across Virginia and 12 nationwide. FDIC records list its main office in Blackstone, VA and show it operating since 1873. With $577.6 million in total assets on June 30, 2026, it ranks No. 1,611 of 4,232 U.S. banks by total assets. The Chester Branch at 12101 Olivers Way dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chester Branch
    12101 Olivers Way, 23831
    Hours: see the bank's site
Citizens Bank: profile, branches and contacts
First Bank 1 branch · main office Strasburg, VA Bank · 1

First Bank has 1 branch in Chester, 31 across Virginia and 33 nationwide. FDIC records list its main office in Strasburg, VA and show it operating since 1907. With $2.07 billion in total assets on June 30, 2026, it ranks No. 589 of 4,232 U.S. banks by total assets. The Rivers Bend Branch at 200 Johnson Creek Dr dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Rivers Bend Branch
    200 Johnson Creek Dr, 23836
    Hours: see the bank's site
First Bank: profile, branches and contacts
Homebase Credit Union 1 office · main office Prince George, VA Credit union · 1

Homebase Credit Union has 1 office in Chester, 3 across Virginia. It is based in Prince George, VA and $295.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chester Branch
    13200 Bermuda Orchard Lane, 23836
    (804) 452-0736Today 10 am to 5 pm
    All hours

    Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Homebase Credit Union: profile, branches and contacts
Primis Bank 1 branch · main office Tappahannock, VA Bank · 1

Primis Bank has 1 branch in Chester, 26 across Virginia and 28 nationwide. FDIC records list its main office in Tappahannock, VA and show it operating since 2005. With $4.34 billion in total assets on June 30, 2026, it ranks No. 319 of 4,232 U.S. banks by total assets. The Riversbend Branch at 350 E Hundred Rd dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Riversbend Branch
    350 E Hundred Rd, 23836
    Hours: see the bank's site
Primis Bank: profile, branches and contacts
The Bank of Southside Virginia 1 branch · main office Carson, VA Bank · 1

The Bank of Southside Virginia has 1 branch in Chester, 15 across Virginia and 15 nationwide. FDIC records list its main office in Carson, VA and show it operating since 1911. With $670.3 million in total assets on June 30, 2026, it ranks No. 1,420 of 4,232 U.S. banks by total assets. The Chester Branch at 4310 W Hundred Rd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chester Branch
    4310 W Hundred Rd, 23831
    Hours: see the bank's site
The Bank of Southside Virginia: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Chester, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Breckenridge Center Branch at 12840 Route 1 dates to 1888 in FDIC branch records. It opens on Saturday.

  • Breckenridge Center Branch
    12840 Route 1, 23831
    (804) 748-5052Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Virginia Credit Union 1 office · main office Richmond, VA Credit union · 1

Virginia Credit Union has 1 office in Chester, 44 across Virginia. It is based in Richmond, VA and $7.36 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chester Branch
    13025 Route 1, 23831
    (804) 253-6160Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Virginia Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Chester, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Chester Branch at 4400 W Hundred Rd dates to 1969 in FDIC branch records. It opens on Saturday.

  • Chester Branch
    4400 W Hundred Rd, 23831
    (804) 748-6075Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Chester, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Chester Wal-Mart Branch at 12000 Iron Bridge Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chester Wal-Mart Branch
    12000 Iron Bridge Rd, 23831
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Chester

4 credit unions have 5 offices here: Argent Credit Union, Virginia Credit Union, Call Credit Union and Homebase Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chester page has every office in the state's directory.

Banking in Chester: the local picture

Short answer: 11 banks run 11 branches in Chester according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 0 have their main office in Chester, 7 elsewhere in Virginia and 4 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 12840 Route 1, dating to 1888; the newest is Chase's at 2420 W Hundred Rd, from 2025.

4 credit unions have 5 offices in Chester, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. 4 open on Saturday. 9 locations have no published hours in these sources.

Banks by ZIP code in Chester

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 23831 has the most bank and credit union offices in Chester (13), followed by 23836 (3). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
238311312Argent Credit Union, Atlantic Union Bank, Blue Ridge Bank
2383633First Bank, Homebase Credit Union, Primis Bank

Banks and credit unions open on Saturday in Chester

Short answer: 4 of the 7 Chester locations with published hours open on Saturday, run by 4 institutions.

  • Wells Fargo: 1 of 1 branch (4400 W Hundred Rd: Saturday 9 am to 2 pm)
  • Truist: 1 of 1 branch (12840 Route 1: Saturday 9 am to 12 pm)
  • Argent Credit Union: 1 of 2 offices (11900 Chester Village Dr: Saturday 9 am to 12 pm)
  • Call Credit Union: 1 of 1 office (10712 Iron Bridge Rd: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chester, and where the nearest one is if they do not.

Short answer: In Chester: Chase (1), Wells Fargo (1), Truist (1). No branches in Chester: Bank of America (nearest in Richmond, 6 mi), PNC Bank (nearest in Williamsburg, 38 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 86 mi), BMO.

BankIn ChesterNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Truist1 branchhere
Bank of AmericaNoneRichmond, 6 miles away
PNC BankNoneWilliamsburg, 38 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneDumfries, 86 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chester to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chester residents like anyone else.

Banks near Chester

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chesterfield (6 miles) and Colonial Heights (6 miles). Richmond, 16 miles away, has the most banks nearby: 25.

Bank branch openings and closings in Chester

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Chester between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Oct 7, 2025OpenedChase2420 W Hundred Rd, 23831

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Chester by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chester offices.

Short answer: Chase is the largest bank with offices in Chester, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Primis Bank$4.34 billionNo. 3191Tappahannock, VA
Citizens and Farmers Bank$2.79 billionNo. 4621West Point, VA
Blue Ridge Bank$2.31 billionNo. 5421Martinsville, VA
First Bank$2.07 billionNo. 5891Strasburg, VA
The Bank of Southside Virginia$670.3 millionNo. 1,4201Carson, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chester: FAQ

How many banks are in Chester, VA?

Chester has 11 banks with 11 branches and 4 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Chester?

Chase, with 1. Wells Fargo has 1 and Truist has 1.

Is there a Chase in Chester, VA?

Yes. FDIC data lists 1 Chase branch in Chester as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Chester, VA?

Yes. FDIC data lists 1 Wells Fargo branch in Chester as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Chester, VA?

Yes. FDIC data lists 1 Truist branch in Chester as of September 5, 2026. The address and directions are under Truist above.

Is there a Bank of America in Chester, VA?

No. FDIC data lists no Bank of America branch in Chester as of September 5, 2026. The nearest is in Richmond, about 6 miles away in a straight line.

Which banks in Chester are open on Saturday?

Wells Fargo, Truist, Argent Credit Union and Call Credit Union publish Saturday hours for one or more Chester locations. The Saturday section above lists each one with its hours. 9 of the 16 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Chester?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Chester?

Argent Credit Union, Virginia Credit Union, Call Credit Union and Homebase Credit Union have offices in Chester. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Chester in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chester?

Nearby cities with more banks include Chesterfield, Colonial Heights, Hopewell. Chesterfield is 6 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 11 branches: Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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