US Bank Directory

Banks in Richlands, VA

7 FDIC-insured banks operate 7 offices in Richlands, Virginia.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Richlands

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Richlands, according to the FDIC. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Richlands

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Richlands, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Bank 1 branch · main office Bluefield, VA Bank · 1

First Community Bank has 1 branch in Richlands, 26 across Virginia and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Richlands Branch at 302 Washington Sq dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Richlands Branch
    302 Washington Sq, 24641
    Hours: see the bank's site
First Community Bank: profile, branches and contacts
First Sentinel Bank 1 branch · main office Richlands, VA Bank · 1

First Sentinel Bank has 1 branch in Richlands, 8 across Virginia and 9 nationwide. FDIC records list its main office in Richlands, VA and show it operating since 1978. With $398.0 million in total assets on June 30, 2026, it ranks No. 2,074 of 4,232 U.S. banks by total assets. Its main office at 315 Railroad Ave dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    315 Railroad Ave, 24641
    Hours: see the bank's site
First Sentinel Bank: profile, branches and contacts
MCNB Bank and Trust Co. 1 branch · main office Welch, WV Bank · 1

MCNB Bank and Trust Co. has 1 branch in Richlands, 2 across Virginia and 8 nationwide. FDIC records list its main office in Welch, WV and show it operating since 1900. With $356.5 million in total assets on June 30, 2026, it ranks No. 2,234 of 4,232 U.S. banks by total assets. The Richlands Branch at 3102 Cedar Valley Dr dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Richlands Branch
    3102 Cedar Valley Dr, 24641
    Hours: see the bank's site
MCNB Bank and Trust Co.: profile, branches and contacts
The National Bank of Blacksburg 1 branch · main office Blacksburg, VA Bank · 1

The National Bank of Blacksburg has 1 branch in Richlands, 28 across Virginia and 28 nationwide. FDIC records list its main office in Blacksburg, VA and show it operating since 1891. With $1.83 billion in total assets on June 30, 2026, it ranks No. 645 of 4,232 U.S. banks by total assets. The Richlands Branch at 1905 Front St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The National Bank of Blacksburg: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Richlands, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Richlands Branch at 1910 2nd St dates to 1916 in FDIC branch records. It opens on Saturday.

  • Richlands Branch
    1910 2nd St, 24641
    (276) 964-4025Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
TruPoint Bank 1 branch · main office Grundy, VA Bank · 1

TruPoint Bank has 1 branch in Richlands, 10 across Virginia and 16 nationwide. FDIC records list its main office in Grundy, VA and show it operating since 1975. With $690.8 million in total assets on June 30, 2026, it ranks No. 1,389 of 4,232 U.S. banks by total assets. The Richlands Branch at 1425 2nd St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

TruPoint Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Richlands, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Richlands Branch at 201 Suffolk Ave dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

  • Richlands Branch
    201 Suffolk Ave, 24641
    (276) 963-1041Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Banking in Richlands: the local picture

Short answer: 7 banks run 7 branches in Richlands according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 1 has its main office in Richlands, 3 elsewhere in Virginia and 3 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 1910 2nd St, dating to 1916; the newest is MCNB Bank and Trust Co.'s at 3102 Cedar Valley Dr, from 2014.

Of the 2 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.

Banks open on Saturday in Richlands

Short answer: 1 of the 2 Richlands locations with published hours opens on Saturday, run by 1 institution.

  • Truist: 1 of 1 branch (1910 2nd St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Richlands, and where the nearest one is if they do not.

Short answer: In Richlands: Wells Fargo (1), Truist (1). No branches in Richlands: Chase (nearest in Charlottesville, 192 mi), Bank of America (nearest in Lynchburg, 145 mi), PNC Bank (nearest in Warrenton, 245 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 262 mi), BMO.

BankIn RichlandsNearest branch if none here
Wells Fargo1 branchhere
Truist1 branchhere
ChaseNoneCharlottesville, 192 miles away
Bank of AmericaNoneLynchburg, 145 miles away
PNC BankNoneWarrenton, 245 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 262 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richlands to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richlands residents like anyone else.

Banks near Richlands

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cedar Bluff (3 miles) and Pounding Mill (4 miles). Lebanon, 20 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Richlands

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Richlands between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Richlands

Short answer: 1 institution has its main office in Richlands: First Sentinel Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
First Sentinel BankBank$398.0 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Richlands by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richlands offices.

Short answer: Wells Fargo is the largest bank with offices in Richlands, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Truist$548.35 billionNo. 91Charlotte, NC
First Community Bank$3.61 billionNo. 3651Bluefield, VA
The National Bank of Blacksburg$1.83 billionNo. 6451Blacksburg, VA
TruPoint Bank$690.8 millionNo. 1,3891Grundy, VA
First Sentinel Bank$398.0 millionNo. 2,0741Richlands, VA
MCNB Bank and Trust Co.$356.5 millionNo. 2,2341Welch, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Richlands: FAQ

How many banks are in Richlands, VA?

Richlands has 7 banks with 7 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Richlands?

Wells Fargo, with 1. Truist has 1 and First Community Bank has 1.

Is there a Wells Fargo in Richlands, VA?

Yes. FDIC data lists 1 Wells Fargo branch in Richlands as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Truist in Richlands, VA?

Yes. FDIC data lists 1 Truist branch in Richlands as of September 5, 2026. The address and directions are under Truist above.

Is there a First Community Bank in Richlands, VA?

Yes. FDIC data lists 1 First Community Bank branch in Richlands as of September 5, 2026. The address and directions are under First Community Bank above.

Is there a Chase in Richlands, VA?

No. FDIC data lists no Chase branch in Richlands as of September 5, 2026. The nearest is in Charlottesville, about 192 miles away in a straight line.

Which banks in Richlands are open on Saturday?

Truist publishes Saturday hours for one or more Richlands locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Richlands?

First Sentinel Bank has its main office in Richlands, according to the FDIC.

What is the oldest bank in Richlands?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Richlands in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Richlands?

Nearby cities with more banks include Cedar Bluff, Pounding Mill, Honaker. Cedar Bluff is 3 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 7 branches: Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds