US Bank Directory

Banks in Cedar Bluff, VA

2 FDIC-insured banks operate 2 offices in Cedar Bluff, Virginia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cedar Bluff

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cedar Bluff, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cedar Bluff

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The National Bank of Blacksburg and MCNB Bank and Trust Co. have the most locations in Cedar Bluff, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

MCNB Bank and Trust Co. 1 branch · main office Welch, WV Bank · 1

MCNB Bank and Trust Co. has 1 branch in Cedar Bluff, 2 across Virginia and 8 nationwide. FDIC records list its main office in Welch, WV and show it operating since 1900. With $356.5 million in total assets on June 30, 2026, it ranks No. 2,234 of 4,232 U.S. banks by total assets. The Cedar Bluff Branch at 1051 Claypool Hill Mall Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cedar Bluff Branch
    1051 Claypool Hill Mall Rd, 24609
    Hours: see the bank's site
MCNB Bank and Trust Co.: profile, branches and contacts
The National Bank of Blacksburg 1 branch · main office Blacksburg, VA Bank · 1

The National Bank of Blacksburg has 1 branch in Cedar Bluff, 28 across Virginia and 28 nationwide. FDIC records list its main office in Blacksburg, VA and show it operating since 1891. With $1.83 billion in total assets on June 30, 2026, it ranks No. 645 of 4,232 U.S. banks by total assets. The Claypool Hill Branch at 1155 Claypool Hill Mall Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Claypool Hill Branch
    1155 Claypool Hill Mall Rd, 24609
    Hours: see the bank's site
The National Bank of Blacksburg: profile, branches and contacts

Banking in Cedar Bluff: the local picture

Short answer: 2 banks run 2 branches in Cedar Bluff according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cedar Bluff, 1 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is The National Bank of Blacksburg, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is The National Bank of Blacksburg's office at 1155 Claypool Hill Mall Rd, dating to 2003; the newest is MCNB Bank and Trust Co.'s at 1051 Claypool Hill Mall Rd, from 2004.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cedar Bluff, and where the nearest one is if they do not.

Short answer: No branches in Cedar Bluff: Chase (nearest in Charlottesville, 191 mi), Wells Fargo (nearest in Richlands, 3 mi), Bank of America (nearest in Lynchburg, 143 mi), PNC Bank (nearest in Warrenton, 245 mi), U.S. Bank, Truist (nearest in Richlands, 3 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 261 mi), BMO.

BankIn Cedar BluffNearest branch if none here
ChaseNoneCharlottesville, 191 miles away
Wells FargoNoneRichlands, 3 miles away
Bank of AmericaNoneLynchburg, 143 miles away
PNC BankNoneWarrenton, 245 miles away
U.S. BankNonenone in Virginia
TruistNoneRichlands, 3 miles away
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 261 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cedar Bluff to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cedar Bluff residents like anyone else.

Banks near Cedar Bluff

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pounding Mill (1 mile) and Richlands (3 miles). Richlands, 3 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Cedar Bluff

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cedar Bluff between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cedar Bluff by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cedar Bluff offices.

Short answer: The National Bank of Blacksburg is the largest bank with offices in Cedar Bluff, with $1.83 billion in total assets on June 30, 2026, No. 645 among U.S. banks by total assets. MCNB Bank and Trust Co. is second with $356.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The National Bank of Blacksburg$1.83 billionNo. 6451Blacksburg, VA
MCNB Bank and Trust Co.$356.5 millionNo. 2,2341Welch, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cedar Bluff: FAQ

How many banks are in Cedar Bluff, VA?

Cedar Bluff has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cedar Bluff?

The National Bank of Blacksburg, with 1. MCNB Bank and Trust Co. has 1.

Is there a The National Bank of Blacksburg in Cedar Bluff, VA?

Yes. FDIC data lists 1 The National Bank of Blacksburg branch in Cedar Bluff as of September 5, 2026. The address and directions are under The National Bank of Blacksburg above.

Is there a MCNB Bank and Trust Co. in Cedar Bluff, VA?

Yes. FDIC data lists 1 MCNB Bank and Trust Co. branch in Cedar Bluff as of September 5, 2026. The address and directions are under MCNB Bank and Trust Co. above.

Is there a Chase in Cedar Bluff, VA?

No. FDIC data lists no Chase branch in Cedar Bluff as of September 5, 2026. The nearest is in Charlottesville, about 191 miles away in a straight line.

What is the oldest bank in Cedar Bluff?

The National Bank of Blacksburg has the longest record among banks with a branch here: the FDIC shows it operating since 1891.

Did any bank branches open or close in Cedar Bluff in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cedar Bluff?

Nearby cities with more banks include Pounding Mill, Richlands, Honaker. Pounding Mill is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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