US Bank Directory
Banks in Franklin, VA
2 FDIC-insured banks operate 2 offices in Franklin, Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Franklin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Franklin, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Franklin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and The Bank of Southside Virginia have the most locations in Franklin, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bronco Credit Union Credit union · 1
Bronco Credit Union has 1 office in Franklin, 2 across Virginia. It is based in Franklin, VA and $293.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office135 Stewart Dr, 23851
All hours
Mon to Tue 8 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Southside Virginia Bank · 1
The Bank of Southside Virginia has 1 branch in Franklin, 15 across Virginia and 15 nationwide. FDIC records list its main office in Carson, VA and show it operating since 1911. With $670.3 million in total assets on June 30, 2026, it ranks No. 1,420 of 4,232 U.S. banks by total assets. The Amory Drive Branch at 1310 Amory Drive dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Amory Drive Branch1310 Amory Drive, 23851
Truist Bank · 1
Truist has 1 branch in Franklin, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Franklin Branch at 201 N College Dr dates to 1971 in FDIC branch records. It opens on Saturday.
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Franklin Branch201 N College Dr, 23851
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Franklin
1 credit union has 1 office here: Bronco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Franklin page has every office in the state's directory.
Banking in Franklin: the local picture
Short answer: 2 banks run 2 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Franklin, 1 elsewhere in Virginia and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 201 N College Dr, dating to 1971; the newest is The Bank of Southside Virginia's at 1310 Amory Drive, from 1988.
The only credit union with an office here is Bronco Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Franklin
Short answer: 1 of the 2 Franklin locations with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (201 N College Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklin, and where the nearest one is if they do not.
Short answer: In Franklin: Truist (1). No branches in Franklin: Chase (nearest in Suffolk, 32 mi), Wells Fargo (nearest in Suffolk, 20 mi), Bank of America (nearest in Suffolk, 20 mi), PNC Bank (nearest in Norfolk, 38 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 134 mi), BMO.
| Bank | In Franklin | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Suffolk, 32 miles away |
| Wells Fargo | None | Suffolk, 20 miles away |
| Bank of America | None | Suffolk, 20 miles away |
| PNC Bank | None | Norfolk, 38 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 134 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.
Banks near Franklin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Courtland (6 miles) and Wakefield (21 miles). Newport News, 38 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Courtland, VA | 6 mi | 2 | 3 |
| Banks in Wakefield, VA | 21 mi | 2 | 2 |
| Banks in Suffolk, VA | 25 mi | 9 | 15 |
| Banks in Smithfield, VA | 27 mi | 4 | 4 |
| Banks in Emporia, VA | 33 mi | 5 | 5 |
| Banks in Portsmouth, VA | 34 mi | 6 | 10 |
| Banks in Chesapeake, VA | 37 mi | 11 | 27 |
| Banks in Newport News, VA | 38 mi | 12 | 19 |
Bank branch openings and closings in Franklin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Franklin
Short answer: 1 institution has its main office in Franklin: Bronco Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Bronco Credit Union | Credit union | $293.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Franklin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.
Short answer: Truist is the largest bank with offices in Franklin, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. The Bank of Southside Virginia is second with $670.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| The Bank of Southside Virginia | $670.3 million | No. 1,420 | 1 | Carson, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklin: FAQ
How many banks are in Franklin, VA?
Franklin has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Franklin?
Truist, with 1. The Bank of Southside Virginia has 1.
Is there a Truist in Franklin, VA?
Yes. FDIC data lists 1 Truist branch in Franklin as of September 5, 2026. The address and directions are under Truist above.
Is there a The Bank of Southside Virginia in Franklin, VA?
Yes. FDIC data lists 1 The Bank of Southside Virginia branch in Franklin as of September 5, 2026. The address and directions are under The Bank of Southside Virginia above.
Is there a Chase in Franklin, VA?
No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Suffolk, about 32 miles away in a straight line.
Which banks in Franklin are open on Saturday?
Truist publishes Saturday hours for one or more Franklin locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Franklin?
Bronco Credit Union has its main office in Franklin, according to the FDIC and the NCUA.
What is the oldest bank in Franklin?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Franklin?
Bronco Credit Union has an office in Franklin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Franklin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklin?
Nearby cities with more banks include Courtland, Wakefield, Suffolk. Courtland is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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