Banks in Cape Charles, VA

Bank branch map: Cape Charles

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Cape Charles, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cape Charles

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Horizon, Atlantic Union Bank and Calvin B. Taylor Banking Company of Berlin, Maryland have the most locations in Cape Charles, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Cape Charles, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Cape Charles Branch at 22468 Lankford Hwy dates to 1961 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape Charles Branch

  22468 Lankford Hwy, 23310

  Hours: see the bank's site
  DirectionsWebsite

Atlantic Union Bank: profile, branches and contacts

Calvin B. Taylor Banking Company of Berlin, Maryland 1 branch · main office Berlin, MD Bank · 1

Calvin B. Taylor Banking Company of Berlin, Maryland has 1 branch in Cape Charles, 3 across Virginia and 12 nationwide. FDIC records list its main office in Berlin, MD and show it operating since 1890. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,034 of 4,232 U.S. banks by total assets. The Cape Charles Branch at 645 Mason Ave dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cape Charles Branch

  645 Mason Ave, 23310

  Hours: see the bank's site
  DirectionsWebsite

Calvin B. Taylor Banking Company of Berlin, Maryland: profile, branches and contacts

First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Cape Charles, 8 across Virginia and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Cheriton Branch at 21263 Lankford Hwy dates to 1976 in FDIC branch records. Its published hours do not list Saturday.

• Cheriton Branch

  21263 Lankford Hwy, 23310

  (757) 331-7001Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

First Horizon: profile, branches and contacts

Banking in Cape Charles: the local picture

Short answer: 3 banks run 3 branches in Cape Charles according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Cape Charles, 1 elsewhere in Virginia and 2 out of state, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Atlantic Union Bank's office at 22468 Lankford Hwy, dating to 1961; the newest is Calvin B. Taylor Banking Company of Berlin, Maryland's at 645 Mason Ave, from 2025.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Cape Charles

Short answer: None of the 1 Cape Charles location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cape Charles, and where the nearest one is if they do not.

Short answer: No branches in Cape Charles: Chase (nearest in Hampton, 27 mi), Wells Fargo (nearest in Virginia Beach, 25 mi), Bank of America (nearest in Hampton, 27 mi), PNC Bank (nearest in Eastville, 6 mi), U.S. Bank, Truist (nearest in Exmore, 19 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 116 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cape Charles to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cape Charles residents like anyone else.

Banks near Cape Charles

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Exmore (19 miles) and Hampton (27 miles). Virginia Beach, 31 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Cape Charles

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cape Charles between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cape Charles by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cape Charles offices.

Short answer: First Horizon is the largest bank with offices in Cape Charles, with $84.12 billion in total assets on June 30, 2026, No. 38 among U.S. banks by total assets. Atlantic Union Bank is second with $38.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cape Charles: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.