US Bank Directory

Banks in Gunnison, UT

1 FDIC-insured bank operates 1 office in Gunnison, Utah, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Gunnison

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Gunnison, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gunnison

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: State Bank of Southern Utah is the only bank with an office in Gunnison. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

State Bank of Southern Utah 1 branch · main office Cedar City, UT Bank · 1

State Bank of Southern Utah has 1 branch in Gunnison, 17 across Utah and 17 nationwide. FDIC records list its main office in Cedar City, UT and show it operating since 1957. With $2.74 billion in total assets on June 30, 2026, it ranks No. 469 of 4,232 U.S. banks by total assets. The Gunnison Branch at 122 S Main St dates to 1909 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

State Bank of Southern Utah: profile, branches and contacts
Utah Heritage Credit Union 1 office · main office Moroni, UT Credit union · 1

Utah Heritage Credit Union has 1 office in Gunnison, 5 across Utah. It is based in Moroni, UT and $160.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Gunnison Office
    520 S Main St, 84634
    (435) 528-5288Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Utah Heritage Credit Union: profile, branches and contacts

Join a credit union in Gunnison

1 credit union has 1 office here: Utah Heritage Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gunnison page has every office in the state's directory.

Banking in Gunnison: the local picture

Short answer: 1 bank runs 1 branch in Gunnison according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

State Bank of Southern Utah has its main office in Cedar City, UT, according to the FDIC.

The bank with the longest record here is State Bank of Southern Utah, operating since 1957 according to the FDIC.

The only credit union with an office here is Utah Heritage Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Gunnison

Short answer: None of the 1 Gunnison location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gunnison, and where the nearest one is if they do not.

Short answer: No branches in Gunnison: Chase (nearest in Spanish Fork, 68 mi), Wells Fargo (nearest in Richfield, 31 mi), Bank of America (nearest in Spanish Fork, 68 mi), PNC Bank, U.S. Bank (nearest in Payson, 61 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 111 mi), TD Bank, BMO (nearest in Riverton, 95 mi).

BankIn GunnisonNearest branch if none here
ChaseNoneSpanish Fork, 68 miles away
Wells FargoNoneRichfield, 31 miles away
Bank of AmericaNoneSpanish Fork, 68 miles away
PNC BankNonenone in Utah
U.S. BankNonePayson, 61 miles away
TruistNonenone in Utah
Fifth Third BankNonenone in Utah
HuntingtonNonenone in Utah
Regions BankNoneSalt Lake City, 111 miles away
TD BankNonenone in Utah
BMONoneRiverton, 95 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gunnison to the nearest branch in Utah.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gunnison residents like anyone else.

Banks near Gunnison

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Salina (14 miles) and Ephraim (19 miles). Price, 62 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Gunnison

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gunnison between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gunnison by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gunnison offices.

Short answer: State Bank of Southern Utah is the largest bank with offices in Gunnison, with $2.74 billion in total assets on June 30, 2026, No. 469 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
State Bank of Southern Utah$2.74 billionNo. 4691Cedar City, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gunnison: FAQ

How many banks are in Gunnison, UT?

Gunnison has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a State Bank of Southern Utah in Gunnison, UT?

Yes. FDIC data lists 1 State Bank of Southern Utah branch in Gunnison as of September 5, 2026. The address and directions are under State Bank of Southern Utah above.

Is there a Chase in Gunnison, UT?

No. FDIC data lists no Chase branch in Gunnison as of September 5, 2026. The nearest is in Spanish Fork, about 68 miles away in a straight line.

Which banks in Gunnison are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Gunnison?

State Bank of Southern Utah has the longest record among banks with a branch here: the FDIC shows it operating since 1957.

Which credit unions can I join in Gunnison?

Utah Heritage Credit Union has an office in Gunnison. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gunnison in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gunnison?

Nearby cities with more banks include Salina, Ephraim, Fillmore. Salina is 14 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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