US Bank Directory
Banks in Payson, UT
3 FDIC-insured banks operate 3 offices in Payson, Utah, and 6 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Payson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Payson, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Payson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, Zions Bancorporation and Central Bank have the most locations in Payson, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
America First Credit Union Credit union · 1
America First Credit Union has 1 office in Payson, 95 across Utah. It is based in Riverdale, UT and $24.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Payson967 S Turf Farm Rd, 84651
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Central Bank Bank · 1
Central Bank has 1 branch in Payson, 13 across Utah and 13 nationwide. FDIC records list its main office in Provo, UT and show it operating since 1891. With $2.16 billion in total assets on June 30, 2026, it ranks No. 574 of 4,232 U.S. banks by total assets. The Payson Branch at 182 N Main St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Payson Branch182 N Main St, 84651
Goldenwest Credit Union Credit union · 1
Goldenwest Credit Union has 1 office in Payson, 52 across Utah. It is based in Ogden, UT and $4.09 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Payson Branch824 W 800 S, 84651
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Mountain America Credit Union Credit union · 1
Mountain America Credit Union has 1 office in Payson, 78 across Utah. It is based in Sandy, UT and $22.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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0114 Payson State Hwy 198818 Highway 198, 84651
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Pacific Horizon Credit Union Credit union · 1
Pacific Horizon Credit Union has 1 office in Payson, 3 across Utah. It is based in Springville, UT and $141.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Payson Branch191 S 100 W, 84651
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Security Service Credit Union Credit union · 1
Security Service Credit Union has 1 office in Payson, 13 across Utah. It is based in San Antonio, TX and $14.21 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Payson1322 W Turf Farm Way With In Wal-Mart Parking Lot, 84651
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Payson, 39 across Utah and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Payson Smiths Branch at 632 S 100 W dates to 2004 in FDIC branch records. It opens on Saturday.
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Payson Smiths Branch632 S 100 W, 84651
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Utah Community Credit Union Credit union · 1
Utah Community Credit Union has 1 office in Payson, 26 across Utah. It is based in Provo, UT and $3.86 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Payson1012 W 800 S, 84651
All hours
Mon to Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Payson, 96 across Utah and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Payson Branch at 80 E 100 N dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Payson Branch80 E 100 N, 84651
Join a credit union in Payson
6 credit unions have 6 offices here: America First Credit Union, Mountain America Credit Union, Security Service Credit Union, Goldenwest Credit Union, Utah Community Credit Union and Pacific Horizon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Payson page has every office in the state's directory.
Banking in Payson: the local picture
Short answer: 3 banks run 3 branches in Payson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Payson, 2 elsewhere in Utah and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Zions Bancorporation's office at 80 E 100 N, dating to 1971; the newest is U.S. Bank's at 632 S 100 W, from 2004.
6 credit unions have 6 offices in Payson, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Payson
Short answer: 2 of the 7 Payson locations with published hours open on Saturday, run by 2 institutions.
- U.S. Bank: 1 of 1 branch (632 S 100 W: Saturday 10 am to 2 pm)
- America First Credit Union: 1 of 1 office (967 S Turf Farm Rd: Saturday 9 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Payson, and where the nearest one is if they do not.
Short answer: In Payson: U.S. Bank (1). No branches in Payson: Chase (nearest in Spanish Fork, 8 mi), Wells Fargo (nearest in Spanish Fork, 7 mi), Bank of America (nearest in Spanish Fork, 7 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Salt Lake City, 50 mi), TD Bank, BMO (nearest in Riverton, 36 mi).
| Bank | In Payson | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Spanish Fork, 8 miles away |
| Wells Fargo | None | Spanish Fork, 7 miles away |
| Bank of America | None | Spanish Fork, 7 miles away |
| PNC Bank | None | none in Utah |
| Truist | None | none in Utah |
| Fifth Third Bank | None | none in Utah |
| Huntington | None | none in Utah |
| Regions Bank | None | Salt Lake City, 50 miles away |
| TD Bank | None | none in Utah |
| BMO | None | Riverton, 36 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Payson to the nearest branch in Utah.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Payson residents like anyone else.
Banks near Payson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Salem (4 miles) and Spanish Fork (7 miles). Provo, 15 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Salem, UT | 4 mi | 2 | 2 |
| Banks in Spanish Fork, UT | 7 mi | 8 | 8 |
| Banks in Springville, UT | 11 mi | 3 | 3 |
| Banks in Provo, UT | 15 mi | 12 | 19 |
| Banks in Orem, UT | 17 mi | 11 | 14 |
| Banks in Lindon, UT | 21 mi | 5 | 5 |
| Banks in Pleasant Grove, UT | 22 mi | 7 | 7 |
| Banks in American Fork, UT | 24 mi | 6 | 6 |
Bank branch openings and closings in Payson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Payson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Payson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Payson offices.
Short answer: U.S. Bank is the largest bank with offices in Payson, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Zions Bancorporation is second with $89.04 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Central Bank | $2.16 billion | No. 574 | 1 | Provo, UT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Payson: FAQ
How many banks are in Payson, UT?
Payson has 3 banks with 3 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Payson?
U.S. Bank, with 1. Zions Bancorporation has 1 and Central Bank has 1.
Is there a U.S. Bank in Payson, UT?
Yes. FDIC data lists 1 U.S. Bank branch in Payson as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Zions Bancorporation in Payson, UT?
Yes. FDIC data lists 1 Zions Bancorporation branch in Payson as of September 5, 2026. The address and directions are under Zions Bancorporation above.
Is there a Central Bank in Payson, UT?
Yes. FDIC data lists 1 Central Bank branch in Payson as of September 5, 2026. The address and directions are under Central Bank above.
Is there a Chase in Payson, UT?
No. FDIC data lists no Chase branch in Payson as of September 5, 2026. The nearest is in Spanish Fork, about 8 miles away in a straight line.
Which banks in Payson are open on Saturday?
U.S. Bank and America First Credit Union publish Saturday hours for one or more Payson locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Payson?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Payson?
America First Credit Union, Mountain America Credit Union, Security Service Credit Union and Goldenwest Credit Union and 2 more have offices in Payson. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Payson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Payson?
Nearby cities with more banks include Salem, Spanish Fork, Springville. Salem is 4 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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