Banks in South Padre Island, TX

Bank branch map: South Padre Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in South Padre Island, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in South Padre Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in South Padre Island, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Community Bank 1 branch · main office San Benito, TX Bank · 1

First Community Bank has 1 branch in South Padre Island, 9 across Texas and 9 nationwide. FDIC records list its main office in San Benito, TX and show it operating since 1979. With $794.4 million in total assets on June 30, 2026, it ranks No. 1,267 of 4,232 U.S. banks by total assets. The South Padre Bank Branch at 2701 Padre Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• South Padre Bank Branch

  2701 Padre Blvd, 78597

  Hours: see the bank's site
  DirectionsWebsite

First Community Bank: profile, branches and contacts

First National Bank of South Padre Island 1 branch · main office South Padre Island, TX Bank · 1

First National Bank of South Padre Island has 1 branch in South Padre Island, 2 across Texas and 2 nationwide. FDIC records list its main office in South Padre Island, TX and show it operating since 1983. With $78.2 million in total assets on June 30, 2026, it ranks No. 3,870 of 4,232 U.S. banks by total assets. Its main office at 709 Park Road 100 dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  709 Park Road 100, 78597

  Hours: see the bank's site
  DirectionsWebsite

First National Bank of South Padre Island: profile, branches and contacts

International Bank of Commerce 1 branch · main office Brownsville, TX Bank · 1

International Bank of Commerce has 1 branch in South Padre Island, 41 across Texas and 41 nationwide. FDIC records list its main office in Brownsville, TX and show it operating since 1984. With $4.56 billion in total assets on June 30, 2026, it ranks No. 305 of 4,232 U.S. banks by total assets. The South Padre Island Branch at 911 Padre Blvd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• South Padre Island Branch

  911 Padre Blvd, 78597

  Hours: see the bank's site
  DirectionsWebsite

International Bank of Commerce: profile, branches and contacts

Lone Star National Bank 1 branch · main office Pharr, TX Bank · 1

Lone Star National Bank has 1 branch in South Padre Island, 36 across Texas and 36 nationwide. FDIC records list its main office in Pharr, TX and show it operating since 1983. With $3.28 billion in total assets on June 30, 2026, it ranks No. 393 of 4,232 U.S. banks by total assets. The South Padre Island Branch at 601 Padre Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• South Padre Island Branch

  601 Padre Blvd, 78597

  Hours: see the bank's site
  DirectionsWebsite

Lone Star National Bank: profile, branches and contacts

Banking in South Padre Island: the local picture

Short answer: 4 banks run 4 branches in South Padre Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in South Padre Island, 3 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First Community Bank, operating since 1979 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank of South Padre Island's office at 709 Park Road 100, dating to 1983; the newest is Lone Star National Bank's at 601 Padre Blvd, from 2006.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in South Padre Island, and where the nearest one is if they do not.

Short answer: No branches in South Padre Island: Chase (nearest in Brownsville, 23 mi), Wells Fargo (nearest in Port Isabel, 4 mi), Bank of America (nearest in Brownsville, 23 mi), PNC Bank (nearest in Brownsville, 22 mi), U.S. Bank (nearest in Houston, 274 mi), Truist (nearest in San Antonio, 240 mi), Fifth Third Bank (nearest in San Antonio, 243 mi), Huntington (nearest in Goliad, 179 mi), Regions Bank (nearest in Rosenberg, 254 mi), TD Bank, BMO (nearest in Dallas, 464 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of South Padre Island to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to South Padre Island residents like anyone else.

Banks near South Padre Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Port Isabel (4 miles) and Los Fresnos (19 miles). Brownsville, 23 miles away, has the most banks nearby: 17.

Bank branch openings and closings in South Padre Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in South Padre Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in South Padre Island

Short answer: 1 institution has its main office in South Padre Island: First National Bank of South Padre Island.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in South Padre Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its South Padre Island offices.

Short answer: International Bank of Commerce is the largest bank with offices in South Padre Island, with $4.56 billion in total assets on June 30, 2026, No. 305 among U.S. banks by total assets. Lone Star National Bank is second with $3.28 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in South Padre Island: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.