US Bank Directory

Banks in South Houston, TX

3 FDIC-insured banks operate 4 offices in South Houston, Texas.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: South Houston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in South Houston, according to the FDIC. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in South Houston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank Texas has the most locations in South Houston, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank Texas 2 branches · main office Killeen, TX Bank · 2

First National Bank Texas has 2 branches in South Houston, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Houston location is the Telephone Road Banking Center - Rc 849 at 6322 Telephone Road, dating to 2003; the newest, at 1603 Spencer Hwy, to 2011. It does not publish hours in the sources this page uses; check its site before you go.

  • Pasadena Banking Center Rc-647
    1603 Spencer Hwy, 77587
    Hours: see the bank's site
  • Telephone Road Banking Center - Rc 849
    6322 Telephone Road, 77587
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in South Houston, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Spencer Highway Branch at 1218 Spencer Hwy dates to 1999 in FDIC branch records. It opens on Saturday.

  • Spencer Highway Branch
    1218 Spencer Hwy, 77587
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Prosperity Bank 1 branch · main office El Campo, TX Bank · 1

Prosperity Bank has 1 branch in South Houston, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Pasadena at 3100 S Shaver St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Prosperity Bank: profile, branches and contacts

Banking in South Houston: the local picture

Short answer: 3 banks run 4 branches in South Houston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in South Houston, 2 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 1218 Spencer Hwy, dating to 1999; the newest is First National Bank Texas's at 1603 Spencer Hwy, from 2011.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Banks open on Saturday in South Houston

Short answer: 1 of the 1 South Houston location with published hours opens on Saturday, run by 1 institution.

  • PNC Bank: 1 of 1 branch (1218 Spencer Hwy: Saturday 9 am to 1 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in South Houston, and where the nearest one is if they do not.

Short answer: In South Houston: PNC Bank (1). No branches in South Houston: Chase (nearest in Pasadena, 1 mi), Wells Fargo (nearest in Pasadena, 2 mi), Bank of America (nearest in Pasadena, 2 mi), U.S. Bank (nearest in Houston, 21 mi), Truist (nearest in Pasadena, 3 mi), Fifth Third Bank (nearest in Pasadena, 2 mi), Huntington (nearest in Houston, 8 mi), Regions Bank (nearest in Pasadena, 4 mi), TD Bank, BMO (nearest in Dallas, 236 mi).

BankIn South HoustonNearest branch if none here
PNC Bank1 branchhere
ChaseNonePasadena, 1 mile away
Wells FargoNonePasadena, 2 miles away
Bank of AmericaNonePasadena, 2 miles away
U.S. BankNoneHouston, 21 miles away
TruistNonePasadena, 3 miles away
Fifth Third BankNonePasadena, 2 miles away
HuntingtonNoneHouston, 8 miles away
Regions BankNonePasadena, 4 miles away
TD BankNonenone in Texas
BMONoneDallas, 236 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of South Houston to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to South Houston residents like anyone else.

Banks near South Houston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pasadena (3 miles) and Deer Park (6 miles). Pearland, 10 miles away, has the most banks nearby: 20.

Bank branch openings and closings in South Houston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in South Houston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in South Houston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its South Houston offices.

Short answer: PNC Bank is the largest bank with offices in South Houston, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Prosperity Bank is second with $43.88 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Prosperity Bank$43.88 billionNo. 541El Campo, TX
First National Bank Texas$4.64 billionNo. 3022Killeen, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in South Houston: FAQ

How many banks are in South Houston, TX?

South Houston has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in South Houston?

First National Bank Texas, with 2. PNC Bank has 1 and Prosperity Bank has 1.

Is there a First National Bank Texas in South Houston, TX?

Yes. FDIC data lists 2 First National Bank Texas branches in South Houston as of September 5, 2026. Its branches are listed under First National Bank Texas above, with the address and directions for each.

Is there a PNC Bank in South Houston, TX?

Yes. FDIC data lists 1 PNC Bank branch in South Houston as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Prosperity Bank in South Houston, TX?

Yes. FDIC data lists 1 Prosperity Bank branch in South Houston as of September 5, 2026. The address and directions are under Prosperity Bank above.

Is there a Chase in South Houston, TX?

No. FDIC data lists no Chase branch in South Houston as of September 5, 2026. The nearest is in Pasadena, about 1 miles away in a straight line.

Which banks in South Houston are open on Saturday?

PNC Bank publishes Saturday hours for one or more South Houston locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in South Houston?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in South Houston in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near South Houston?

Nearby cities with more banks include Pasadena, Deer Park, Webster. Pasadena is 3 miles away with 19 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 4 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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