US Bank Directory

Banks in Sour Lake, TX

3 FDIC-insured banks operate 3 offices in Sour Lake, Texas.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Sour Lake

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Sour Lake, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sour Lake

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank, Citizens Bank and The First Security Bank have the most locations in Sour Lake, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Bank 1 branch · main office Kilgore, TX Bank · 1

Citizens Bank has 1 branch in Sour Lake, 11 across Texas and 11 nationwide. FDIC records list its main office in Kilgore, TX and show it operating since 1949. With $488.8 million in total assets on June 30, 2026, it ranks No. 1,824 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 125 Highway 326 S dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sour Lake Branch
    125 Highway 326 S, 77659
    Hours: see the bank's site
Citizens Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Sour Lake, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 620 Highway 105 W dates to 1992 in FDIC branch records. Its published hours do not list Saturday.

  • Sour Lake Branch
    620 Highway 105 W, 77659
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
The First Security Bank 1 branch · main office Beaver, OK Bank · 1

The First Security Bank has 1 branch in Sour Lake, 2 across Texas and 3 nationwide. FDIC records list its main office in Beaver, OK and show it operating since 1916. With $335.0 million in total assets on June 30, 2026, it ranks No. 2,323 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 185 Highway 105 E dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sour Lake Branch
    185 Highway 105 E, 77659
    Hours: see the bank's site
The First Security Bank: profile, branches and contacts

Banking in Sour Lake: the local picture

Short answer: 3 banks run 3 branches in Sour Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Sour Lake, 1 elsewhere in Texas and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 620 Highway 105 W, dating to 1992; the newest is The First Security Bank's at 185 Highway 105 E, from 2024.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Sour Lake

Short answer: None of the 1 Sour Lake location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sour Lake, and where the nearest one is if they do not.

Short answer: In Sour Lake: PNC Bank (1). No branches in Sour Lake: Chase (nearest in Beaumont, 15 mi), Wells Fargo (nearest in Lumberton, 15 mi), Bank of America (nearest in Beaumont, 15 mi), U.S. Bank (nearest in Houston, 72 mi), Truist (nearest in Houston, 50 mi), Fifth Third Bank (nearest in Humble, 47 mi), Huntington (nearest in Cleveland, 42 mi), Regions Bank (nearest in Humble, 47 mi), TD Bank, BMO (nearest in Dallas, 231 mi).

BankIn Sour LakeNearest branch if none here
PNC Bank1 branchhere
ChaseNoneBeaumont, 15 miles away
Wells FargoNoneLumberton, 15 miles away
Bank of AmericaNoneBeaumont, 15 miles away
U.S. BankNoneHouston, 72 miles away
TruistNoneHouston, 50 miles away
Fifth Third BankNoneHumble, 47 miles away
HuntingtonNoneCleveland, 42 miles away
Regions BankNoneHumble, 47 miles away
TD BankNonenone in Texas
BMONoneDallas, 231 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sour Lake to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sour Lake residents like anyone else.

Banks near Sour Lake

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lumberton (14 miles) and Beaumont (15 miles). Beaumont, 15 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Sour Lake

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sour Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sour Lake by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sour Lake offices.

Short answer: PNC Bank is the largest bank with offices in Sour Lake, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Citizens Bank is second with $488.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Citizens Bank$488.8 millionNo. 1,8241Kilgore, TX
The First Security Bank$335.0 millionNo. 2,3231Beaver, OK

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sour Lake: FAQ

How many banks are in Sour Lake, TX?

Sour Lake has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Sour Lake?

PNC Bank, with 1. Citizens Bank has 1 and The First Security Bank has 1.

Is there a PNC Bank in Sour Lake, TX?

Yes. FDIC data lists 1 PNC Bank branch in Sour Lake as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Citizens Bank in Sour Lake, TX?

Yes. FDIC data lists 1 Citizens Bank branch in Sour Lake as of September 5, 2026. The address and directions are under Citizens Bank above.

Is there a The First Security Bank in Sour Lake, TX?

Yes. FDIC data lists 1 The First Security Bank branch in Sour Lake as of September 5, 2026. The address and directions are under The First Security Bank above.

Is there a Chase in Sour Lake, TX?

No. FDIC data lists no Chase branch in Sour Lake as of September 5, 2026. The nearest is in Beaumont, about 15 miles away in a straight line.

Which banks in Sour Lake are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Sour Lake?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Sour Lake in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sour Lake?

Nearby cities with more banks include Lumberton, Beaumont, Silsbee. Lumberton is 14 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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