US Bank Directory
Banks in Sour Lake, TX
3 FDIC-insured banks operate 3 offices in Sour Lake, Texas.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Sour Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Sour Lake, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Sour Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, Citizens Bank and The First Security Bank have the most locations in Sour Lake, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Citizens Bank Bank · 1
Citizens Bank has 1 branch in Sour Lake, 11 across Texas and 11 nationwide. FDIC records list its main office in Kilgore, TX and show it operating since 1949. With $488.8 million in total assets on June 30, 2026, it ranks No. 1,824 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 125 Highway 326 S dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sour Lake Branch125 Highway 326 S, 77659
PNC Bank Bank · 1
PNC Bank has 1 branch in Sour Lake, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 620 Highway 105 W dates to 1992 in FDIC branch records. Its published hours do not list Saturday.
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Sour Lake Branch620 Highway 105 W, 77659
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
The First Security Bank Bank · 1
The First Security Bank has 1 branch in Sour Lake, 2 across Texas and 3 nationwide. FDIC records list its main office in Beaver, OK and show it operating since 1916. With $335.0 million in total assets on June 30, 2026, it ranks No. 2,323 of 4,232 U.S. banks by total assets. The Sour Lake Branch at 185 Highway 105 E dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sour Lake Branch185 Highway 105 E, 77659
Banking in Sour Lake: the local picture
Short answer: 3 banks run 3 branches in Sour Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Sour Lake, 1 elsewhere in Texas and 2 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 620 Highway 105 W, dating to 1992; the newest is The First Security Bank's at 185 Highway 105 E, from 2024.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Sour Lake
Short answer: None of the 1 Sour Lake location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sour Lake, and where the nearest one is if they do not.
Short answer: In Sour Lake: PNC Bank (1). No branches in Sour Lake: Chase (nearest in Beaumont, 15 mi), Wells Fargo (nearest in Lumberton, 15 mi), Bank of America (nearest in Beaumont, 15 mi), U.S. Bank (nearest in Houston, 72 mi), Truist (nearest in Houston, 50 mi), Fifth Third Bank (nearest in Humble, 47 mi), Huntington (nearest in Cleveland, 42 mi), Regions Bank (nearest in Humble, 47 mi), TD Bank, BMO (nearest in Dallas, 231 mi).
| Bank | In Sour Lake | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Beaumont, 15 miles away |
| Wells Fargo | None | Lumberton, 15 miles away |
| Bank of America | None | Beaumont, 15 miles away |
| U.S. Bank | None | Houston, 72 miles away |
| Truist | None | Houston, 50 miles away |
| Fifth Third Bank | None | Humble, 47 miles away |
| Huntington | None | Cleveland, 42 miles away |
| Regions Bank | None | Humble, 47 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 231 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sour Lake to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sour Lake residents like anyone else.
Banks near Sour Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lumberton (14 miles) and Beaumont (15 miles). Beaumont, 15 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lumberton, TX | 14 mi | 5 | 5 |
| Banks in Beaumont, TX | 15 mi | 17 | 28 |
| Banks in Silsbee, TX | 20 mi | 2 | 2 |
| Banks in Winnie, TX | 22 mi | 3 | 3 |
| Banks in Liberty, TX | 22 mi | 6 | 7 |
| Banks in Vidor, TX | 23 mi | 4 | 4 |
| Banks in Nederland, TX | 28 mi | 2 | 3 |
| Banks in Port Arthur, TX | 29 mi | 8 | 8 |
Bank branch openings and closings in Sour Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sour Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Sour Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sour Lake offices.
Short answer: PNC Bank is the largest bank with offices in Sour Lake, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Citizens Bank is second with $488.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Citizens Bank | $488.8 million | No. 1,824 | 1 | Kilgore, TX |
| The First Security Bank | $335.0 million | No. 2,323 | 1 | Beaver, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sour Lake: FAQ
How many banks are in Sour Lake, TX?
Sour Lake has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Sour Lake?
PNC Bank, with 1. Citizens Bank has 1 and The First Security Bank has 1.
Is there a PNC Bank in Sour Lake, TX?
Yes. FDIC data lists 1 PNC Bank branch in Sour Lake as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Citizens Bank in Sour Lake, TX?
Yes. FDIC data lists 1 Citizens Bank branch in Sour Lake as of September 5, 2026. The address and directions are under Citizens Bank above.
Is there a The First Security Bank in Sour Lake, TX?
Yes. FDIC data lists 1 The First Security Bank branch in Sour Lake as of September 5, 2026. The address and directions are under The First Security Bank above.
Is there a Chase in Sour Lake, TX?
No. FDIC data lists no Chase branch in Sour Lake as of September 5, 2026. The nearest is in Beaumont, about 15 miles away in a straight line.
Which banks in Sour Lake are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Sour Lake?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Sour Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sour Lake?
Nearby cities with more banks include Lumberton, Beaumont, Silsbee. Lumberton is 14 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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