US Bank Directory

Banks in Shiner, TX

5 FDIC-insured banks operate 5 offices in Shiner, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Shiner

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Shiner, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shiner

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 5 banks share the most locations in Shiner, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Lockhart Bank 1 branch · main office Lockhart, TX Bank · 1

First Lockhart Bank has 1 branch in Shiner, 6 across Texas and 6 nationwide. FDIC records list its main office in Lockhart, TX and show it operating since 1934. With $415.9 million in total assets on June 30, 2026, it ranks No. 2,028 of 4,232 U.S. banks by total assets. The Shiner Branch at 316 Avenue E dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Lockhart Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Shiner, 152 across Texas and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The The First National Bank Of Shiner Branch at 103 W 7th St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The First National Bank Of Shiner Branch
    103 W 7th St, 77984
    Hours: see the bank's site
Huntington: profile, branches and contacts
Sage Capital Bank, 1 branch · main office Gonzales, TX Bank · 1

Sage Capital Bank, has 1 branch in Shiner, 7 across Texas and 7 nationwide. FDIC records list its main office in Gonzales, TX and show it operating since 1984. With $768.9 million in total assets on June 30, 2026, it ranks No. 1,305 of 4,232 U.S. banks by total assets. The Shiner Branch at 1406 N Avenue E dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Sage Capital Bank,: profile, branches and contacts
SouthStar Bank, S.S.B. 1 branch · main office Moulton, TX Bank · 1

SouthStar Bank, S.S.B. has 1 branch in Shiner, 16 across Texas and 16 nationwide. FDIC records list its main office in Moulton, TX and show it operating since 1920. With $1.37 billion in total assets on June 30, 2026, it ranks No. 807 of 4,232 U.S. banks by total assets. The Shiner Branch at 203 N Avenue E dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

SouthStar Bank, S.S.B.: profile, branches and contacts
The First State Bank 1 branch · main office Louise, TX Bank · 1

The First State Bank has 1 branch in Shiner, 15 across Texas and 15 nationwide. FDIC records list its main office in Louise, TX and show it operating since 1956. With $895.2 million in total assets on June 30, 2026, it ranks No. 1,155 of 4,232 U.S. banks by total assets. The Shiner Branch at 803 N Avenue E dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The First State Bank: profile, branches and contacts

Banking in Shiner: the local picture

Short answer: 5 banks run 5 branches in Shiner according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Shiner, 4 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is SouthStar Bank, S.S.B.'s office at 203 N Avenue E, dating to 1998; the newest is First Lockhart Bank's at 316 Avenue E, from 2026.

None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Shiner, and where the nearest one is if they do not.

Short answer: In Shiner: Huntington (1). No branches in Shiner: Chase (nearest in San Marcos, 56 mi), Wells Fargo (nearest in Gonzales, 18 mi), Bank of America (nearest in Seguin, 49 mi), PNC Bank (nearest in San Marcos, 56 mi), U.S. Bank (nearest in Houston, 101 mi), Truist (nearest in Austin, 62 mi), Fifth Third Bank (nearest in Austin, 67 mi), Regions Bank (nearest in Austin, 62 mi), TD Bank, BMO (nearest in Dallas, 233 mi).

BankIn ShinerNearest branch if none here
Huntington1 branchhere
ChaseNoneSan Marcos, 56 miles away
Wells FargoNoneGonzales, 18 miles away
Bank of AmericaNoneSeguin, 49 miles away
PNC BankNoneSan Marcos, 56 miles away
U.S. BankNoneHouston, 101 miles away
TruistNoneAustin, 62 miles away
Fifth Third BankNoneAustin, 67 miles away
Regions BankNoneAustin, 62 miles away
TD BankNonenone in Texas
BMONoneDallas, 233 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shiner to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shiner residents like anyone else.

Banks near Shiner

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Yoakum (10 miles) and Moulton (10 miles). Gonzales, 17 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Shiner

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 2 branch openings in Shiner between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Mar 11, 2026OpenedFirst Lockhart Bank316 Avenue E, 77984
Sep 29, 2025OpenedThe First State Bank803 N Avenue E, 77984

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Shiner by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shiner offices.

Short answer: Huntington is the largest bank with offices in Shiner, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. SouthStar Bank, S.S.B. is second with $1.37 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Huntington$283.07 billionNo. 151Columbus, OH
SouthStar Bank, S.S.B.$1.37 billionNo. 8071Moulton, TX
The First State Bank$895.2 millionNo. 1,1551Louise, TX
Sage Capital Bank,$768.9 millionNo. 1,3051Gonzales, TX
First Lockhart Bank$415.9 millionNo. 2,0281Lockhart, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shiner: FAQ

How many banks are in Shiner, TX?

Shiner has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Shiner?

Huntington, with 1. SouthStar Bank, S.S.B. has 1 and The First State Bank has 1.

Is there a Huntington in Shiner, TX?

Yes. FDIC data lists 1 Huntington branch in Shiner as of September 5, 2026. The address and directions are under Huntington above.

Is there a SouthStar Bank, S.S.B. in Shiner, TX?

Yes. FDIC data lists 1 SouthStar Bank, S.S.B. branch in Shiner as of September 5, 2026. The address and directions are under SouthStar Bank, S.S.B. above.

Is there a The First State Bank in Shiner, TX?

Yes. FDIC data lists 1 The First State Bank branch in Shiner as of September 5, 2026. The address and directions are under The First State Bank above.

Is there a Chase in Shiner, TX?

No. FDIC data lists no Chase branch in Shiner as of September 5, 2026. The nearest is in San Marcos, about 56 miles away in a straight line.

What is the oldest bank in Shiner?

Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Did any bank branches open or close in Shiner in the past year?

FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Shiner?

Nearby cities with more banks include Yoakum, Moulton, Hallettsville. Yoakum is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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