US Bank Directory
Banks in Richmond, TX
10 FDIC-insured banks operate 13 offices in Richmond, Texas, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Richmond
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 16 locations in Richmond, according to the FDIC and the NCUA. 16 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
16 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Richmond
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank, Regions Bank and Woodforest have the most locations in Richmond, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Community Credit Union Credit union · 2
First Community Credit Union has 2 officees in Richmond, 15 across Texas. It is based in Houston, TX and $2.96 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Richmond locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Aliana10161 W. Grand Parkway, 77407
All hours
Mon to Fri 9 am to 7 pm; Sat 9 am to 5 pm; Sun closed
Hours: NCUA, March 31, 2026
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Westpark23803 Fm 1093 Rd, 77406
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Richmond, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Richmond Branch at 1202 Jackson St, dating to 1988; the newest, at 7627 W Grand Pkwy S, to 2021. It opens on Saturday.
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Richmond Branch1202 Jackson St, 77469
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
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Grand Parkway Branch7627 W Grand Pkwy S, 77407
Regions Bank Bank · 2
Regions Bank has 2 branches in Richmond, 85 across Texas and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the Westpark Tollway Branch at 25010 Fm 1093 Rd, dating to 2018; the newest, at 18801 Somerled Ave, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Aliana Branch18801 Somerled Ave, 77407
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Westpark Tollway Branch25010 Fm 1093 Rd, 77406
Woodforest Bank · 2
Woodforest has 2 branches in Richmond, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richmond location is the 0329 Richmond Texas Branch at 5660 W Grand Pkwy S, dating to 2008; the newest, at 26824 Fm 1093 Rd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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0176 Tx Fulshear Branch26824 Fm 1093 Rd, 77406
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0329 Richmond Texas Branch5660 W Grand Pkwy S, 77406
Bank of America Bank · 1
Bank of America has 1 branch in Richmond, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waterside Shopping Center Branch at 8102 W Grand Pkwy S dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Waterside Shopping Center Branch8102 W Grand Pkwy S, 77406
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Richmond, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Mason And Grand Pkwy Branch at 8027 W Grand Pkwy S dates to 2009 in FDIC branch records. It opens on Saturday.
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Mason And Grand Pkwy Branch8027 W Grand Pkwy S, 77407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
First National Bank Texas Bank · 1
First National Bank Texas has 1 branch in Richmond, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Richmond Banking Center - Rc 633 at 5330 Fm 1640 Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Richmond Banking Center - Rc 6335330 Fm 1640 Rd, 77469
Frost Bank Bank · 1
Frost Bank has 1 branch in Richmond, 222 across Texas and 222 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1899. With $53.95 billion in total assets on June 30, 2026, it ranks No. 47 of 4,232 U.S. banks by total assets. The Aliana Branch at 18530 W Airport Blvd dates to 2025 in FDIC branch records. Its published hours do not list Saturday.
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Aliana Branch18530 W Airport Blvd, 77407
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Frost Bank branch locator (All The Places), checked Oct 10, 2026
Prosperity Bank Bank · 1
Prosperity Bank has 1 branch in Richmond, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. The Pecan Grove Branch at 2035 Fm 359 Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pecan Grove Branch2035 Fm 359 Rd, 77406
Texas Bay Credit Union Credit union · 1
Texas Bay Credit Union has 1 office in Richmond, 10 across Texas. It is based in Houston, TX and $902.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Richmond18320 W Airport Blv Suite 100, 77407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
ValueBank Texas Bank · 1
ValueBank Texas has 1 branch in Richmond, 9 across Texas and 9 nationwide. FDIC records list its main office in Corpus Christi, TX and show it operating since 1967. With $303.6 million in total assets on June 30, 2026, it ranks No. 2,461 of 4,232 U.S. banks by total assets. The Valuebank Texas at 9710 S Mason Rd dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Valuebank Texas9710 S Mason Rd, 77407
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Richmond, 457 across Texas and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Waterside Branch at 8003 W Grand Pkwy S dates to 2008 in FDIC branch records. It opens on Saturday.
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Waterside Branch8003 W Grand Pkwy S, 77407
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Richmond
2 credit unions have 3 offices here: First Community Credit Union and Texas Bay Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Richmond page has every office in the state's directory.
Banking in Richmond: the local picture
Short answer: 10 banks run 13 branches in Richmond according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 10 banks, 0 have their main office in Richmond, 5 elsewhere in Texas and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 1202 Jackson St, dating to 1988; the newest is Frost Bank's at 18530 W Airport Blvd, from 2025.
2 credit unions have 3 offices in Richmond, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 6 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Richmond
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 77407 has the most bank and credit union offices in Richmond (8), followed by 77406 (6) and 77469 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 77407 | 8 | 8 | Chase, First Community Credit Union, Frost Bank |
| 77406 | 6 | 5 | Woodforest, Bank of America, First Community Credit Union |
| 77469 | 2 | 2 | First National Bank Texas, PNC Bank |
Banks and credit unions open on Saturday in Richmond
Short answer: 6 of the 8 Richmond locations with published hours open on Saturday, run by 5 institutions.
- PNC Bank: 1 of 2 branches (1202 Jackson St: Saturday 9 am to 1 pm)
- Chase: 1 of 1 branch (8027 W Grand Pkwy S: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (8003 W Grand Pkwy S: Saturday 9 am to 2 pm)
- First Community Credit Union: 2 of 2 offices (10161 W. Grand Parkway: Saturday 9 am to 5 pm, and 1 more)
- Texas Bay Credit Union: 1 of 1 office (18320 W Airport Blv Suite 100: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 16 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Richmond, and where the nearest one is if they do not.
Short answer: In Richmond: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (2), Regions Bank (2). No branches in Richmond: U.S. Bank (nearest in Houston, 16 mi), Truist (nearest in Katy, 6 mi), Fifth Third Bank (nearest in Katy, 6 mi), Huntington (nearest in Fulshear, 6 mi), TD Bank, BMO (nearest in Dallas, 226 mi).
| Bank | In Richmond | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 2 branches | here |
| Regions Bank | 2 branches | here |
| U.S. Bank | None | Houston, 16 miles away |
| Truist | None | Katy, 6 miles away |
| Fifth Third Bank | None | Katy, 6 miles away |
| Huntington | None | Fulshear, 6 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 226 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richmond to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richmond residents like anyone else.
Banks near Richmond
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rosenberg (7 miles) and Fulshear (8 miles). Sugar Land, 9 miles away, has the most banks nearby: 36.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rosenberg, TX | 7 mi | 11 | 12 |
| Banks in Fulshear, TX | 8 mi | 3 | 3 |
| Banks in Katy, TX | 8 mi | 24 | 66 |
| Banks in Sugar Land, TX | 9 mi | 36 | 59 |
| Banks in Stafford, TX | 11 mi | 8 | 8 |
| Banks in Missouri City, TX | 14 mi | 11 | 17 |
| Banks in Brookshire, TX | 15 mi | 2 | 2 |
| Banks in Bellaire, TX | 18 mi | 10 | 10 |
Bank branch openings and closings in Richmond
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Richmond between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Richmond by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richmond offices.
Short answer: Chase is the largest bank with offices in Richmond, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Frost Bank | $53.95 billion | No. 47 | 1 | San Antonio, TX |
| Prosperity Bank | $43.88 billion | No. 54 | 1 | El Campo, TX |
| Woodforest | $8.98 billion | No. 181 | 2 | The Woodlands, TX |
| First National Bank Texas | $4.64 billion | No. 302 | 1 | Killeen, TX |
| ValueBank Texas | $303.6 million | No. 2,461 | 1 | Corpus Christi, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Richmond: FAQ
How many banks are in Richmond, TX?
Richmond has 10 banks with 13 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Richmond?
PNC Bank, with 2. Regions Bank has 2 and Woodforest has 2.
Is there a PNC Bank in Richmond, TX?
Yes. FDIC data lists 2 PNC Bank branches in Richmond as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Regions Bank in Richmond, TX?
Yes. FDIC data lists 2 Regions Bank branches in Richmond as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a Woodforest in Richmond, TX?
Yes. FDIC data lists 2 Woodforest branches in Richmond as of September 5, 2026. Its branches are listed under Woodforest above, with the address and directions for each.
Is there a U.S. Bank in Richmond, TX?
No. FDIC data lists no U.S. Bank branch in Richmond as of September 5, 2026. The nearest is in Houston, about 16 miles away in a straight line.
Which banks in Richmond are open on Saturday?
PNC Bank, Chase, Wells Fargo and First Community Credit Union and 1 more publish Saturday hours for one or more Richmond locations. The Saturday section above lists each one with its hours. 8 of the 16 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Richmond?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Richmond?
First Community Credit Union and Texas Bay Credit Union have offices in Richmond. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Richmond in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Richmond?
Nearby cities with more banks include Rosenberg, Fulshear, Katy. Rosenberg is 7 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 13 branches: Bank of America, Chase, Frost Bank, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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