US Bank Directory
Banks in Refugio, TX
2 FDIC-insured banks operate 2 offices in Refugio, Texas, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Refugio
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Refugio, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Refugio
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Vantage Bank Texas and The First State Bank have the most locations in Refugio, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Refugio County Credit Union Credit union · 1
Refugio County Credit Union has 1 office in Refugio, 1 across Texas. It is based in Refugio, TX and $14.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office514 Swift St, 78377
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The First State Bank Bank · 1
The First State Bank has 1 branch in Refugio, 15 across Texas and 15 nationwide. FDIC records list its main office in Louise, TX and show it operating since 1956. With $895.2 million in total assets on June 30, 2026, it ranks No. 1,155 of 4,232 U.S. banks by total assets. The Refugio Branch at 403 S Alamo St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Refugio Branch403 S Alamo St, 78377
Vantage Bank Texas Bank · 1
Vantage Bank Texas has 1 branch in Refugio, 23 across Texas and 23 nationwide. FDIC records list its main office in San Antonio, TX and show it operating since 1923. With $5.14 billion in total assets on June 30, 2026, it ranks No. 286 of 4,232 U.S. banks by total assets. The Refugio Branch at 111 E Plasuela St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Refugio Branch111 E Plasuela St, 78377
Join a credit union in Refugio
1 credit union has 1 office here: Refugio County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Refugio page has every office in the state's directory.
Banking in Refugio: the local picture
Short answer: 2 banks run 2 branches in Refugio according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Refugio, 2 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Vantage Bank Texas, operating since 1923 according to the FDIC. In FDIC branch records, the longest-running branch is The First State Bank's office at 403 S Alamo St, dating to 2009; the newest is Vantage Bank Texas's at 111 E Plasuela St, from 2013.
The only credit union with an office here is Refugio County Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Refugio
Short answer: None of the 1 Refugio location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Refugio, and where the nearest one is if they do not.
Short answer: No branches in Refugio: Chase (nearest in San Antonio, 103 mi), Wells Fargo (nearest in Rockport, 23 mi), Bank of America (nearest in Corpus Christi, 39 mi), PNC Bank (nearest in Corpus Christi, 40 mi), U.S. Bank (nearest in Houston, 147 mi), Truist (nearest in San Antonio, 103 mi), Fifth Third Bank (nearest in San Antonio, 104 mi), Huntington (nearest in Goliad, 26 mi), Regions Bank (nearest in Rosenberg, 126 mi), TD Bank, BMO (nearest in Dallas, 312 mi).
| Bank | In Refugio | Nearest branch if none here |
|---|---|---|
| Chase | None | San Antonio, 103 miles away |
| Wells Fargo | None | Rockport, 23 miles away |
| Bank of America | None | Corpus Christi, 39 miles away |
| PNC Bank | None | Corpus Christi, 40 miles away |
| U.S. Bank | None | Houston, 147 miles away |
| Truist | None | San Antonio, 103 miles away |
| Fifth Third Bank | None | San Antonio, 104 miles away |
| Huntington | None | Goliad, 26 miles away |
| Regions Bank | None | Rosenberg, 126 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 312 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Refugio to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Refugio residents like anyone else.
Banks near Refugio
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rockport (23 miles) and Sinton (23 miles). Corpus Christi, 39 miles away, has the most banks nearby: 17.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rockport, TX | 23 mi | 5 | 6 |
| Banks in Sinton, TX | 23 mi | 3 | 4 |
| Banks in Goliad, TX | 26 mi | 2 | 3 |
| Banks in Aransas Pass, TX | 28 mi | 3 | 3 |
| Banks in Portland, TX | 29 mi | 6 | 8 |
| Banks in Beeville, TX | 30 mi | 7 | 7 |
| Banks in Port Aransas, TX | 35 mi | 2 | 2 |
| Banks in Corpus Christi, TX | 39 mi | 17 | 67 |
Bank branch openings and closings in Refugio
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Refugio between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Refugio
Short answer: 1 institution has its main office in Refugio: Refugio County Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Refugio County Credit Union | Credit union | $14.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Refugio by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Refugio offices.
Short answer: Vantage Bank Texas is the largest bank with offices in Refugio, with $5.14 billion in total assets on June 30, 2026, No. 286 among U.S. banks by total assets. The First State Bank is second with $895.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Vantage Bank Texas | $5.14 billion | No. 286 | 1 | San Antonio, TX |
| The First State Bank | $895.2 million | No. 1,155 | 1 | Louise, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Refugio: FAQ
How many banks are in Refugio, TX?
Refugio has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Refugio?
Vantage Bank Texas, with 1. The First State Bank has 1.
Is there a Vantage Bank Texas in Refugio, TX?
Yes. FDIC data lists 1 Vantage Bank Texas branch in Refugio as of September 5, 2026. The address and directions are under Vantage Bank Texas above.
Is there a The First State Bank in Refugio, TX?
Yes. FDIC data lists 1 The First State Bank branch in Refugio as of September 5, 2026. The address and directions are under The First State Bank above.
Is there a Chase in Refugio, TX?
No. FDIC data lists no Chase branch in Refugio as of September 5, 2026. The nearest is in San Antonio, about 103 miles away in a straight line.
Which banks in Refugio are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Refugio?
Refugio County Credit Union has its main office in Refugio, according to the FDIC and the NCUA.
What is the oldest bank in Refugio?
Vantage Bank Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1923.
Which credit unions can I join in Refugio?
Refugio County Credit Union has an office in Refugio. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Refugio in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Refugio?
Nearby cities with more banks include Rockport, Sinton, Goliad. Rockport is 23 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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