US Bank Directory
Banks in Plains, TX
2 FDIC-insured banks operate 2 offices in Plains, Texas, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Plains
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 5 locations in Plains, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Plains
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: UMB Bank and Plains State Bank have the most locations in Plains, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Yoakum County Credit Union Credit union · 3
Yoakum County Credit Union has 3 officees in Plains, 3 across Texas. It is based in Plains, TX and $8.1 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Plains locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office810 11Th St, 79355
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Plains State Bank601 9Th Street, 79355
All hours
Mon to Fri 9 am to 3 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Yoakum County Library901 Ave E, 79355
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Plains State Bank Bank · 1
Plains State Bank has 1 branch in Plains, 8 across Texas and 8 nationwide. FDIC records list its main office in Humble, TX and show it operating since 1957. With $828.4 million in total assets on June 30, 2026, it ranks No. 1,226 of 4,232 U.S. banks by total assets. The Plains Branch at 601 Ninth St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Plains Branch601 Ninth St, 79355
UMB Bank Bank · 1
UMB Bank has 1 branch in Plains, 21 across Texas and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Plains Branch at 1505 U.S. Highway 82 dates to 2015 in FDIC branch records. Its published hours do not list Saturday.
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Plains Branch1505 U.S. Highway 82, 79355
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Plains
1 credit union has 3 offices here: Yoakum County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Plains page has every office in the state's directory.
Banking in Plains: the local picture
Short answer: 2 banks run 2 branches in Plains according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Plains, 1 elsewhere in Texas and 1 out of state, according to the FDIC.
The bank with the longest record here is UMB Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Plains State Bank's office at 601 Ninth St, dating to 2008; the newest is UMB Bank's at 1505 U.S. Highway 82, from 2015.
The only credit union with an office here is Yoakum County Credit Union.
Of the 4 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Plains
Short answer: None of the 4 Plains locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Plains, and where the nearest one is if they do not.
Short answer: No branches in Plains: Chase (nearest in Lubbock, 55 mi), Wells Fargo (nearest in Denver City, 15 mi), Bank of America (nearest in Lubbock, 57 mi), PNC Bank (nearest in Lubbock, 58 mi), U.S. Bank (nearest in Dallas, 348 mi), Truist (nearest in Midland, 92 mi), Fifth Third Bank (nearest in Ingram, 302 mi), Huntington (nearest in Mason, 270 mi), Regions Bank (nearest in Fort Worth, 318 mi), TD Bank, BMO (nearest in Dallas, 350 mi).
| Bank | In Plains | Nearest branch if none here |
|---|---|---|
| Chase | None | Lubbock, 55 miles away |
| Wells Fargo | None | Denver City, 15 miles away |
| Bank of America | None | Lubbock, 57 miles away |
| PNC Bank | None | Lubbock, 58 miles away |
| U.S. Bank | None | Dallas, 348 miles away |
| Truist | None | Midland, 92 miles away |
| Fifth Third Bank | None | Ingram, 302 miles away |
| Huntington | None | Mason, 270 miles away |
| Regions Bank | None | Fort Worth, 318 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 350 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Plains to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Plains residents like anyone else.
Banks near Plains
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Denver City (15 miles) and Brownfield (32 miles). Lubbock, 58 miles away, has the most banks nearby: 27.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Denver City, TX | 15 mi | 3 | 3 |
| Banks in Brownfield, TX | 32 mi | 2 | 2 |
| Banks in Seminole, TX | 34 mi | 5 | 5 |
| Banks in Levelland, TX | 38 mi | 7 | 8 |
| Banks in Wolfforth, TX | 53 mi | 2 | 3 |
| Banks in Littlefield, TX | 57 mi | 5 | 5 |
| Banks in Lubbock, TX | 58 mi | 27 | 101 |
| Banks in Shallowater, TX | 59 mi | 2 | 2 |
Bank branch openings and closings in Plains
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Plains between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Plains
Short answer: 1 institution has its main office in Plains: Yoakum County Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Yoakum County Credit Union | Credit union | $8.1 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Plains by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Plains offices.
Short answer: UMB Bank is the largest bank with offices in Plains, with $71.90 billion in total assets on June 30, 2026, No. 40 among U.S. banks by total assets. Plains State Bank is second with $828.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Plains State Bank | $828.4 million | No. 1,226 | 1 | Humble, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Plains: FAQ
How many banks are in Plains, TX?
Plains has 2 banks with 2 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Plains?
UMB Bank, with 1. Plains State Bank has 1.
Is there a UMB Bank in Plains, TX?
Yes. FDIC data lists 1 UMB Bank branch in Plains as of September 5, 2026. The address and directions are under UMB Bank above.
Is there a Chase in Plains, TX?
No. FDIC data lists no Chase branch in Plains as of September 5, 2026. The nearest is in Lubbock, about 55 miles away in a straight line.
Which banks in Plains are open on Saturday?
None of the 4 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Plains?
Yoakum County Credit Union has its main office in Plains, according to the FDIC and the NCUA.
What is the oldest bank in Plains?
UMB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Plains?
Yoakum County Credit Union has an office in Plains. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Plains in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Plains?
Nearby cities with more banks include Denver City, Brownfield, Seminole. Denver City is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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