US Bank Directory
Banks in Pearsall, TX
2 FDIC-insured banks operate 3 offices in Pearsall, Texas, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Pearsall
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 6 locations in Pearsall, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pearsall
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Security State Bank has the most locations in Pearsall, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Frio County Credit Union Credit union · 3
Frio County Credit Union has 3 officees in Pearsall, 3 across Texas. It is based in Pearsall, TX and $5.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Pearsall locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office114 S Oak St, 78061
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Creditunion/Dr314 N Moreno St, 78061
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Belinda Gonzales/Vr314 N Moreno St 314 N. Moreno St., 78061
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Security State Bank Bank · 2
Security State Bank has 2 branches in Pearsall, 8 across Texas and 8 nationwide. FDIC records list its main office in Pearsall, TX and show it operating since 1925. With $1.14 billion in total assets on June 30, 2026, it ranks No. 934 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pearsall location is its main office at 1000 N Oak St, dating to 1925; the newest, at 360 S Interstate 35, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1000 N Oak St, 78061
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Pearsall Branch360 S Interstate 35, 78061
First Commercial Bank Bank · 1
First Commercial Bank has 1 branch in Pearsall, 7 across Texas and 7 nationwide. FDIC records list its main office in Seguin, TX and show it operating since 1983. With $565.9 million in total assets on June 30, 2026, it ranks No. 1,638 of 4,232 U.S. banks by total assets. The Pearsall Branch at 1837 W Comal St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pearsall Branch1837 W Comal St, 78061
Join a credit union in Pearsall
1 credit union has 3 offices here: Frio County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pearsall page has every office in the state's directory.
Banking in Pearsall: the local picture
Short answer: 2 banks run 3 branches in Pearsall according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Pearsall, 1 elsewhere in Texas, according to the FDIC.
The bank with the longest record here is Security State Bank, operating since 1925 according to the FDIC. In FDIC branch records, the longest-running branch is Security State Bank's office at 1000 N Oak St, dating to 1925; the newest is Security State Bank's at 360 S Interstate 35, from 2005.
The only credit union with an office here is Frio County Credit Union.
Of the 3 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Pearsall
Short answer: None of the 3 Pearsall locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pearsall, and where the nearest one is if they do not.
Short answer: No branches in Pearsall: Chase (nearest in San Antonio, 44 mi), Wells Fargo (nearest in Pleasanton, 38 mi), Bank of America (nearest in San Antonio, 46 mi), PNC Bank (nearest in San Antonio, 47 mi), U.S. Bank (nearest in Houston, 224 mi), Truist (nearest in San Antonio, 49 mi), Fifth Third Bank (nearest in San Antonio, 52 mi), Huntington (nearest in Goliad, 106 mi), Regions Bank (nearest in Austin, 116 mi), TD Bank, BMO (nearest in Dallas, 302 mi).
| Bank | In Pearsall | Nearest branch if none here |
|---|---|---|
| Chase | None | San Antonio, 44 miles away |
| Wells Fargo | None | Pleasanton, 38 miles away |
| Bank of America | None | San Antonio, 46 miles away |
| PNC Bank | None | San Antonio, 47 miles away |
| U.S. Bank | None | Houston, 224 miles away |
| Truist | None | San Antonio, 49 miles away |
| Fifth Third Bank | None | San Antonio, 52 miles away |
| Huntington | None | Goliad, 106 miles away |
| Regions Bank | None | Austin, 116 miles away |
| TD Bank | None | none in Texas |
| BMO | None | Dallas, 302 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pearsall to the nearest branch in Texas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pearsall residents like anyone else.
Banks near Pearsall
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Devine (21 miles) and Lytle (30 miles). Pleasanton, 37 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Devine, TX | 21 mi | 2 | 3 |
| Banks in Lytle, TX | 30 mi | 2 | 2 |
| Banks in Hondo, TX | 31 mi | 4 | 4 |
| Banks in Castroville, TX | 35 mi | 4 | 5 |
| Banks in Pleasanton, TX | 37 mi | 7 | 7 |
| Banks in Crystal City, TX | 46 mi | 2 | 2 |
| Banks in Uvalde, TX | 46 mi | 3 | 4 |
| Banks in Carrizo Springs, TX | 52 mi | 2 | 2 |
Bank branch openings and closings in Pearsall
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pearsall between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pearsall
Short answer: 2 institutions have their main office in Pearsall: Frio County Credit Union and Security State Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Frio County Credit Union | Credit union | $5.3 million | 3 |
| Security State Bank | Bank | $1.14 billion | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pearsall by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pearsall offices.
Short answer: Security State Bank is the largest bank with offices in Pearsall, with $1.14 billion in total assets on June 30, 2026, No. 934 among U.S. banks by total assets. First Commercial Bank is second with $565.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Security State Bank | $1.14 billion | No. 934 | 2 | Pearsall, TX |
| First Commercial Bank | $565.9 million | No. 1,638 | 1 | Seguin, TX |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pearsall: FAQ
How many banks are in Pearsall, TX?
Pearsall has 2 banks with 3 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pearsall?
Security State Bank, with 2. First Commercial Bank has 1.
Is there a Security State Bank in Pearsall, TX?
Yes. FDIC data lists 2 Security State Bank branches in Pearsall as of September 5, 2026, the main office at 1000 N Oak St. Its branches are listed under Security State Bank above, with the address and directions for each.
Is there a First Commercial Bank in Pearsall, TX?
Yes. FDIC data lists 1 First Commercial Bank branch in Pearsall as of September 5, 2026. The address and directions are under First Commercial Bank above.
Is there a Chase in Pearsall, TX?
No. FDIC data lists no Chase branch in Pearsall as of September 5, 2026. The nearest is in San Antonio, about 44 miles away in a straight line.
Which banks in Pearsall are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Pearsall?
Frio County Credit Union and Security State Bank have their main office in Pearsall, according to the FDIC and the NCUA.
What is the oldest bank in Pearsall?
Security State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1925.
Which credit unions can I join in Pearsall?
Frio County Credit Union has an office in Pearsall. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pearsall in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pearsall?
Nearby cities with more banks include Devine, Lytle, Hondo. Devine is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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