US Bank Directory

Banks in Montgomery, TX

8 FDIC-insured banks operate 11 offices in Montgomery, Texas.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Montgomery

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 11 locations in Montgomery, according to the FDIC. 11 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

11 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Montgomery

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Woodforest has the most locations in Montgomery, with 3. It is followed by PNC Bank (2). 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Woodforest Woodforest National Bank · 3 branches · main office The Woodlands, TX Bank · 3

Woodforest has 3 branches in Montgomery, 214 across Texas and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Montgomery location is the 0317 Montgomery Trace Traditional Branch at 20821 Eva St, dating to 2002; the newest, at 895 Fish Creek Thoroughfare, to 2021. It does not publish hours in the sources this page uses; check its site before you go.

  • 0354 Lake Conroe Wal-Mart Branch
    18700 State Highway 105, 77356
    Hours: see the bank's site
  • 0317 Montgomery Trace Traditional Branch
    20821 Eva St, 77356
    Hours: see the bank's site
  • Fish Creek Thoroughfare Branch
    895 Fish Creek Thoroughfare, 77316
    Hours: see the bank's site
Woodforest: profile, branches and contacts
PNC Bank PNC Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

PNC Bank has 2 branches in Montgomery, 322 across Texas and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Montgomery location is the Montgomery Branch at 19380 Highway 105 W, dating to 2009; the newest, at 765 Fish Creek Thoroughfare, to 2026. It opens on Saturday.

  • Montgomery Branch
    19380 Highway 105 W, 77356
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Pine Market Branch
    765 Fish Creek Thoroughfare, 77316
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Austin Bank, Texas 1 branch · main office Jacksonville, TX Bank · 1

Austin Bank, Texas has 1 branch in Montgomery, 39 across Texas and 39 nationwide. FDIC records list its main office in Jacksonville, TX and show it operating since 1900. With $3.33 billion in total assets on June 30, 2026, it ranks No. 386 of 4,232 U.S. banks by total assets. The Montgomery Branch at 18405 Highway 105 W dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Montgomery Branch
    18405 Highway 105 W, 77356
    Hours: see the bank's site
Austin Bank, Texas: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Montgomery, 489 across Texas and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Lake Conroe Banking Center Branch at 18801 Highway 105 W dates to 2007 in FDIC branch records. It opens on Saturday.

  • Lake Conroe Banking Center Branch
    18801 Highway 105 W, 77356
    (936) 582-6654Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First Financial Bank 1 branch · main office Abilene, TX Bank · 1

First Financial Bank has 1 branch in Montgomery, 83 across Texas and 83 nationwide. FDIC records list its main office in Abilene, TX and show it operating since 1889. With $15.23 billion in total assets on June 30, 2026, it ranks No. 127 of 4,232 U.S. banks by total assets. The Montgomery Branch at 14125 Liberty St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Montgomery Branch
    14125 Liberty St, 77316
    Hours: see the bank's site
First Financial Bank: profile, branches and contacts
Simmons Bank 1 branch · main office Pine Bluff, AR Bank · 1

Simmons Bank has 1 branch in Montgomery, 46 across Texas and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Montgomery Branch at 165 Lone Star Pkwy dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Montgomery Branch
    165 Lone Star Pkwy, 77356
    Hours: see the bank's site
Simmons Bank: profile, branches and contacts
Texas First Bank 1 branch · main office Texas City, TX Bank · 1

Texas First Bank has 1 branch in Montgomery, 28 across Texas and 28 nationwide. FDIC records list its main office in Texas City, TX and show it operating since 1982. With $2.35 billion in total assets on June 30, 2026, it ranks No. 530 of 4,232 U.S. banks by total assets. The Montgomery Office Branch at 19940 Eva St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Montgomery Office Branch
    19940 Eva St, 77356
    Hours: see the bank's site
Texas First Bank: profile, branches and contacts
Zions Bancorporation 1 branch · main office Salt Lake City, UT Bank · 1

Zions Bancorporation has 1 branch in Montgomery, 77 across Texas and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Montgomery Branch at 20800 Eva St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Zions Bancorporation: profile, branches and contacts

Banking in Montgomery: the local picture

Short answer: 8 banks run 11 branches in Montgomery according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Montgomery, 4 elsewhere in Texas and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Financial Bank's office at 14125 Liberty St, dating to 1994; the newest is Texas First Bank's at 19940 Eva St, from 2026.

Of the 2 locations with published hours. 2 open on Saturday. 9 locations have no published hours in these sources.

Banks by ZIP code in Montgomery

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 77356 has the most bank and credit union offices in Montgomery (8), followed by 77316 (3). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
7735687Woodforest, Austin Bank, Texas, Chase
7731633First Financial Bank, PNC Bank, Woodforest

Banks open on Saturday in Montgomery

Short answer: 2 of the 2 Montgomery locations with published hours open on Saturday, run by 2 institutions.

  • PNC Bank: 1 of 2 branches (19380 Highway 105 W: Saturday 9 am to 1 pm)
  • Chase: 1 of 1 branch (18801 Highway 105 W: Saturday 9 am to 2 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Montgomery, and where the nearest one is if they do not.

Short answer: In Montgomery: Chase (1), PNC Bank (2). No branches in Montgomery: Wells Fargo (nearest in Willis, 11 mi), Bank of America (nearest in Conroe, 11 mi), U.S. Bank (nearest in Houston, 41 mi), Truist (nearest in Shenandoah, 17 mi), Fifth Third Bank (nearest in The Woodlands, 15 mi), Huntington (nearest in Tomball, 17 mi), Regions Bank (nearest in Conroe, 10 mi), TD Bank, BMO (nearest in Dallas, 181 mi).

BankIn MontgomeryNearest branch if none here
Chase1 branchhere
PNC Bank2 brancheshere
Wells FargoNoneWillis, 11 miles away
Bank of AmericaNoneConroe, 11 miles away
U.S. BankNoneHouston, 41 miles away
TruistNoneShenandoah, 17 miles away
Fifth Third BankNoneThe Woodlands, 15 miles away
HuntingtonNoneTomball, 17 miles away
Regions BankNoneConroe, 10 miles away
TD BankNonenone in Texas
BMONoneDallas, 181 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montgomery to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montgomery residents like anyone else.

Banks near Montgomery

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Willis (10 miles) and Magnolia (11 miles). The Woodlands, 16 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Montgomery

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 2 branch openings in Montgomery between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Apr 6, 2026OpenedTexas First Bank19940 Eva St, 77356
Jan 20, 2026OpenedPNC Bank765 Fish Creek Thoroughfare, 77316

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Montgomery by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montgomery offices.

Short answer: Chase is the largest bank with offices in Montgomery, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
PNC Bank$609.77 billionNo. 82Wilmington, DE
Zions Bancorporation$89.04 billionNo. 351Salt Lake City, UT
Simmons Bank$24.73 billionNo. 871Pine Bluff, AR
First Financial Bank$15.23 billionNo. 1271Abilene, TX
Woodforest$8.98 billionNo. 1813The Woodlands, TX
Austin Bank, Texas$3.33 billionNo. 3861Jacksonville, TX
Texas First Bank$2.35 billionNo. 5301Texas City, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Montgomery: FAQ

How many banks are in Montgomery, TX?

Montgomery has 8 banks with 11 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Montgomery?

Woodforest, with 3. PNC Bank has 2 and Chase has 1.

Is there a Woodforest in Montgomery, TX?

Yes. FDIC data lists 3 Woodforest branches in Montgomery as of September 5, 2026. Its branches are listed under Woodforest above, with the address and directions for each.

Is there a PNC Bank in Montgomery, TX?

Yes. FDIC data lists 2 PNC Bank branches in Montgomery as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Chase in Montgomery, TX?

Yes. FDIC data lists 1 Chase branch in Montgomery as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Montgomery, TX?

No. FDIC data lists no Wells Fargo branch in Montgomery as of September 5, 2026. The nearest is in Willis, about 11 miles away in a straight line.

Which banks in Montgomery are open on Saturday?

PNC Bank and Chase publish Saturday hours for one or more Montgomery locations. The Saturday section above lists each one with its hours. 9 of the 11 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Montgomery?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Montgomery in the past year?

FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Montgomery?

Nearby cities with more banks include Willis, Magnolia, Conroe. Willis is 10 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 11 branches: Chase, PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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