Banks in Luling, TX

Bank branch map: Luling

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Luling, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Luling

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: IBC Bank, Sage Capital Bank, and Citizens State Bank of Luling have the most locations in Luling, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens State Bank of Luling 1 branch · main office Luling, TX Bank · 1

Citizens State Bank of Luling has 1 branch in Luling, 2 across Texas and 2 nationwide. FDIC records list its main office in Luling, TX and show it operating since 1914. With $73.8 million in total assets on June 30, 2026, it ranks No. 3,901 of 4,232 U.S. banks by total assets. Its main office at 200 S Magnolia Ave dates to 1914 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  200 S Magnolia Ave, 78648

  Hours: see the bank's site
  DirectionsWebsite

Citizens State Bank of Luling: profile, branches and contacts

IBC Bank International Bank of Commerce · 1 branch · main office Laredo, TX Bank · 1

IBC Bank has 1 branch in Luling, 80 across Texas and 80 nationwide. FDIC records list its main office in Laredo, TX and show it operating since 1966. With $10.19 billion in total assets on June 30, 2026, it ranks No. 159 of 4,232 U.S. banks by total assets. The Luling Branch at 200 S Pecan Ave dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Luling Branch

  200 S Pecan Ave, 78648

  Hours: see the bank's site
  DirectionsWebsite

IBC Bank: profile, branches and contacts

Sage Capital Bank, 1 branch · main office Gonzales, TX Bank · 1

Sage Capital Bank, has 1 branch in Luling, 7 across Texas and 7 nationwide. FDIC records list its main office in Gonzales, TX and show it operating since 1984. With $768.9 million in total assets on June 30, 2026, it ranks No. 1,305 of 4,232 U.S. banks by total assets. The Luling Branch at 121 S Magnolia Ave dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Luling Branch

  121 S Magnolia Ave, 78648

  Hours: see the bank's site
  DirectionsWebsite

Sage Capital Bank,: profile, branches and contacts

Banking in Luling: the local picture

Short answer: 3 banks run 3 branches in Luling according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Luling, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Citizens State Bank of Luling, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens State Bank of Luling's office at 200 S Magnolia Ave, dating to 1914; the newest is Sage Capital Bank,'s at 121 S Magnolia Ave, from 1934.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Luling, and where the nearest one is if they do not.

Short answer: No branches in Luling: Chase (nearest in San Marcos, 23 mi), Wells Fargo (nearest in Gonzales, 16 mi), Bank of America (nearest in Seguin, 21 mi), PNC Bank (nearest in San Marcos, 22 mi), U.S. Bank (nearest in Houston, 127 mi), Truist (nearest in Austin, 33 mi), Fifth Third Bank (nearest in Austin, 41 mi), Huntington (nearest in Gonzales, 16 mi), Regions Bank (nearest in Austin, 33 mi), TD Bank, BMO (nearest in Dallas, 221 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Luling to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Luling residents like anyone else.

Banks near Luling

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lockhart (14 miles) and Gonzales (17 miles). New Braunfels, 29 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Luling

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Luling between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Luling

Short answer: 1 institution has its main office in Luling: Citizens State Bank of Luling.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Luling by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Luling offices.

Short answer: IBC Bank is the largest bank with offices in Luling, with $10.19 billion in total assets on June 30, 2026, No. 159 among U.S. banks by total assets. Sage Capital Bank, is second with $768.9 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Luling: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.