US Bank Directory

Banks in Lucas, TX

1 FDIC-insured bank operates 1 office in Lucas, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Lucas

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lucas, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lucas

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America is the only bank with an office in Lucas. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Lucas, 313 across Texas and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lucas Branch at 2690 W Lucas Rd dates to 2014 in FDIC branch records. Its published hours do not list Saturday.

  • Lucas Branch
    2690 W Lucas Rd, 75002
    (972) 649-0209Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
My Community Credit Union 1 office · main office Midland, TX Credit union · 1

My Community Credit Union has 1 office in Lucas, 7 across Texas. It is based in Midland, TX and $559.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lovejoy High School Branch
    2350 Estates Pkwy, 75002
    (432) 688-8400Today 9:30 am to 4:30 pm
    All hours

    Mon to Fri 9:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

My Community Credit Union: profile, branches and contacts

Join a credit union in Lucas

1 credit union has 1 office here: My Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lucas page has every office in the state's directory.

Banking in Lucas: the local picture

Short answer: 1 bank runs 1 branch in Lucas according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Bank of America has its main office in Charlotte, NC, according to the FDIC.

The bank with the longest record here is Bank of America, operating since 1904 according to the FDIC.

The only credit union with an office here is My Community Credit Union.

Of the 2 locations with published hours. None open on Saturday.

Saturday hours in Lucas

Short answer: None of the 2 Lucas locations with published hours lists Saturday hours.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lucas, and where the nearest one is if they do not.

Short answer: In Lucas: Bank of America (1). No branches in Lucas: Chase (nearest in Allen, 2 mi), Wells Fargo (nearest in Allen, 2 mi), PNC Bank (nearest in Allen, 4 mi), U.S. Bank (nearest in Dallas, 9 mi), Truist (nearest in Allen, 4 mi), Fifth Third Bank (nearest in Allen, 3 mi), Huntington (nearest in Mckinney, 6 mi), Regions Bank (nearest in Allen, 5 mi), TD Bank, BMO (nearest in Dallas, 23 mi).

BankIn LucasNearest branch if none here
Bank of America1 branchhere
ChaseNoneAllen, 2 miles away
Wells FargoNoneAllen, 2 miles away
PNC BankNoneAllen, 4 miles away
U.S. BankNoneDallas, 9 miles away
TruistNoneAllen, 4 miles away
Fifth Third BankNoneAllen, 3 miles away
HuntingtonNoneMckinney, 6 miles away
Regions BankNoneAllen, 5 miles away
TD BankNonenone in Texas
BMONoneDallas, 23 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lucas to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lucas residents like anyone else.

Banks near Lucas

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Allen (3 miles) and Murphy (5 miles). Plano, 9 miles away, has the most banks nearby: 44.

Bank branch openings and closings in Lucas

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lucas between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lucas by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lucas offices.

Short answer: Bank of America is the largest bank with offices in Lucas, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 21Charlotte, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lucas: FAQ

How many banks are in Lucas, TX?

Lucas has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Bank of America in Lucas, TX?

Yes. FDIC data lists 1 Bank of America branch in Lucas as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Chase in Lucas, TX?

No. FDIC data lists no Chase branch in Lucas as of September 5, 2026. The nearest is in Allen, about 2 miles away in a straight line.

Which banks in Lucas are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Lucas?

Bank of America has the longest record among banks with a branch here: the FDIC shows it operating since 1904.

Which credit unions can I join in Lucas?

My Community Credit Union has an office in Lucas. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lucas in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lucas?

Nearby cities with more banks include Allen, Murphy, Wylie. Allen is 3 miles away with 16 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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