US Bank Directory

Banks in Horizon City, TX

2 FDIC-insured banks operate 2 offices in Horizon City, Texas, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Horizon City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 5 locations in Horizon City, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Horizon City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First National Bank Texas and WestStar Bank have the most locations in Horizon City, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Horizon City, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Horizon City Banking Center - Rc 620 Branch at 13900 Horizon Blvd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Horizon City Banking Center - Rc 620 Branch
    13900 Horizon Blvd, 79928
    Hours: see the bank's site
First National Bank Texas: profile, branches and contacts
Firstlight Credit Union 1 office · main office El Paso, TX Credit union · 1

Firstlight Credit Union has 1 office in Horizon City, 9 across Texas. It is based in El Paso, TX and $1.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Darrington Branch
    15002 Darrington Rd, 79928
    (800) 351-1670Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Firstlight Credit Union: profile, branches and contacts
Gecu Credit Union 1 office · main office El Paso, TX Credit union · 1

Gecu Credit Union has 1 office in Horizon City, 22 across Texas. It is based in El Paso, TX and $4.66 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Eastlake
    13750 Eastlake Blvd, 79928
    (915) 778-9221Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

Gecu Credit Union: profile, branches and contacts
Raiz Credit Union 1 office · main office El Paso, TX Credit union · 1

Raiz Credit Union has 1 office in Horizon City, 11 across Texas. It is based in El Paso, TX and $1.09 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Horizon
    13781 Horizon Blvd, 79928
    (915) 843-8328Today: hours not published
    All hours

    Mon to Fri not published; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Raiz Credit Union: profile, branches and contacts
WestStar Bank 1 branch · main office El Paso, TX Bank · 1

WestStar Bank has 1 branch in Horizon City, 13 across Texas and 14 nationwide. FDIC records list its main office in El Paso, TX and show it operating since 1990. With $3.28 billion in total assets on June 30, 2026, it ranks No. 394 of 4,232 U.S. banks by total assets. The Horizon Branch at 120 N Kenazo Ave dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Horizon Branch
    120 N Kenazo Ave, 79928
    Hours: see the bank's site
WestStar Bank: profile, branches and contacts

Join a credit union in Horizon City

3 credit unions have 3 offices here: Gecu Credit Union, Firstlight Credit Union and Raiz Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Horizon City page has every office in the state's directory.

Banking in Horizon City: the local picture

Short answer: 2 banks run 2 branches in Horizon City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Horizon City, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First National Bank Texas, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is WestStar Bank's office at 120 N Kenazo Ave, dating to 1992; the newest is First National Bank Texas's at 13900 Horizon Blvd, from 2013.

3 credit unions have 3 offices in Horizon City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.

Credit unions open on Saturday in Horizon City

Short answer: 2 of the 3 Horizon City locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Horizon City, and where the nearest one is if they do not.

Short answer: No branches in Horizon City: Chase (nearest in El Paso, 7 mi), Wells Fargo (nearest in El Paso, 7 mi), Bank of America (nearest in El Paso, 7 mi), PNC Bank (nearest in El Paso, 7 mi), U.S. Bank (nearest in Dallas, 554 mi), Truist (nearest in Odessa, 223 mi), Fifth Third Bank (nearest in Ingram, 428 mi), Huntington (nearest in Mason, 416 mi), Regions Bank (nearest in Cedar Park, 501 mi), TD Bank, BMO (nearest in Dallas, 554 mi).

BankIn Horizon CityNearest branch if none here
ChaseNoneEl Paso, 7 miles away
Wells FargoNoneEl Paso, 7 miles away
Bank of AmericaNoneEl Paso, 7 miles away
PNC BankNoneEl Paso, 7 miles away
U.S. BankNoneDallas, 554 miles away
TruistNoneOdessa, 223 miles away
Fifth Third BankNoneIngram, 428 miles away
HuntingtonNoneMason, 416 miles away
Regions BankNoneCedar Park, 501 miles away
TD BankNonenone in Texas
BMONoneDallas, 554 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Horizon City to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Horizon City residents like anyone else.

Banks near Horizon City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are El Paso (15 miles) and Pecos (160 miles). El Paso, 15 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Horizon City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Horizon City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Horizon City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Horizon City offices.

Short answer: First National Bank Texas is the largest bank with offices in Horizon City, with $4.64 billion in total assets on June 30, 2026, No. 302 among U.S. banks by total assets. WestStar Bank is second with $3.28 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First National Bank Texas$4.64 billionNo. 3021Killeen, TX
WestStar Bank$3.28 billionNo. 3941El Paso, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Horizon City: FAQ

How many banks are in Horizon City, TX?

Horizon City has 2 banks with 2 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Horizon City?

First National Bank Texas, with 1. WestStar Bank has 1.

Is there a First National Bank Texas in Horizon City, TX?

Yes. FDIC data lists 1 First National Bank Texas branch in Horizon City as of September 5, 2026. The address and directions are under First National Bank Texas above.

Is there a WestStar Bank in Horizon City, TX?

Yes. FDIC data lists 1 WestStar Bank branch in Horizon City as of September 5, 2026. The address and directions are under WestStar Bank above.

Is there a Chase in Horizon City, TX?

No. FDIC data lists no Chase branch in Horizon City as of September 5, 2026. The nearest is in El Paso, about 7 miles away in a straight line.

Which banks in Horizon City are open on Saturday?

Firstlight Credit Union and Raiz Credit Union publish Saturday hours for one or more Horizon City locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Horizon City?

First National Bank Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Which credit unions can I join in Horizon City?

Gecu Credit Union, Firstlight Credit Union and Raiz Credit Union have offices in Horizon City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Horizon City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Horizon City?

Nearby cities with more banks include El Paso, Pecos, Alpine. El Paso is 15 miles away with 17 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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