Banks in Graham, TX

Bank branch map: Graham

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 7 locations in Graham, according to the FDIC. 7 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Graham

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank has the most locations in Graham, with 3. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 3 branches · main office Graham, TX Bank · 3

First State Bank has 3 branches in Graham, 8 across Texas and 8 nationwide. FDIC records list its main office in Graham, TX and show it operating since 1983. With $308.8 million in total assets on June 30, 2026, it ranks No. 2,437 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Graham location is its main office at 1526 4th St, dating to 1983; the newest, at 1525 4th St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  1526 4th St, 76450

  Hours: see the bank's site
  DirectionsWebsite
• Graham Branch

  1300 State Highway 16 S, 76450

  Hours: see the bank's site
  DirectionsWebsite
• Graham Lpo

  1525 4th St, 76450

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Ciera Bank 1 branch · main office Graham, TX Bank · 1

Ciera Bank has 1 branch in Graham, 8 across Texas and 8 nationwide. FDIC records list its main office in Graham, TX and show it operating since 1889. With $992.9 million in total assets on June 30, 2026, it ranks No. 1,054 of 4,232 U.S. banks by total assets. Its main office at 623 Elm St dates to 1889 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  623 Elm St, 76450

  Hours: see the bank's site
  DirectionsWebsite

Ciera Bank: profile, branches and contacts

First National Bank Texas 1 branch · main office Killeen, TX Bank · 1

First National Bank Texas has 1 branch in Graham, 298 across Texas and 357 nationwide. FDIC records list its main office in Killeen, TX and show it operating since 1901. With $4.64 billion in total assets on June 30, 2026, it ranks No. 302 of 4,232 U.S. banks by total assets. The Graham Banking Center - Rc 679 at 2121 State Highway 16 S dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Graham Banking Center - Rc 679

  2121 State Highway 16 S, 76450

  Hours: see the bank's site
  DirectionsWebsite

First National Bank Texas: profile, branches and contacts

Graham Savings and Loan, SSB 1 branch · main office Graham, TX Bank · 1

Graham Savings and Loan, SSB has 1 branch in Graham, 3 across Texas and 3 nationwide. FDIC records list its main office in Graham, TX and show it operating since 1934. With $155.1 million in total assets on June 30, 2026, it ranks No. 3,285 of 4,232 U.S. banks by total assets. Its main office at 745 Elm St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  745 Elm St, 76450

  Hours: see the bank's site
  DirectionsWebsite

Graham Savings and Loan, SSB: profile, branches and contacts

InterBank 1 branch · main office Oklahoma City, OK Bank · 1

InterBank has 1 branch in Graham, 28 across Texas and 47 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1988. With $5.33 billion in total assets on June 30, 2026, it ranks No. 279 of 4,232 U.S. banks by total assets. The Graham Branch at 455 Elm St dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Graham Branch

  455 Elm St, 76450

  Hours: see the bank's site
  DirectionsWebsite

InterBank: profile, branches and contacts

Banking in Graham: the local picture

Short answer: 5 banks run 7 branches in Graham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 3 have their main office in Graham, 1 elsewhere in Texas and 1 out of state, according to the FDIC.

The bank with the longest record here is Ciera Bank, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is Ciera Bank's office at 623 Elm St, dating to 1889; the newest is First State Bank's at 1525 4th St, from 2018.

None of the 7 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Graham, and where the nearest one is if they do not.

Short answer: No branches in Graham: Chase (nearest in Weatherford, 53 mi), Wells Fargo (nearest in Wichita Falls, 52 mi), Bank of America (nearest in Hudson Oaks, 56 mi), PNC Bank (nearest in Weatherford, 51 mi), U.S. Bank (nearest in Dallas, 103 mi), Truist (nearest in Fort Worth, 74 mi), Fifth Third Bank (nearest in Fort Worth, 72 mi), Huntington (nearest in Fort Worth, 73 mi), Regions Bank (nearest in Fort Worth, 75 mi), TD Bank, BMO (nearest in Dallas, 105 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Graham to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Graham residents like anyone else.

Banks near Graham

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Graford (16 miles) and Olney (21 miles). Mineral Wells, 34 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Graham

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Graham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Graham

Short answer: 3 institutions have their main office in Graham: First State Bank, Ciera Bank and Graham Savings and Loan, SSB.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Graham by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Graham offices.

Short answer: InterBank is the largest bank with offices in Graham, with $5.33 billion in total assets on June 30, 2026, No. 279 among U.S. banks by total assets. First National Bank Texas is second with $4.64 billion. 3 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Graham: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.