US Bank Directory

Banks in Dayton, TX

2 FDIC-insured banks operate 4 offices in Dayton, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Dayton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 5 locations in Dayton, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

5 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Dayton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Prosperity Bank and First Liberty Bank have the most locations in Dayton, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Liberty Bank 2 branches · main office Liberty, TX Bank · 2

First Liberty Bank has 2 branches in Dayton, 11 across Texas and 11 nationwide. FDIC records list its main office in Liberty, TX and show it operating since 1913. With $873.2 million in total assets on June 30, 2026, it ranks No. 1,172 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dayton location is the Dayton Branch at 109 E Highway 90, dating to 1998; the newest, at 900 Highway 146, to 2020. It does not publish hours in the sources this page uses; check its site before you go.

  • Dayton Branch
    109 E Highway 90, 77535
    Hours: see the bank's site
  • Dayton Mortgage Center Branch
    900 Highway 146, 77535
    Hours: see the bank's site
First Liberty Bank: profile, branches and contacts
Prosperity Bank 2 branches · main office El Campo, TX Bank · 2

Prosperity Bank has 2 branches in Dayton, 388 across Texas and 354 nationwide. FDIC records list its main office in El Campo, TX and show it operating since 1949. With $43.88 billion in total assets on June 30, 2026, it ranks No. 54 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Dayton location is the Dayton Branch at 106 N Main St, dating to 1907; the newest, at 501 N Cleveland St, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

Prosperity Bank: profile, branches and contacts
Rave Financial Credit Union 1 office · main office Beaumont, TX Credit union · 1

Rave Financial Credit Union has 1 office in Dayton, 14 across Texas. It is based in Beaumont, TX and $1.26 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Dayton Branch
    999 Highway 146, 77535
    (409) 892-1111Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat closed; Sun not published

    Hours: NCUA, March 31, 2026

Rave Financial Credit Union: profile, branches and contacts

Join a credit union in Dayton

1 credit union has 1 office here: Rave Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Dayton page has every office in the state's directory.

Banking in Dayton: the local picture

Short answer: 2 banks run 4 branches in Dayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Dayton, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First Liberty Bank, operating since 1913 according to the FDIC. In FDIC branch records, the longest-running branch is Prosperity Bank's office at 106 N Main St, dating to 1907; the newest is First Liberty Bank's at 900 Highway 146, from 2020.

The only credit union with an office here is Rave Financial Credit Union.

Of the 1 location with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Dayton

Short answer: None of the 1 Dayton location with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Dayton, and where the nearest one is if they do not.

Short answer: No branches in Dayton: Chase (nearest in Humble, 17 mi), Wells Fargo (nearest in Liberty, 7 mi), Bank of America (nearest in Humble, 16 mi), PNC Bank (nearest in Crosby, 14 mi), U.S. Bank (nearest in Houston, 42 mi), Truist (nearest in Houston, 21 mi), Fifth Third Bank (nearest in Humble, 17 mi), Huntington (nearest in Kingwood, 21 mi), Regions Bank (nearest in Humble, 17 mi), TD Bank, BMO (nearest in Dallas, 221 mi).

BankIn DaytonNearest branch if none here
ChaseNoneHumble, 17 miles away
Wells FargoNoneLiberty, 7 miles away
Bank of AmericaNoneHumble, 16 miles away
PNC BankNoneCrosby, 14 miles away
U.S. BankNoneHouston, 42 miles away
TruistNoneHouston, 21 miles away
Fifth Third BankNoneHumble, 17 miles away
HuntingtonNoneKingwood, 21 miles away
Regions BankNoneHumble, 17 miles away
TD BankNonenone in Texas
BMONoneDallas, 221 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Dayton to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Dayton residents like anyone else.

Banks near Dayton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Liberty (8 miles) and Mont Belvieu (14 miles). Humble, 21 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Dayton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Dayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Dayton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Dayton offices.

Short answer: Prosperity Bank is the largest bank with offices in Dayton, with $43.88 billion in total assets on June 30, 2026, No. 54 among U.S. banks by total assets. First Liberty Bank is second with $873.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Prosperity Bank$43.88 billionNo. 542El Campo, TX
First Liberty Bank$873.2 millionNo. 1,1722Liberty, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Dayton: FAQ

How many banks are in Dayton, TX?

Dayton has 2 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Dayton?

Prosperity Bank, with 2. First Liberty Bank has 2.

Is there a Prosperity Bank in Dayton, TX?

Yes. FDIC data lists 2 Prosperity Bank branches in Dayton as of September 5, 2026. Its branches are listed under Prosperity Bank above, with the address and directions for each.

Is there a First Liberty Bank in Dayton, TX?

Yes. FDIC data lists 2 First Liberty Bank branches in Dayton as of September 5, 2026. Its branches are listed under First Liberty Bank above, with the address and directions for each.

Is there a Chase in Dayton, TX?

No. FDIC data lists no Chase branch in Dayton as of September 5, 2026. The nearest is in Humble, about 17 miles away in a straight line.

Which banks in Dayton are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Dayton?

First Liberty Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1913.

Which credit unions can I join in Dayton?

Rave Financial Credit Union has an office in Dayton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Dayton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Dayton?

Nearby cities with more banks include Liberty, Mont Belvieu, Crosby. Liberty is 8 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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