US Bank Directory

Banks in Lynchburg, TN

2 FDIC-insured banks operate 2 offices in Lynchburg, Tennessee, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Lynchburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Lynchburg, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lynchburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FirstBank and First Community Bank of Tennessee have the most locations in Lynchburg, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Jack Daniel Employees Credit Union 2 offices · main office Lynchburg, TN Credit union · 2

Jack Daniel Employees Credit Union has 2 officees in Lynchburg, 2 across Tennessee. It is based in Lynchburg, TN and $55.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lynchburg locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    488 Majors Blvd, 37352
    (931) 759-5513Today 7:30 am to 4:30 pm
    All hours

    Mon to Fri 7:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Lynchburg Elementary School Branch
    276 Mechanic St N, 37352
    (931) 759-5513Today 7:30 am to 8:30 am
    All hours

    Mon to Fri 7:30 am to 8:30 am; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Jack Daniel Employees Credit Union: profile, branches and contacts
First Community Bank of Tennessee 1 branch · main office Shelbyville, TN Bank · 1

First Community Bank of Tennessee has 1 branch in Lynchburg, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Shelbyville, TN and show it operating since 1988. With $943.8 million in total assets on June 30, 2026, it ranks No. 1,102 of 4,232 U.S. banks by total assets. The Lynchburg Branch at 535 Majors Blvd dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynchburg Branch
    535 Majors Blvd, 37352
    Hours: see the bank's site
First Community Bank of Tennessee: profile, branches and contacts
FirstBank 1 branch · main office Nashville, TN Bank · 1

FirstBank has 1 branch in Lynchburg, 85 across Tennessee and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. The The Farmers Bank Of Lynchburg Branch at 71 S Mechanic St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • The Farmers Bank Of Lynchburg Branch
    71 S Mechanic St, 37352
    Hours: see the bank's site
FirstBank: profile, branches and contacts

Join a credit union in Lynchburg

1 credit union has 2 offices here: Jack Daniel Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynchburg page has every office in the state's directory.

Banking in Lynchburg: the local picture

Short answer: 2 banks run 2 branches in Lynchburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lynchburg, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is FirstBank, operating since 1906 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank's office at 71 S Mechanic St, dating to 1888; the newest is First Community Bank of Tennessee's at 535 Majors Blvd, from 2002.

The only credit union with an office here is Jack Daniel Employees Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Lynchburg

Short answer: None of the 2 Lynchburg locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lynchburg, and where the nearest one is if they do not.

Short answer: No branches in Lynchburg: Chase (nearest in Murfreesboro, 35 mi), Wells Fargo (nearest in Murfreesboro, 41 mi), Bank of America (nearest in Murfreesboro, 38 mi), PNC Bank (nearest in Murfreesboro, 41 mi), U.S. Bank (nearest in Tullahoma, 11 mi), Truist (nearest in Decherd, 17 mi), Fifth Third Bank (nearest in Murfreesboro, 35 mi), Huntington (nearest in Ardmore, 33 mi), Regions Bank (nearest in Tullahoma, 11 mi), TD Bank, BMO.

BankIn LynchburgNearest branch if none here
ChaseNoneMurfreesboro, 35 miles away
Wells FargoNoneMurfreesboro, 41 miles away
Bank of AmericaNoneMurfreesboro, 38 miles away
PNC BankNoneMurfreesboro, 41 miles away
U.S. BankNoneTullahoma, 11 miles away
TruistNoneDecherd, 17 miles away
Fifth Third BankNoneMurfreesboro, 35 miles away
HuntingtonNoneArdmore, 33 miles away
Regions BankNoneTullahoma, 11 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynchburg to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynchburg residents like anyone else.

Banks near Lynchburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tullahoma (11 miles) and Fayetteville (15 miles). Tullahoma, 11 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Lynchburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lynchburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Lynchburg

Short answer: 1 institution has its main office in Lynchburg: Jack Daniel Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Jack Daniel Employees Credit UnionCredit union$55.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Lynchburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynchburg offices.

Short answer: FirstBank is the largest bank with offices in Lynchburg, with $16.76 billion in total assets on June 30, 2026, No. 118 among U.S. banks by total assets. First Community Bank of Tennessee is second with $943.8 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
FirstBank$16.76 billionNo. 1181Nashville, TN
First Community Bank of Tennessee$943.8 millionNo. 1,1021Shelbyville, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lynchburg: FAQ

How many banks are in Lynchburg, TN?

Lynchburg has 2 banks with 2 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lynchburg?

FirstBank, with 1. First Community Bank of Tennessee has 1.

Is there a FirstBank in Lynchburg, TN?

Yes. FDIC data lists 1 FirstBank branch in Lynchburg as of September 5, 2026. The address and directions are under FirstBank above.

Is there a First Community Bank of Tennessee in Lynchburg, TN?

Yes. FDIC data lists 1 First Community Bank of Tennessee branch in Lynchburg as of September 5, 2026. The address and directions are under First Community Bank of Tennessee above.

Is there a Chase in Lynchburg, TN?

No. FDIC data lists no Chase branch in Lynchburg as of September 5, 2026. The nearest is in Murfreesboro, about 35 miles away in a straight line.

Which banks in Lynchburg are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Lynchburg?

Jack Daniel Employees Credit Union has its main office in Lynchburg, according to the FDIC and the NCUA.

What is the oldest bank in Lynchburg?

FirstBank has the longest record among banks with a branch here: the FDIC shows it operating since 1906.

Which credit unions can I join in Lynchburg?

Jack Daniel Employees Credit Union has an office in Lynchburg. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lynchburg in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lynchburg?

Nearby cities with more banks include Tullahoma, Fayetteville, Shelbyville. Tullahoma is 11 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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