US Bank Directory
Banks in Lake City, TN
1 FDIC-insured bank operates 1 office in Lake City, Tennessee.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Lake City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Lake City, according to the FDIC. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Lake City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist is the only bank with an office in Lake City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 1
Truist has 1 branch in Lake City, 98 across Tennessee and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lake City Branch at 506 S Main St dates to 1983 in FDIC branch records. Its published hours do not list Saturday.
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Lake City Branch506 S Main St, 37769
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Lake City: the local picture
Short answer: 1 bank runs 1 branch in Lake City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Truist has its main office in Charlotte, NC, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC.
Of the 1 location with published hours. None open on Saturday.
Saturday hours in Lake City
Short answer: None of the 1 Lake City location with published hours lists Saturday hours.
Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake City, and where the nearest one is if they do not.
Short answer: In Lake City: Truist (1). No branches in Lake City: Chase (nearest in Oak Ridge, 16 mi), Wells Fargo (nearest in Murfreesboro, 127 mi), Bank of America (nearest in Oak Ridge, 15 mi), PNC Bank (nearest in Murfreesboro, 130 mi), U.S. Bank (nearest in Knoxville, 18 mi), Fifth Third Bank (nearest in Knoxville, 21 mi), Huntington (nearest in Cleveland, 82 mi), Regions Bank (nearest in Norris, 5 mi), TD Bank, BMO.
| Bank | In Lake City | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Oak Ridge, 16 miles away |
| Wells Fargo | None | Murfreesboro, 127 miles away |
| Bank of America | None | Oak Ridge, 15 miles away |
| PNC Bank | None | Murfreesboro, 130 miles away |
| U.S. Bank | None | Knoxville, 18 miles away |
| Fifth Third Bank | None | Knoxville, 21 miles away |
| Huntington | None | Cleveland, 82 miles away |
| Regions Bank | None | Norris, 5 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake City to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake City residents like anyone else.
Banks near Lake City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clinton (7 miles) and Jacksboro (8 miles). Knoxville, 20 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clinton, TN | 7 mi | 5 | 5 |
| Banks in Jacksboro, TN | 8 mi | 4 | 4 |
| Banks in La Follette, TN | 10 mi | 5 | 6 |
| Banks in Powell, TN | 15 mi | 8 | 8 |
| Banks in Oak Ridge, TN | 15 mi | 8 | 9 |
| Banks in Maynardville, TN | 17 mi | 3 | 3 |
| Banks in Knoxville, TN | 20 mi | 32 | 122 |
| Banks in Farragut, TN | 23 mi | 6 | 6 |
Bank branch openings and closings in Lake City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake City offices.
Short answer: Truist is the largest bank with offices in Lake City, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake City: FAQ
How many banks are in Lake City, TN?
Lake City has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Truist in Lake City, TN?
Yes. FDIC data lists 1 Truist branch in Lake City as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Lake City, TN?
No. FDIC data lists no Chase branch in Lake City as of September 5, 2026. The nearest is in Oak Ridge, about 16 miles away in a straight line.
Which banks in Lake City are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lake City?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Lake City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake City?
Nearby cities with more banks include Clinton, Jacksboro, La Follette. Clinton is 7 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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