US Bank Directory

Banks in Gatlinburg, TN

5 FDIC-insured banks operate 6 offices in Gatlinburg, Tennessee.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Gatlinburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Gatlinburg, according to the FDIC. 6 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gatlinburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Citizens National Bank has the most locations in Gatlinburg, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens National Bank 2 branches · main office Sevierville, TN Bank · 2

Citizens National Bank has 2 branches in Gatlinburg, 21 across Tennessee and 21 nationwide. FDIC records list its main office in Sevierville, TN and show it operating since 1973. With $1.96 billion in total assets on June 30, 2026, it ranks No. 616 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Gatlinburg location is the Gatlinburg Branch at 906 E Parkway, dating to 1985; the newest, at 110 Cherokee Orchard Rd, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Downtown Gatlinburg Branch
    110 Cherokee Orchard Rd, 37738
    Hours: see the bank's site
  • Gatlinburg Branch
    906 E Parkway, 37738
    Hours: see the bank's site
Citizens National Bank: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Gatlinburg, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Gatlinburg Branch at 960 E Parkway dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • Gatlinburg Branch
    960 E Parkway, 37738
    (865) 436-6410Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
Home Federal Bank of Tennessee 1 branch · main office Knoxville, TN Bank · 1

Home Federal Bank of Tennessee has 1 branch in Gatlinburg, 23 across Tennessee and 23 nationwide. FDIC records list its main office in Knoxville, TN and show it operating since 1936. With $2.73 billion in total assets on June 30, 2026, it ranks No. 472 of 4,232 U.S. banks by total assets. The Gatlinburg Branch at 535 Parkway E dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gatlinburg Branch
    535 Parkway E, 37738
    Hours: see the bank's site
Home Federal Bank of Tennessee: profile, branches and contacts
SmartBank 1 branch · main office Pigeon Forge, TN Bank · 1

SmartBank has 1 branch in Gatlinburg, 25 across Tennessee and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Gatlinburg Branch at 570 E Parkway dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gatlinburg Branch
    570 E Parkway, 37738
    Hours: see the bank's site
SmartBank: profile, branches and contacts
Tennessee State Bank 1 branch · main office Pigeon Forge, TN Bank · 1

Tennessee State Bank has 1 branch in Gatlinburg, 17 across Tennessee and 17 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 1972. With $990.8 million in total assets on June 30, 2026, it ranks No. 1,056 of 4,232 U.S. banks by total assets. The Gatlinburg Branch at 414 E Parkway dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Gatlinburg Branch
    414 E Parkway, 37738
    Hours: see the bank's site
Tennessee State Bank: profile, branches and contacts

Banking in Gatlinburg: the local picture

Short answer: 5 banks run 6 branches in Gatlinburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Gatlinburg, 5 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Home Federal Bank of Tennessee's office at 535 Parkway E, dating to 1936; the newest is SmartBank's at 570 E Parkway, from 2008.

Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Gatlinburg

Short answer: None of the 1 Gatlinburg location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gatlinburg, and where the nearest one is if they do not.

Short answer: No branches in Gatlinburg: Chase (nearest in Sevierville, 12 mi), Wells Fargo (nearest in Murfreesboro, 162 mi), Bank of America (nearest in Knoxville, 29 mi), PNC Bank (nearest in Murfreesboro, 165 mi), U.S. Bank (nearest in Sevierville, 10 mi), Truist (nearest in Pigeon Forge, 6 mi), Fifth Third Bank (nearest in Knoxville, 23 mi), Huntington (nearest in Cleveland, 86 mi), Regions Bank (nearest in Sevierville, 10 mi), TD Bank, BMO.

BankIn GatlinburgNearest branch if none here
ChaseNoneSevierville, 12 miles away
Wells FargoNoneMurfreesboro, 162 miles away
Bank of AmericaNoneKnoxville, 29 miles away
PNC BankNoneMurfreesboro, 165 miles away
U.S. BankNoneSevierville, 10 miles away
TruistNonePigeon Forge, 6 miles away
Fifth Third BankNoneKnoxville, 23 miles away
HuntingtonNoneCleveland, 86 miles away
Regions BankNoneSevierville, 10 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gatlinburg to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gatlinburg residents like anyone else.

Banks near Gatlinburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pigeon Forge (7 miles) and Sevierville (10 miles). Maryville, 27 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Gatlinburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gatlinburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gatlinburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gatlinburg offices.

Short answer: First Horizon is the largest bank with offices in Gatlinburg, with $84.12 billion in total assets on June 30, 2026, No. 38 among U.S. banks by total assets. SmartBank is second with $6.11 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Horizon$84.12 billionNo. 381Memphis, TN
SmartBank$6.11 billionNo. 2491Pigeon Forge, TN
Home Federal Bank of Tennessee$2.73 billionNo. 4721Knoxville, TN
Citizens National Bank$1.96 billionNo. 6162Sevierville, TN
Tennessee State Bank$990.8 millionNo. 1,0561Pigeon Forge, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gatlinburg: FAQ

How many banks are in Gatlinburg, TN?

Gatlinburg has 5 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Gatlinburg?

Citizens National Bank, with 2. First Horizon has 1 and SmartBank has 1.

Is there a Citizens National Bank in Gatlinburg, TN?

Yes. FDIC data lists 2 Citizens National Bank branches in Gatlinburg as of September 5, 2026. Its branches are listed under Citizens National Bank above, with the address and directions for each.

Is there a First Horizon in Gatlinburg, TN?

Yes. FDIC data lists 1 First Horizon branch in Gatlinburg as of September 5, 2026. The address and directions are under First Horizon above.

Is there a SmartBank in Gatlinburg, TN?

Yes. FDIC data lists 1 SmartBank branch in Gatlinburg as of September 5, 2026. The address and directions are under SmartBank above.

Is there a Chase in Gatlinburg, TN?

No. FDIC data lists no Chase branch in Gatlinburg as of September 5, 2026. The nearest is in Sevierville, about 12 miles away in a straight line.

Which banks in Gatlinburg are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Gatlinburg?

First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Did any bank branches open or close in Gatlinburg in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gatlinburg?

Nearby cities with more banks include Pigeon Forge, Sevierville, Kodak. Pigeon Forge is 7 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 6 branches: First Horizon)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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