US Bank Directory
Banks in Alcoa, TN
5 FDIC-insured banks operate 6 offices in Alcoa, Tennessee, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Alcoa
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 11 locations in Alcoa, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Alcoa
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Regions Bank has the most locations in Alcoa, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Regions Bank Bank · 2
Regions Bank has 2 branches in Alcoa, 196 across Tennessee and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Alcoa location is the Midland Branch at 216 S Calderwood St, dating to 1964; the newest, at 2734 Airport Hwy, to 1970. It does not publish hours in the sources this page uses; check its site before you go.
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Midland Branch216 S Calderwood St, 37701
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Farrport Branch2734 Airport Hwy, 37701
Alcoa Municipal Employees Credit Union Credit union · 1
Alcoa Municipal Employees Credit Union has 1 office in Alcoa, 1 across Tennessee. It is based in Alcoa, TN and $4.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office727 Universal St, 37701
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Alcoa Tenn Credit Union Credit union · 1
Alcoa Tenn Credit Union has 1 office in Alcoa, 5 across Tennessee. It is based in Alcoa, TN and $424.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office124 N Hall Rd, 37701
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
CBBC Bank Bank · 1
CBBC Bank has 1 branch in Alcoa, 7 across Tennessee and 7 nationwide. FDIC records list its main office in Maryville, TN and show it operating since 1973. With $562.1 million in total assets on June 30, 2026, it ranks No. 1,649 of 4,232 U.S. banks by total assets. The Midland Branch at 214 N Calderwood St dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Midland Branch214 N Calderwood St, 37701
First Horizon Bank · 1
First Horizon has 1 branch in Alcoa, 136 across Tennessee and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Alcoa Branch at 112 S Hall Rd dates to 1958 in FDIC branch records. It opens on Saturday.
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Alcoa Branch112 S Hall Rd, 37701
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
Knoxville Tva Employees Credit Union Credit union · 1
Knoxville Tva Employees Credit Union has 1 office in Alcoa, 25 across Tennessee. It is based in Knoxville, TN and $5.23 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Alcoa1113 Hunters Xing, 37701
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Ornl Credit Union Credit union · 1
Ornl Credit Union has 1 office in Alcoa, 32 across Tennessee. It is based in Oak Ridge, TN and $4.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Alcoa103 Hamilton Crossing Dr, 37701
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
SmartBank Bank · 1
SmartBank has 1 branch in Alcoa, 25 across Tennessee and 43 nationwide. FDIC records list its main office in Pigeon Forge, TN and show it operating since 2007. With $6.11 billion in total assets on June 30, 2026, it ranks No. 249 of 4,232 U.S. banks by total assets. The Alcoa Branch at 109 Associates Blvd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Alcoa Branch109 Associates Blvd, 37701
U. T. Credit Union Credit union · 1
U. T. Credit Union has 1 office in Alcoa, 10 across Tennessee. It is based in Knoxville, TN and $572.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ut Federal Credit Union - Springbrook Farm Branch1858 Pauling St, 37701
All hours
Mon to Thu 9 am to 5 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
United Community Bank · 1
United Community has 1 branch in Alcoa, 26 across Tennessee and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Hunters Crossing Branch at 1087 Hunters Xing dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hunters Crossing Branch1087 Hunters Xing, 37701
Join a credit union in Alcoa
5 credit unions have 5 offices here: Knoxville Tva Employees Credit Union, Ornl Credit Union, U. T. Credit Union, Alcoa Tenn Credit Union and Alcoa Municipal Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Alcoa page has every office in the state's directory.
Banking in Alcoa: the local picture
Short answer: 5 banks run 6 branches in Alcoa according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Alcoa, 3 elsewhere in Tennessee and 2 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 112 S Hall Rd, dating to 1958; the newest is SmartBank's at 109 Associates Blvd, from 2020.
5 credit unions have 5 offices in Alcoa, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Alcoa
Short answer: 2 of the 6 Alcoa locations with published hours open on Saturday, run by 2 institutions.
- First Horizon: 1 of 1 branch (112 S Hall Rd: Saturday 9 am to 1 pm)
- Ornl Credit Union: 1 of 1 office (103 Hamilton Crossing Dr: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Alcoa, and where the nearest one is if they do not.
Short answer: In Alcoa: Regions Bank (2). No branches in Alcoa: Chase (nearest in Maryville, 3 mi), Wells Fargo (nearest in Murfreesboro, 135 mi), Bank of America (nearest in Knoxville, 11 mi), PNC Bank (nearest in Murfreesboro, 138 mi), U.S. Bank (nearest in Maryville, 3 mi), Truist (nearest in Maryville, 2 mi), Fifth Third Bank (nearest in Knoxville, 11 mi), Huntington (nearest in Cleveland, 65 mi), TD Bank, BMO.
| Bank | In Alcoa | Nearest branch if none here |
|---|---|---|
| Regions Bank | 2 branches | here |
| Chase | None | Maryville, 3 miles away |
| Wells Fargo | None | Murfreesboro, 135 miles away |
| Bank of America | None | Knoxville, 11 miles away |
| PNC Bank | None | Murfreesboro, 138 miles away |
| U.S. Bank | None | Maryville, 3 miles away |
| Truist | None | Maryville, 2 miles away |
| Fifth Third Bank | None | Knoxville, 11 miles away |
| Huntington | None | Cleveland, 65 miles away |
| TD Bank | None | none in Tennessee |
| BMO | None | none in Tennessee |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Alcoa to the nearest branch in Tennessee.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Alcoa residents like anyone else.
Banks near Alcoa
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Maryville (2 miles) and Knoxville (12 miles). Knoxville, 12 miles away, has the most banks nearby: 32.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Maryville, TN | 2 mi | 14 | 20 |
| Banks in Knoxville, TN | 12 mi | 32 | 122 |
| Banks in Farragut, TN | 13 mi | 6 | 6 |
| Banks in Seymour, TN | 14 mi | 5 | 6 |
| Banks in Lenoir City, TN | 17 mi | 5 | 5 |
| Banks in Powell, TN | 18 mi | 8 | 8 |
| Banks in Loudon, TN | 19 mi | 3 | 5 |
| Banks in Vonore, TN | 19 mi | 3 | 3 |
Bank branch openings and closings in Alcoa
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Alcoa between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Alcoa
Short answer: 2 institutions have their main office in Alcoa: Alcoa Tenn Credit Union and Alcoa Municipal Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Alcoa Tenn Credit Union | Credit union | $424.5 million | 1 |
| Alcoa Municipal Employees Credit Union | Credit union | $4.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Alcoa by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Alcoa offices.
Short answer: Regions Bank is the largest bank with offices in Alcoa, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. First Horizon is second with $84.12 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| SmartBank | $6.11 billion | No. 249 | 1 | Pigeon Forge, TN |
| CBBC Bank | $562.1 million | No. 1,649 | 1 | Maryville, TN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Alcoa: FAQ
How many banks are in Alcoa, TN?
Alcoa has 5 banks with 6 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Alcoa?
Regions Bank, with 2. First Horizon has 1 and United Community has 1.
Is there a Regions Bank in Alcoa, TN?
Yes. FDIC data lists 2 Regions Bank branches in Alcoa as of September 5, 2026. Its branches are listed under Regions Bank above, with the address and directions for each.
Is there a First Horizon in Alcoa, TN?
Yes. FDIC data lists 1 First Horizon branch in Alcoa as of September 5, 2026. The address and directions are under First Horizon above.
Is there a United Community in Alcoa, TN?
Yes. FDIC data lists 1 United Community branch in Alcoa as of September 5, 2026. The address and directions are under United Community above.
Is there a Chase in Alcoa, TN?
No. FDIC data lists no Chase branch in Alcoa as of September 5, 2026. The nearest is in Maryville, about 3 miles away in a straight line.
Which banks in Alcoa are open on Saturday?
First Horizon and Ornl Credit Union publish Saturday hours for one or more Alcoa locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Alcoa?
Alcoa Tenn Credit Union and Alcoa Municipal Employees Credit Union have their main office in Alcoa, according to the FDIC and the NCUA.
What is the oldest bank in Alcoa?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Alcoa?
Knoxville Tva Employees Credit Union, Ornl Credit Union, U. T. Credit Union and Alcoa Tenn Credit Union and 1 more have offices in Alcoa. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Alcoa in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Alcoa?
Nearby cities with more banks include Maryville, Knoxville, Farragut. Maryville is 2 miles away with 14 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: First Horizon) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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