US Bank Directory

Banks in Counce, TN

2 FDIC-insured banks operate 2 offices in Counce, Tennessee, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Counce

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Counce, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Counce

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Hardin County Bank and Central Bank have the most locations in Counce, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank 1 branch · main office Savannah, TN Bank · 1

Central Bank has 1 branch in Counce, 3 across Tennessee and 3 nationwide. FDIC records list its main office in Savannah, TN and show it operating since 1967. With $160.2 million in total assets on June 30, 2026, it ranks No. 3,243 of 4,232 U.S. banks by total assets. The Counce Branch at 9720 Tn-57 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Central Bank: profile, branches and contacts
Tennessee River Credit Union 1 office · main office Counce, TN Credit union · 1

Tennessee River Credit Union has 1 office in Counce, 3 across Tennessee. It is based in Counce, TN and $16.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    7030 Highway 57, 38326
    (731) 689-3042Today 7 am to 12:30 pm
    All hours

    Mon to Tue 7:45 am to 4:45 pm; Wed 7 am to 12:30 pm; Thu to Fri 7:45 am to 4:45 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Tennessee River Credit Union: profile, branches and contacts
The Hardin County Bank 1 branch · main office Savannah, TN Bank · 1

The Hardin County Bank has 1 branch in Counce, 5 across Tennessee and 5 nationwide. FDIC records list its main office in Savannah, TN and show it operating since 1973. With $676.7 million in total assets on June 30, 2026, it ranks No. 1,413 of 4,232 U.S. banks by total assets. The Counce Branch at 7115 Ushwy 57 dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Hardin County Bank: profile, branches and contacts

Join a credit union in Counce

1 credit union has 1 office here: Tennessee River Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Counce page has every office in the state's directory.

Banking in Counce: the local picture

Short answer: 2 banks run 2 branches in Counce according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Counce, 2 elsewhere in Tennessee, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1967 according to the FDIC. In FDIC branch records, the longest-running branch is The Hardin County Bank's office at 7115 Ushwy 57, dating to 1978; the newest is Central Bank's at 9720 Tn-57, from 2005.

The only credit union with an office here is Tennessee River Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Counce

Short answer: None of the 1 Counce location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Counce, and where the nearest one is if they do not.

Short answer: No branches in Counce: Chase (nearest in Arlington, 82 mi), Wells Fargo (nearest in Arlington, 86 mi), Bank of America (nearest in Collierville, 82 mi), PNC Bank (nearest in Franklin, 101 mi), U.S. Bank (nearest in Columbia, 77 mi), Truist (nearest in Savannah, 13 mi), Fifth Third Bank (nearest in Spring Hill, 90 mi), Huntington (nearest in Selmer, 21 mi), Regions Bank (nearest in Selmer, 22 mi), TD Bank, BMO.

BankIn CounceNearest branch if none here
ChaseNoneArlington, 82 miles away
Wells FargoNoneArlington, 86 miles away
Bank of AmericaNoneCollierville, 82 miles away
PNC BankNoneFranklin, 101 miles away
U.S. BankNoneColumbia, 77 miles away
TruistNoneSavannah, 13 miles away
Fifth Third BankNoneSpring Hill, 90 miles away
HuntingtonNoneSelmer, 21 miles away
Regions BankNoneSelmer, 22 miles away
TD BankNonenone in Tennessee
BMONonenone in Tennessee

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Counce to the nearest branch in Tennessee.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Counce residents like anyone else.

Banks near Counce

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Savannah (13 miles) and Adamsville (16 miles). Savannah, 13 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Counce

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Counce between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Counce

Short answer: 1 institution has its main office in Counce: Tennessee River Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Tennessee River Credit UnionCredit union$16.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Counce by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Counce offices.

Short answer: The Hardin County Bank is the largest bank with offices in Counce, with $676.7 million in total assets on June 30, 2026, No. 1,413 among U.S. banks by total assets. Central Bank is second with $160.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
The Hardin County Bank$676.7 millionNo. 1,4131Savannah, TN
Central Bank$160.2 millionNo. 3,2431Savannah, TN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Counce: FAQ

How many banks are in Counce, TN?

Counce has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Counce?

The Hardin County Bank, with 1. Central Bank has 1.

Is there a The Hardin County Bank in Counce, TN?

Yes. FDIC data lists 1 The Hardin County Bank branch in Counce as of September 5, 2026. The address and directions are under The Hardin County Bank above.

Is there a Central Bank in Counce, TN?

Yes. FDIC data lists 1 Central Bank branch in Counce as of September 5, 2026. The address and directions are under Central Bank above.

Is there a Chase in Counce, TN?

No. FDIC data lists no Chase branch in Counce as of September 5, 2026. The nearest is in Arlington, about 82 miles away in a straight line.

Which banks in Counce are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Counce?

Tennessee River Credit Union has its main office in Counce, according to the FDIC and the NCUA.

What is the oldest bank in Counce?

Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1967.

Which credit unions can I join in Counce?

Tennessee River Credit Union has an office in Counce. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Counce in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Counce?

Nearby cities with more banks include Savannah, Adamsville, Selmer. Savannah is 13 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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