Banks in Surfside Beach, SC

Bank branch map: Surfside Beach

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Surfside Beach, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Surfside Beach

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Surfside Beach, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Surfside Beach, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Surfside Branch at 1207 Highway 17 N dates to 1974 in FDIC branch records. Its published hours do not list Saturday.

• Surfside Branch

  1207 Highway 17 N, 29575

  (843) 238-4544Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Carolina Trust Credit Union 1 office · main office Myrtle Beach, SC Credit union · 1

Carolina Trust Credit Union has 1 office in Surfside Beach, 7 across South Carolina. It is based in Myrtle Beach, SC and $419.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Surfside Branch

  1610 Highway 17 S Ste C, 29575

  (843) 448-2133Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Carolina Trust Credit Union: profile, branches and contacts

First Palmetto Bank 1 branch · main office Camden, SC Bank · 1

First Palmetto Bank has 1 branch in Surfside Beach, 22 across South Carolina and 22 nationwide. FDIC records list its main office in Camden, SC and show it operating since 1904. With $1.10 billion in total assets on June 30, 2026, it ranks No. 961 of 4,232 U.S. banks by total assets. The Surfside Beach Branch at 2293 Glenns Bay Rd dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Surfside Beach Branch

  2293 Glenns Bay Rd, 29575

  Hours: see the bank's site
  DirectionsWebsite

First Palmetto Bank: profile, branches and contacts

SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Surfside Beach, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The 211 Highway 17 North Branch at 211 Highway 17 N dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 211 Highway 17 North Branch

  211 Highway 17 N, 29575

  Hours: see the bank's site
  DirectionsWebsite

SouthState: profile, branches and contacts

TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Surfside Beach, 50 across South Carolina and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Surfside Beach Branch at 300 Highway 17 N dates to 1980 in FDIC branch records. It opens on Saturday.

• Surfside Beach Branch

  300 Highway 17 N, 29575

  (843) 238-5692Today 9 am to 5 pm

  All hours

  Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

  Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

TD Bank: profile, branches and contacts

The Conway National Bank 1 branch · main office Conway, SC Bank · 1

The Conway National Bank has 1 branch in Surfside Beach, 16 across South Carolina and 16 nationwide. FDIC records list its main office in Conway, SC and show it operating since 1914. With $2.00 billion in total assets on June 30, 2026, it ranks No. 609 of 4,232 U.S. banks by total assets. The Surfside Beach Branch at Fifth Avenue And Highway 17 dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Surfside Beach Branch

  Fifth Avenue And Highway 17, 29577

  Hours: see the bank's site
  DirectionsWebsite

The Conway National Bank: profile, branches and contacts

Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Surfside Beach, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Surfside Beach Branch at 112 Highway 17 S dates to 1954 in FDIC branch records. Its published hours do not list Saturday.

• Surfside Beach Branch

  112 Highway 17 S, 29575

  (843) 839-5409Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

  Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Truist: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Surfside Beach, 103 across South Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Surfside 544 Branch at 2361 Dick Pond Rd dates to 1997 in FDIC branch records. It opens on Saturday.

• Surfside 544 Branch

  2361 Dick Pond Rd, 29575

  (843) 215-6161Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Join a credit union in Surfside Beach

1 credit union has 1 office here: Carolina Trust Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Surfside Beach page has every office in the state's directory.

Banking in Surfside Beach: the local picture

Short answer: 7 banks run 7 branches in Surfside Beach according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Surfside Beach, 2 elsewhere in South Carolina and 5 out of state, according to the FDIC.

The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 112 Highway 17 S, dating to 1954; the newest is SouthState's at 211 Highway 17 N, from 2002.

The only credit union with an office here is Carolina Trust Credit Union.

Of the 5 locations with published hours. 2 open on Saturday. 3 locations have no published hours in these sources.

Banks by ZIP code in Surfside Beach

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 29575 has the most bank and credit union offices in Surfside Beach (7), followed by 29577 (1). Offices are spread across 2 ZIP codes.

Banks open on Saturday in Surfside Beach

Short answer: 2 of the 5 Surfside Beach locations with published hours open on Saturday, run by 2 institutions.

• Wells Fargo: 1 of 1 branch (2361 Dick Pond Rd: Saturday 9 am to 2 pm)
• TD Bank: 1 of 1 branch (300 Highway 17 N: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Surfside Beach, and where the nearest one is if they do not.

Short answer: In Surfside Beach: Wells Fargo (1), Bank of America (1), Truist (1), TD Bank (1). No branches in Surfside Beach: Chase (nearest in Murrells Inlet, 6 mi), PNC Bank (nearest in Myrtle Beach, 8 mi), U.S. Bank, Fifth Third Bank (nearest in Summerville, 76 mi), Huntington (nearest in Charleston, 81 mi), Regions Bank (nearest in Mount Pleasant, 76 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Surfside Beach to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Surfside Beach residents like anyone else.

Banks near Surfside Beach

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Murrells Inlet (5 miles) and Myrtle Beach (7 miles). Myrtle Beach, 7 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Surfside Beach

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Surfside Beach between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Surfside Beach by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Surfside Beach offices.

Short answer: Bank of America is the largest bank with offices in Surfside Beach, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Surfside Beach: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.