US Bank Directory

Banks in Pawleys Island, SC

9 FDIC-insured banks operate 9 offices in Pawleys Island, South Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Pawleys Island

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 10 locations in Pawleys Island, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Pawleys Island

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 9 banks share the most locations in Pawleys Island, with 1 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Pawleys Island, 61 across South Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Pawley'S Island Branch at 10267 Ocean Hwy dates to 1990 in FDIC branch records. Its published hours do not list Saturday.

  • Pawley'S Island Branch
    10267 Ocean Hwy, 29585
    (843) 237-1990Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Pawleys Island, 43 across South Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Pawleys Island Plaza Branch at 10391 Ocean Hwy dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawleys Island Plaza Branch
    10391 Ocean Hwy, 29585
    Hours: see the bank's site
Chase: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Pawleys Island, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Pawleys Island Palmetto Br at 10919 Ocean Hwy dates to 2005 in FDIC branch records. Its published hours do not list Saturday.

  • Pawleys Island Palmetto Br
    10919 Ocean Hwy, 29585
    (843) 237-8471Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Georgetown Kraft Credit Union 1 office · main office Georgetown, SC Credit union · 1

Georgetown Kraft Credit Union has 1 office in Pawleys Island, 5 across South Carolina. It is based in Georgetown, SC and $193.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pawleys Island
    49 Jetty Dr, 29585
    (843) 436-6340Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Georgetown Kraft Credit Union: profile, branches and contacts
South Atlantic Bank 1 branch · main office Myrtle Beach, SC Bank · 1

South Atlantic Bank has 1 branch in Pawleys Island, 12 across South Carolina and 12 nationwide. FDIC records list its main office in Myrtle Beach, SC and show it operating since 2007. With $1.98 billion in total assets on June 30, 2026, it ranks No. 612 of 4,232 U.S. banks by total assets. The Pawleys Island Office at 10970 Ocean Hwy dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawleys Island Office
    10970 Ocean Hwy, 29585
    Hours: see the bank's site
South Atlantic Bank: profile, branches and contacts
SouthState SouthState Bank, National Association · 1 branch · main office Winter Haven, FL Bank · 1

SouthState has 1 branch in Pawleys Island, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Plantation Federal Bank Branch at 11039 Ocean Hwy dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Plantation Federal Bank Branch
    11039 Ocean Hwy, 29585
    Hours: see the bank's site
SouthState: profile, branches and contacts
The Citizens Bank 1 branch · main office Olanta, SC Bank · 1

The Citizens Bank has 1 branch in Pawleys Island, 25 across South Carolina and 26 nationwide. FDIC records list its main office in Olanta, SC and show it operating since 1938. With $1.14 billion in total assets on June 30, 2026, it ranks No. 935 of 4,232 U.S. banks by total assets. The Pawleys Island Branch at 11022 Ocean Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawleys Island Branch
    11022 Ocean Hwy, 29585
    Hours: see the bank's site
The Citizens Bank: profile, branches and contacts
The Conway National Bank 1 branch · main office Conway, SC Bank · 1

The Conway National Bank has 1 branch in Pawleys Island, 16 across South Carolina and 16 nationwide. FDIC records list its main office in Conway, SC and show it operating since 1914. With $2.00 billion in total assets on June 30, 2026, it ranks No. 609 of 4,232 U.S. banks by total assets. The Pawleys Island Branch at 10608 Ocean Hwy dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pawleys Island Branch
    10608 Ocean Hwy, 29585
    Hours: see the bank's site
The Conway National Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Pawleys Island, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Pawleys Island Branch at 11403 Ocean Hwy dates to 2002 in FDIC branch records. Its published hours do not list Saturday.

  • Pawleys Island Branch
    11403 Ocean Hwy, 29585
    (843) 979-1331Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Pawleys Island, 26 across South Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Pawley'S Island Branch at 13021 Ocean Hwy dates to 2013 in FDIC branch records. Its published hours do not list Saturday.

  • Pawley'S Island Branch
    13021 Ocean Hwy, 29585
    (843) 429-2510Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts

Join a credit union in Pawleys Island

1 credit union has 1 office here: Georgetown Kraft Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pawleys Island page has every office in the state's directory.

Banking in Pawleys Island: the local picture

Short answer: 9 banks run 9 branches in Pawleys Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 0 have their main office in Pawleys Island, 3 elsewhere in South Carolina and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is SouthState's office at 11039 Ocean Hwy, dating to 1986; the newest is Chase's at 10391 Ocean Hwy, from 2025.

The only credit union with an office here is Georgetown Kraft Credit Union.

Of the 5 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Pawleys Island

Short answer: None of the 5 Pawleys Island locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Pawleys Island, and where the nearest one is if they do not.

Short answer: In Pawleys Island: Chase (1), Bank of America (1), Truist (1). No branches in Pawleys Island: Wells Fargo (nearest in Murrells Inlet, 9 mi), PNC Bank (nearest in Myrtle Beach, 23 mi), U.S. Bank, Fifth Third Bank (nearest in Mount Pleasant, 62 mi), Huntington (nearest in Charleston, 65 mi), Regions Bank (nearest in Mount Pleasant, 60 mi), TD Bank (nearest in Murrells Inlet, 11 mi), BMO.

BankIn Pawleys IslandNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
Truist1 branchhere
Wells FargoNoneMurrells Inlet, 9 miles away
PNC BankNoneMyrtle Beach, 23 miles away
U.S. BankNonenone in South Carolina
Fifth Third BankNoneMount Pleasant, 62 miles away
HuntingtonNoneCharleston, 65 miles away
Regions BankNoneMount Pleasant, 60 miles away
TD BankNoneMurrells Inlet, 11 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pawleys Island to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pawleys Island residents like anyone else.

Banks near Pawleys Island

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Murrells Inlet (10 miles) and Georgetown (11 miles). Myrtle Beach, 23 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Pawleys Island

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Pawleys Island between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Oct 21, 2025OpenedChase10391 Ocean Hwy, 29585

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Pawleys Island by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pawleys Island offices.

Short answer: Chase is the largest bank with offices in Pawleys Island, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
SouthState$68.79 billionNo. 411Winter Haven, FL
United Bank$33.64 billionNo. 651Fairfax, VA
The Conway National Bank$2.00 billionNo. 6091Conway, SC
South Atlantic Bank$1.98 billionNo. 6121Myrtle Beach, SC
The Citizens Bank$1.14 billionNo. 9351Olanta, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Pawleys Island: FAQ

How many banks are in Pawleys Island, SC?

Pawleys Island has 9 banks with 9 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Pawleys Island?

Chase, with 1. Bank of America has 1 and Truist has 1.

Is there a Chase in Pawleys Island, SC?

Yes. FDIC data lists 1 Chase branch in Pawleys Island as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Pawleys Island, SC?

Yes. FDIC data lists 1 Bank of America branch in Pawleys Island as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Truist in Pawleys Island, SC?

Yes. FDIC data lists 1 Truist branch in Pawleys Island as of September 5, 2026. The address and directions are under Truist above.

Is there a Wells Fargo in Pawleys Island, SC?

No. FDIC data lists no Wells Fargo branch in Pawleys Island as of September 5, 2026. The nearest is in Murrells Inlet, about 9 miles away in a straight line.

Which banks in Pawleys Island are open on Saturday?

None of the 5 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Pawleys Island?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Pawleys Island?

Georgetown Kraft Credit Union has an office in Pawleys Island. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Pawleys Island in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Pawleys Island?

Nearby cities with more banks include Murrells Inlet, Georgetown, Surfside Beach. Murrells Inlet is 10 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 9 branches: Bank of America, First Citizens Bank, Truist, United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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