Banks in St. Stephen, SC

Bank branch map: St. Stephen

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in St. Stephen, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in St. Stephen

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers and Merchants Bank of South Carolina is the only bank with an office in St. Stephen. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank of South Carolina 1 branch · main office Holly Hill, SC Bank · 1

Farmers and Merchants Bank of South Carolina has 1 branch in St. Stephen, 8 across South Carolina and 8 nationwide. FDIC records list its main office in Holly Hill, SC and show it operating since 1912. With $413.6 million in total assets on June 30, 2026, it ranks No. 2,036 of 4,232 U.S. banks by total assets. The St. Stephen Branch at 117 Church Rd dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• St. Stephen Branch

  117 Church Rd, 29479

  Hours: see the bank's site
  DirectionsWebsite

Farmers and Merchants Bank of South Carolina: profile, branches and contacts

Banking in St. Stephen: the local picture

Short answer: 1 bank runs 1 branch in St. Stephen according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Farmers and Merchants Bank of South Carolina has its main office in Holly Hill, SC, according to the FDIC.

The bank with the longest record here is Farmers and Merchants Bank of South Carolina, operating since 1912 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in St. Stephen, and where the nearest one is if they do not.

Short answer: No branches in St. Stephen: Chase (nearest in Summerville, 26 mi), Wells Fargo (nearest in Moncks Corner, 15 mi), Bank of America (nearest in Goose Creek, 28 mi), PNC Bank (nearest in Mount Pleasant, 41 mi), U.S. Bank, Truist (nearest in Goose Creek, 29 mi), Fifth Third Bank (nearest in Summerville, 24 mi), Huntington (nearest in Charleston, 42 mi), Regions Bank (nearest in Summerville, 30 mi), TD Bank (nearest in North Charleston, 33 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of St. Stephen to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to St. Stephen residents like anyone else.

Banks near St. Stephen

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Moncks Corner (17 miles) and Kingstree (19 miles). Goose Creek, 28 miles away, has the most banks nearby: 7.

Bank branch openings and closings in St. Stephen

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in St. Stephen between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in St. Stephen by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its St. Stephen offices.

Short answer: Farmers and Merchants Bank of South Carolina is the largest bank with offices in St. Stephen, with $413.6 million in total assets on June 30, 2026, No. 2,036 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in St. Stephen: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.