US Bank Directory

Banks in Orangeburg, SC

5 FDIC-insured banks operate 9 offices in Orangeburg, South Carolina, and 5 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Orangeburg

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 14 locations in Orangeburg, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

14 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Orangeburg

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthState has the most locations in Orangeburg, with 4. It is followed by First Citizens Bank (2). 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

SouthState SouthState Bank, National Association · 4 branches · main office Winter Haven, FL Bank · 4

SouthState has 4 branches in Orangeburg, 90 across South Carolina and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Orangeburg location is the 601 Branch at 3025 Saint Matthews Rd, dating to 1982; the newest, at 950 John C Calhoun Dr, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

  • St. Matthews Road Branch
    1255 Saint Matthews Rd, 29115
    Hours: see the bank's site
  • Messenger Service Branch
    1255 Saint Matthews Rd, 29115
    Hours: see the bank's site
  • 601 Branch
    3025 Saint Matthews Rd, 29118
    Hours: see the bank's site
  • Orangeburg Branch (Former Main Off)
    950 John C Calhoun Dr, 29115
    Hours: see the bank's site
SouthState: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 2 branches · main office Raleigh, NC Bank · 2

First Citizens Bank has 2 branches in Orangeburg, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Orangeburg location is the Columbia Road Branch at 1820 Columbia Rd, dating to 1987; the newest, at 791 Broughton St, to 1993. None of its 2 Orangeburg locations with published hours lists Saturday hours.

  • Columbia Road Branch
    1820 Columbia Rd, 29115
    (803) 533-3400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

  • Broughton Street Branch
    791 Broughton St, 29115
    (803) 531-5566Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Allsouth Credit Union 1 office · main office Columbia, SC Credit union · 1

Allsouth Credit Union has 1 office in Orangeburg, 22 across South Carolina. It is based in Columbia, SC and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Orangeburg
    1588 Saint Matthews Rd, 29118
    (803) 736-3110Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Allsouth Credit Union: profile, branches and contacts
Coastal Carolina National Bank 1 branch · main office Myrtle Beach, SC Bank · 1

Coastal Carolina National Bank has 1 branch in Orangeburg, 9 across South Carolina and 10 nationwide. FDIC records list its main office in Myrtle Beach, SC and show it operating since 2009. With $1.35 billion in total assets on June 30, 2026, it ranks No. 819 of 4,232 U.S. banks by total assets. The Orangeburg Branch at 1807 Columbia Road dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Orangeburg Branch
    1807 Columbia Road, 29115
    Hours: see the bank's site
Coastal Carolina National Bank: profile, branches and contacts
Cpm Credit Union 1 office · main office North Charlesto, SC Credit union · 1

Cpm Credit Union has 1 office in Orangeburg, 12 across South Carolina. It is based in North Charlesto, SC and $742.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Orangeburg
    1174 Boulevard St, 29115
    (800) 255-1513Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Cpm Credit Union: profile, branches and contacts
Edisto Credit Union 1 office · main office Orangeburg, SC Credit union · 1

Edisto Credit Union has 1 office in Orangeburg, 1 across South Carolina. It is based in Orangeburg, SC and $23.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1880 Russell St, 29115
    (803) 535-0077Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Edisto Credit Union: profile, branches and contacts
First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Orangeburg, 14 across South Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The Orangeburg Office at 1085 Saint Matthews Rd dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Orangeburg Office
    1085 Saint Matthews Rd, 29115
    Hours: see the bank's site
First Bank: profile, branches and contacts
S. C. H. D. Dist #7 Credit Union 1 office · main office Orangeburg, SC Credit union · 1

S. C. H. D. Dist #7 Credit Union has 1 office in Orangeburg, 1 across South Carolina. It is based in Orangeburg, SC and $4.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    293 Broughton St, 29115
    (803) 536-0040Today 9 am to 1:30 pm
    All hours

    Mon to Wed 9 am to 1:30 pm; Thu 9 am to 5 pm; Fri 9 am to 1:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

S. C. H. D. Dist #7 Credit Union: profile, branches and contacts
S. C. State Credit Union 1 office · main office Columbia, SC Credit union · 1

S. C. State Credit Union has 1 office in Orangeburg, 19 across South Carolina. It is based in Columbia, SC and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Orangeburg
    1081 Boulevard St, 29115
    (803) 534-5645Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

S. C. State Credit Union: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Orangeburg, 95 across South Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Orangeburg Branch at 500 Bennett St dates to 1955 in FDIC branch records. Its published hours do not list Saturday.

  • Orangeburg Branch
    500 Bennett St, 29115
    (803) 534-5143Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Orangeburg

5 credit unions have 5 offices here: Allsouth Credit Union, S. C. State Credit Union, Cpm Credit Union, Edisto Credit Union and S. C. H. D. Dist #7 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Orangeburg page has every office in the state's directory.

Banking in Orangeburg: the local picture

Short answer: 5 banks run 9 branches in Orangeburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Orangeburg, 1 elsewhere in South Carolina and 4 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 500 Bennett St, dating to 1955; the newest is Coastal Carolina National Bank's at 1807 Columbia Road, from 2024.

5 credit unions have 5 offices in Orangeburg, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. None open on Saturday. 6 locations have no published hours in these sources.

Banks by ZIP code in Orangeburg

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 29115 has the most bank and credit union offices in Orangeburg (12), followed by 29118 (2). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
29115129SouthState, First Citizens Bank, Coastal Carolina National Bank
2911822Allsouth Credit Union, SouthState

Saturday hours in Orangeburg

Short answer: None of the 8 Orangeburg locations with published hours lists Saturday hours. 6 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Orangeburg, and where the nearest one is if they do not.

Short answer: In Orangeburg: Truist (1). No branches in Orangeburg: Chase (nearest in Columbia, 34 mi), Wells Fargo (nearest in Saint Matthews, 12 mi), Bank of America (nearest in Columbia, 32 mi), PNC Bank (nearest in Columbia, 35 mi), U.S. Bank, Fifth Third Bank (nearest in Columbia, 42 mi), Huntington (nearest in Charleston, 72 mi), Regions Bank (nearest in Barnwell, 34 mi), TD Bank (nearest in Swansea, 21 mi), BMO.

BankIn OrangeburgNearest branch if none here
Truist1 branchhere
ChaseNoneColumbia, 34 miles away
Wells FargoNoneSaint Matthews, 12 miles away
Bank of AmericaNoneColumbia, 32 miles away
PNC BankNoneColumbia, 35 miles away
U.S. BankNonenone in South Carolina
Fifth Third BankNoneColumbia, 42 miles away
HuntingtonNoneCharleston, 72 miles away
Regions BankNoneBarnwell, 34 miles away
TD BankNoneSwansea, 21 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Orangeburg to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Orangeburg residents like anyone else.

Banks near Orangeburg

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Saint Matthews (12 miles) and Bamberg (18 miles). Bamberg, 18 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Orangeburg

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Orangeburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Orangeburg

Short answer: 2 institutions have their main office in Orangeburg: Edisto Credit Union and S. C. H. D. Dist #7 Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Edisto Credit UnionCredit union$23.4 million1
S. C. H. D. Dist #7 Credit UnionCredit union$4.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Orangeburg by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Orangeburg offices.

Short answer: Truist is the largest bank with offices in Orangeburg, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
First Citizens Bank$236.32 billionNo. 192Raleigh, NC
SouthState$68.79 billionNo. 414Winter Haven, FL
First Bank$13.03 billionNo. 1381Southern Pines, NC
Coastal Carolina National Bank$1.35 billionNo. 8191Myrtle Beach, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Orangeburg: FAQ

How many banks are in Orangeburg, SC?

Orangeburg has 5 banks with 9 branches and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Orangeburg?

SouthState, with 4. First Citizens Bank has 2 and Truist has 1.

Is there a SouthState in Orangeburg, SC?

Yes. FDIC data lists 4 SouthState branches in Orangeburg as of September 5, 2026. Its branches are listed under SouthState above, with the address and directions for each.

Is there a First Citizens Bank in Orangeburg, SC?

Yes. FDIC data lists 2 First Citizens Bank branches in Orangeburg as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.

Is there a Truist in Orangeburg, SC?

Yes. FDIC data lists 1 Truist branch in Orangeburg as of September 5, 2026. The address and directions are under Truist above.

Is there a Chase in Orangeburg, SC?

No. FDIC data lists no Chase branch in Orangeburg as of September 5, 2026. The nearest is in Columbia, about 34 miles away in a straight line.

Which banks in Orangeburg are open on Saturday?

None of the 8 locations with published hours lists Saturday hours. 6 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Orangeburg?

Edisto Credit Union and S. C. H. D. Dist #7 Credit Union have their main office in Orangeburg, according to the FDIC and the NCUA.

What is the oldest bank in Orangeburg?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Orangeburg?

Allsouth Credit Union, S. C. State Credit Union, Cpm Credit Union and Edisto Credit Union and 1 more have offices in Orangeburg. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Orangeburg in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Orangeburg?

Nearby cities with more banks include Saint Matthews, Bamberg, Denmark. Saint Matthews is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 9 branches: First Citizens Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds