US Bank Directory

Banks in Great Falls, SC

1 FDIC-insured bank operates 1 office in Great Falls, South Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Great Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Great Falls, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Great Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Spratt Savings Bank is the only bank with an office in Great Falls. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Founders Credit Union 1 office · main office Lancaster, SC Credit union · 1

Founders Credit Union has 1 office in Great Falls, 44 across South Carolina. It is based in Lancaster, SC and $5.18 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Great Falls
    507B Chester Ave, 29055
    (803) 377-6032Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Founders Credit Union: profile, branches and contacts
Spratt Savings Bank 1 branch · main office Chester, SC Bank · 1

Spratt Savings Bank has 1 branch in Great Falls, 3 across South Carolina and 3 nationwide. FDIC records list its main office in Chester, SC and show it operating since 1893. With $154.4 million in total assets on June 30, 2026, it ranks No. 3,292 of 4,232 U.S. banks by total assets. The Great Falls Branch at 404 Chester Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Great Falls Branch
    404 Chester Ave, 29055
    Hours: see the bank's site
Spratt Savings Bank: profile, branches and contacts

Join a credit union in Great Falls

1 credit union has 1 office here: Founders Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Great Falls page has every office in the state's directory.

Banking in Great Falls: the local picture

Short answer: 1 bank runs 1 branch in Great Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Spratt Savings Bank has its main office in Chester, SC, according to the FDIC.

The bank with the longest record here is Spratt Savings Bank, operating since 1893 according to the FDIC.

The only credit union with an office here is Founders Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Great Falls

Short answer: None of the 1 Great Falls location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Great Falls, and where the nearest one is if they do not.

Short answer: No branches in Great Falls: Chase (nearest in Indian Land, 26 mi), Wells Fargo (nearest in Lancaster, 13 mi), Bank of America (nearest in Indian Land, 25 mi), PNC Bank (nearest in Rock Hill, 27 mi), U.S. Bank, Truist (nearest in Lancaster, 12 mi), Fifth Third Bank (nearest in Indian Land, 25 mi), Huntington (nearest in Spartanburg, 63 mi), Regions Bank (nearest in Columbia, 41 mi), TD Bank (nearest in Rock Hill, 24 mi), BMO.

BankIn Great FallsNearest branch if none here
ChaseNoneIndian Land, 26 miles away
Wells FargoNoneLancaster, 13 miles away
Bank of AmericaNoneIndian Land, 25 miles away
PNC BankNoneRock Hill, 27 miles away
U.S. BankNonenone in South Carolina
TruistNoneLancaster, 12 miles away
Fifth Third BankNoneIndian Land, 25 miles away
HuntingtonNoneSpartanburg, 63 miles away
Regions BankNoneColumbia, 41 miles away
TD BankNoneRock Hill, 24 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Great Falls to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Great Falls residents like anyone else.

Banks near Great Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Lancaster (13 miles) and Chester (18 miles). Rock Hill, 26 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Great Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Great Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Great Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Great Falls offices.

Short answer: Spratt Savings Bank is the largest bank with offices in Great Falls, with $154.4 million in total assets on June 30, 2026, No. 3,292 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Spratt Savings Bank$154.4 millionNo. 3,2921Chester, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Great Falls: FAQ

How many banks are in Great Falls, SC?

Great Falls has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Spratt Savings Bank in Great Falls, SC?

Yes. FDIC data lists 1 Spratt Savings Bank branch in Great Falls as of September 5, 2026. The address and directions are under Spratt Savings Bank above.

Is there a Chase in Great Falls, SC?

No. FDIC data lists no Chase branch in Great Falls as of September 5, 2026. The nearest is in Indian Land, about 26 miles away in a straight line.

Which banks in Great Falls are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Great Falls?

Spratt Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.

Which credit unions can I join in Great Falls?

Founders Credit Union has an office in Great Falls. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Great Falls in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Great Falls?

Nearby cities with more banks include Lancaster, Chester, Kershaw. Lancaster is 13 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds